GRAHAMS THE FAMILY DAIRY (PROCESSING) LIMITED
- · Thesis: well-run, low negotiation leverage
Opportunity 82/100 (exceptional), bankability 67/100. Strong seller-intent signal (63/100, director aged 86). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
3 live charges · 3 lenders · oldest 19.0y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 19.0 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (60/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Recent activity
- • 1 officers
- • 1 officers
- • 2 officers
- • 2 accounts
- • 2 other
Corporate timeline (41 events)Click to expand
- 2026-04-06📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-04-01➕MATTHEW, Rachel appointeddirector
- 2025-12-19📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2025-12-19📄legacyother · AGREEMENT2
- 2025-12-19📄legacyaccounts · PARENT_ACC
- 2025-12-19📄legacyother · GUARANTEE2
- 2025-10-27📄change-person-director-company-with-change-dateofficers · CH01
- 2024-10-25📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2024-10-25📄legacyaccounts · PARENT_ACC
- 2024-10-25📄legacyother · AGREEMENT2
- 2024-10-25📄legacyother · GUARANTEE2
- 2023-12-13📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2023-12-13📄legacyaccounts · PARENT_ACC
- 2023-12-13📄legacyother · AGREEMENT2
- 2023-12-13📄legacyother · GUARANTEE2
- 2023-01-06📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2023-01-06📄legacyaccounts · PARENT_ACC
- 2023-01-06📄legacyother · AGREEMENT2
- 2023-01-06📄legacyother · GUARANTEE2
- 2021-12-29📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2021-12-29📄legacyaccounts · PARENT_ACC
- 2021-12-29📄legacyother · GUARANTEE2
- 2018-01-01➖FARRELL, Jacqueline Alison resigneddirector
- 2015-04-14🔓Charge satisfied #1
- 2014-03-13🔒Charge registered #3Lender: The Royal Bank of Scotland PLC
- 2014-03-13🔒Charge registered #2Lender: Rbs Invoice Finance Limited
- 2013-04-01➕DORRIAN, Shaun appointeddirector
- 2013-04-01➕FARRELL, Jacqueline Alison appointeddirector
- 2011-09-09➖SWAN, Eliot resigneddirector
- 2010-02-05➕SWAN, Eliot appointeddirector
- 2007-04-04🔒Charge registered #1Lender: The Governor and Company of the Bank of Scotland
- 2007-03-02➕GRAHAM, Jean Ferguson appointedsecretary
- 2007-03-02➕GRAHAM, Carol Bishop appointeddirector
- 2007-03-02➕GRAHAM, Jean Ferguson appointeddirector
- 2007-03-02➕GRAHAM, Robert Bishop appointeddirector
- 2007-03-02➕GRAHAM, Robert Alexander, Dr appointeddirector
- 2007-03-02➖DALGLEN SECRETARIES LIMITED resignedcorporate-nominee-secretary
- 2007-03-02➖DALGLEN DIRECTORS LIMITED resignedcorporate-nominee-director
- 2006-11-14🏢Company incorporatedAs GRAHAMS THE FAMILY DAIRY (PROCESSING) LIMITED
- 2006-11-14➕DALGLEN SECRETARIES LIMITED appointedcorporate-nominee-secretary
- 2006-11-14➕DALGLEN DIRECTORS LIMITED appointedcorporate-nominee-director
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- -6 active directors: Broader management team in place — suggests transferable governance.
- +Founder name in company name: Company name contains director surname "GRAHAM" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 19 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 86 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 70+: Senior director is approximately 86 years old. Natural succession window is now.
- secondary12+ year tenure: Director in role 19 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanGroup structure
Grahams The Family Dairy Group Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Grahams The Family Dairy Group Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (7 active · 4 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 13/03/2014 | — | |
| outstanding | NatWest Group Rbs Invoice Finance Limited | A registered charge | 1 property | 13/03/2014 | — | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Floating charge | 1 property | 04/04/2007 | 14/04/2015 |