THE CARLOWAY COMMUNITY ASSOCIATION

🌳Matureactive

SC409253 · private-limited-guarant-nsc-limited-exemption · incorporated 2011-10-12

Investment thesis

Looks cheap but ownership + security both unclear — probable value trap.

Why interesting: Headline metrics may be attractive.

Why risky: No PSC visibility combined with multiple live charges; transacting likely slow and expensive.

🔒Estimated value

—

Upgrade to see

Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

78/100

Strong

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What this business does

Primary activity: Other education n.e.c.

Sector: Education

ALSO REGISTERED FOR

91030Operation of historical sites and buildings and similar visitor attractions

Investor take

Pursue

Active trading company with a 76-year-old founder — textbook succession opportunity.

Opportunity 78/100 (strong), bankability 80/100. Strong seller-intent signal (63/100, director aged 76). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

2 live charges · oldest 1.8y

30/100

too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

· Newest facility, 1.8 years old — likely still in initial term.
· Single lender — cleanest path to refinance.
· Legal-friction score 28/100 — workable, but lender will want more DD.

Data confidence

Overall: low (49/100)

Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.

Company profile

address, 2 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

2 charges (2/2 with lender, 2/2 with type)

Directors & officers

46 officers (10 active, 46 linked, 39 with DOB)

Ownership & PSC

No PSCs filed (unusual — worth investigating)

Director network

3 connected companies via shared directors

Filing history

115 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

78/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filings

• 5 officers
• 1 accounts
• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (105 events)Click to expand

2026-01-11
📄
appoint-person-director-company-with-name-date
officers · AP01
2026-01-11
📄
appoint-person-director-company-with-name-date
officers · AP01
2026-01-11
📄
appoint-person-secretary-company-with-name-date
officers · AP03
2026-01-11
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2026-01-06
📄
accounts-with-accounts-type-group
accounts · AA
2025-12-17
➕
ERBIDA, Susanne appointed
secretary
2025-12-17
➕
MACASKILL, Angela Isabel appointed
director
2025-12-17
➕
MACLEOD-MACLEOD, Catherine appointed
director
2025-12-17
➖
SCHOFIELD, Christine resigned
secretary
2025-12-06
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-09-30
➖
MACKAY, Emily Florence Margaret resigned
director
2024-12-12
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-12-11
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-12-11
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-12-11
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-12-10
📄
accounts-with-accounts-type-group
accounts · AA
2024-11-27
➕
ERBIDA, Susanne appointed
director
2024-11-27
➖
BRUCE, Jim resigned
director
2024-11-27
➖
JAMES, Stuart William resigned
director
2024-11-27
➖
MACAULAY, Donald Macdonald resigned
director
2024-06-21
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-06-21
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-06-19
🔒
Charge registered #1
Lender: Social Growth Fund 2 LLP
2024-06-17
🔒
Charge registered #2
Lender: Social Growth Fund 2 LLP
2023-11-21
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-11-14
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-11-08
➖
MILLER, Graeme Ian resigned
director
2022-12-05
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-10-31
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-10-31
📄
termination-director-company-with-name-termination-date
officers · TM01
2022-08-29
➕
MACKINNON, Fiona Margaret Elizabeth appointed
director
2022-08-29
➖
INGRAM, John Fraser resigned
director
2021-08-09
📄
memorandum-articles
incorporation · MA
2021-08-09
📄
resolution
resolution · RESOLUTIONS
2020-09-22
➖
MORRISON, Mairi resigned
director
2019-05-28
➕
MACAULAY, Donald Macdonald appointed
director
2019-05-28
➖
MACMILLAN, Shona resigned
director
2019-05-28
➕
MILLER, Graeme Ian appointed
director
2019-05-16
➕
INGRAM, John Fraser appointed
director
2018-05-29
➕
SCHOFIELD, Christine appointed
secretary
2018-05-29
➖
STEELE, Mairi Macleod resigned
secretary
2018-05-23
➕
SCHOFIELD, Christine appointed
director
2018-05-23
➕
BRUCE, Jim appointed
director
2018-05-23
➖
MACKAY, Donald Murdo resigned
director
2018-05-23
➖
MAYERS, Christopher resigned
director
2018-02-12
➕
MACARTHUR, Iain appointed
director
2018-02-12
➕
MACARTHUR, Malcolm appointed
director
2018-01-30
➖
INGRAM, John Fraser resigned
director
2017-06-14
➕
INGRAM, John Fraser appointed
director
2017-05-30
➖
INGRAM, John Fraser resigned
director

Showing most recent 50 of 105 events

Owner dependency

63/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-9 active directors: Broader management team in place — suggests transferable governance.
+Founder age: Director aged approximately 76 — succession pressure is live.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

60/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 76 years old. Natural succession window is now.

Red flags

1 med ·

2 director resignations in last 12 months

medium

Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.

Evidence: SCHOFIELD, Christine resigned 2025-12-17; MACKAY, Emily Florence Margaret resigned 2025-09-30

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Education & training · HS postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
MACAULAY COLLEGE C.I.C.→ SC380232 · est 2010 · no financials extracted	—	—	—	—	15y	81	78y
COTHROM→ SC142456 · est 1993 · no financials extracted	—	—	—	—	33y	80	71y
BEAIRTEAS BHARRAIGH LTD→ SC552800 · est 2016 · no financials extracted	—	—	—	—	9y	76	63y
CNOC SOILLEIR LIMITED→ SC635033 · est 2019	—	—	£9.40M	—	6y	76	78y
STRESS MONKEY CLUB CIC→ SC631967 · est 2019	—	—	£91	—	6y	76	69y
THE HARRIS TWEED AUTHORITY EDUCATIONAL TRUST→ SC173554 · est 1997	—	—	£36.9k	—	29y	76	81y
AN TAIGH CEILIDH→ SC704924 · est 2021	—	—	£3.3k	—	4y	75	67y
BARRA CHILDREN'S CENTRE→ SC196854 · est 1999 · no financials extracted	—	—	—	—	26y	73	49y
FIRST AID HEBRIDES LTD→ SC559176 · est 2017	—	—	£24.1k	—	9y	72	53y
OTTER MOUNTAIN LTD→ SC744338 · est 2022	—	—	£2.6k	—	3y	71	40y
HEBRIDEAN HOLISTIC LTD→ SC848626 · est 2025 · no financials extracted	—	—	—	—	—	70	53y
REVIVE ARABIC LTD→ SC883417 · est 2026 · no financials extracted	—	—	—	—	—	70	45y

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeprivate-limited-guarant-nsc-limited-exemption

Incorporated2011-10-12

Jurisdictionscotland

Primary SIC85590 — Other education n.e.c.

Registered office

Carloway Community Centre

Knock

Carloway

Isle Of Lewis

HS2 9AU

Filing status

Accounts

Next due: 2026-12-31

Last made up to: 2025-03-31

Confirmation statement

Next due: 2026-11-07

Last: 2025-10-24