COTHROM

🌳Matureactive

SC142456 · private-limited-guarant-nsc-limited-exemption · incorporated 1993-02-04

Investment thesis

Looks cheap but ownership + security both unclear — probable value trap.

Why interesting: Headline metrics may be attractive.

Why risky: No PSC visibility combined with multiple live charges; transacting likely slow and expensive.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 19.3y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

80/100

Exceptional

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What this business does

Primary activity: Other education n.e.c.

Sector: Education

Investor take

Pursue

Active trading company with a 71-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (63/100, director aged 71). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 2 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

3 live charges · 2 lenders · oldest 19.3y

50/100

clean up first

Refinance viable after a tidy-up — address the highlighted items first.

· Oldest live charge is 19.3 years old — likely at or near maturity.
· Two lenders — manageable, but coordination required.
· Legal-friction score 38/100 — workable, but lender will want more DD.

Data confidence

Overall: low (51/100)

Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

3 charges (3/3 with lender, 3/3 with type)

Directors & officers

59 officers (5 active, 59 linked, 48 with DOB)

Ownership & PSC

No PSCs filed (unusual — worth investigating)

Director network

8 connected companies via shared directors

Filing history

198 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

80/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Recent activity

Last 30 days

filings

Last 90 days

filing

• 1 confirmation-statement

Last 180 days

filings

• 2 officers
• 1 confirmation-statement
• 1 accounts

Counts from Companies House filing history.

Corporate timeline (137 events)Click to expand

2025-12-01
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-11-04
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-10-29
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-10-23
➖
MACDONALD, Isabel Forbes resigned
director
2025-10-23
➖
MARSHALL, Susan resigned
director
2025-01-13
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-05
➕
KELTIE, Adam appointed
secretary
2024-09-05
➕
BLANEY, David appointed
director
2024-09-05
➖
MACINNES, Catherine Anne resigned
secretary
2024-09-05
➖
MACKINNON, Morag resigned
director
2024-09-05
➕
MARSHALL, Susan appointed
director
2024-09-05
➖
PATTILLO-HAGUE, Constance resigned
director
2024-09-05
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-09-05
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-09-05
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-09-05
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-09-05
📄
appoint-person-secretary-company-with-name-date
officers · AP03
2024-09-05
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2023-10-20
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-10-05
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-09-28
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-09-28
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-09-28
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-09-21
➕
THOMSON, Scott appointed
director
2023-09-21
➖
LEARMOND, Margaret Elizabeth resigned
director
2023-09-21
➖
MASSEY, Hamon Patrick Dunham, Col resigned
director
2023-09-21
➕
PATTILLO-HAGUE, Constance appointed
director
2023-04-20
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-04-07
➖
MACDONALD, Neil resigned
director
2022-09-26
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-12-13
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-10-25
📄
appoint-person-director-company-with-name-date
officers · AP01
2021-10-20
📄
appoint-person-director-company-with-name-date
officers · AP01
2021-10-07
➕
MACAULAY, Stephen John appointed
director
2021-10-07
➕
LEARMOND, Margaret Elizabeth appointed
director
2021-10-07
➕
MACKINNON, Morag appointed
director
2021-10-07
➖
MACKINNON, Morag resigned
director
2020-12-10
➖
CAMPBELL, Avril resigned
director
2020-09-10
➖
BLANEY, David resigned
director
2019-10-03
➕
MACKINNON, Morag appointed
director
2018-09-27
➖
MACLEOD, Lorna resigned
director
2018-09-27
➕
MASSEY, Hamon Patrick Dunham, Col appointed
director
2018-06-01
➖
MILLER-HUSON, John Anthony resigned
director
2017-06-19
➖
MACDONALD, Barbara resigned
secretary
2017-06-19
➕
MACINNES, Catherine Anne appointed
secretary
2016-11-24
➕
MILLER-HUSON, John Anthony appointed
director
2016-09-22
➕
MACDONALD, Neil appointed
director
2015-09-29
🔒
Charge registered #3
Lender: Big Lottery Fund
2015-09-10
➖
WELLS, Gordon resigned
director
2014-05-29
➕
CAMPBELL, Avril appointed
director

Showing most recent 50 of 137 events

Owner dependency

65/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-4 active directors: Broader management team in place — suggests transferable governance.
+Long-tenure founder: Senior director has been in place 16 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 71 — succession pressure is live.

Succession & seller-readiness

73/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 71 years old. Natural succession window is now.
secondary12+ year tenure: Director in role 16 years.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·

2 director resignations in last 12 months

medium

Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.

Evidence: MACDONALD, Isabel Forbes resigned 2025-10-23; MARSHALL, Susan resigned 2025-10-23

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Education & training · HS postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
MACAULAY COLLEGE C.I.C.→ SC380232 · est 2010 · no financials extracted	—	—	—	—	15y	81	78y
THE CARLOWAY COMMUNITY ASSOCIATION→ SC409253 · est 2011 · no financials extracted	—	—	—	—	14y	78	76y
BEAIRTEAS BHARRAIGH LTD→ SC552800 · est 2016 · no financials extracted	—	—	—	—	9y	76	63y
CNOC SOILLEIR LIMITED→ SC635033 · est 2019	—	—	£9.40M	—	6y	76	78y
STRESS MONKEY CLUB CIC→ SC631967 · est 2019	—	—	£91	—	6y	76	69y
THE HARRIS TWEED AUTHORITY EDUCATIONAL TRUST→ SC173554 · est 1997	—	—	£36.9k	—	29y	76	81y
AN TAIGH CEILIDH→ SC704924 · est 2021	—	—	£3.3k	—	4y	75	67y
BARRA CHILDREN'S CENTRE→ SC196854 · est 1999 · no financials extracted	—	—	—	—	26y	73	49y
FIRST AID HEBRIDES LTD→ SC559176 · est 2017	—	—	£24.1k	—	9y	72	53y
OTTER MOUNTAIN LTD→ SC744338 · est 2022	—	—	£2.6k	—	3y	71	40y
HEBRIDEAN HOLISTIC LTD→ SC848626 · est 2025 · no financials extracted	—	—	—	—	—	70	53y
REVIVE ARABIC LTD→ SC883417 · est 2026 · no financials extracted	—	—	—	—	—	70	45y

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeprivate-limited-guarant-nsc-limited-exemption

Incorporated1993-02-04

Jurisdictionscotland

Primary SIC85590 — Other education n.e.c.

Registered office

Cothrom Ltd

Ormiclate

South Uist

Western Isles

HS8 5SB

Filing status

Accounts

Next due: 2026-12-31

Last made up to: 2025-03-31

Confirmation statement

Next due: 2027-02-18

Last: 2026-02-04