GRAHAMS THE FAMILY DAIRY GROUP LIMITED
- · Thesis: well-run, low negotiation leverage
- 70100Activities of head offices
Opportunity 79/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
6 live charges · 4 lenders · oldest 19.1y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 19.1 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (59/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Recent activity
- • 1 officers
- • 2 officers
- • 1 confirmation-statement
- • 2 officers
- • 1 confirmation-statement
- • 1 accounts
Corporate timeline (46 events)Click to expand
- 2026-04-06📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-04-01➕MATTHEW, Rachel appointeddirector
- 2026-02-11📄replacement-filing-of-director-appointment-with-nameofficers · RP01AP01
- 2025-12-19📄accounts-with-accounts-type-groupaccounts · AA
- 2025-07-08📄capital-cancellation-sharescapital · SH06
- 2025-05-14📄capital-return-purchase-own-sharescapital · SH03
- 2025-05-02📄second-filing-of-confirmation-statement-with-made-up-dateconfirmation-statement · RP04CS01
- 2025-04-01📄resolutionresolution · RESOLUTIONS
- 2025-04-01📄resolutionresolution · RESOLUTIONS
- 2024-10-31➖KEANE, William Gerard resigneddirector
- 2024-10-31➖THOMSON, Simon John resigneddirector
- 2024-10-31📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-10-31📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-10-24📄accounts-with-accounts-type-groupaccounts · AA
- 2024-04-30📄capital-cancellation-sharescapital · SH06
- 2024-04-30📄capital-cancellation-sharescapital · SH06
- 2024-04-30📄capital-return-purchase-own-sharescapital · SH03
- 2024-04-30📄capital-return-purchase-own-sharescapital · SH03
- 2024-04-18📄capital-cancellation-sharescapital · SH06
- 2024-04-17📄capital-return-purchase-own-sharescapital · SH03
- 2024-04-03📄resolutionresolution · RESOLUTIONS
- 2024-04-03📄resolutionresolution · RESOLUTIONS
- 2023-12-13📄accounts-with-accounts-type-groupaccounts · AA
- 2023-11-09📄capital-cancellation-sharescapital · SH06
- 2023-10-18📄capital-return-purchase-own-sharescapital · SH03
- 2018-09-25🔒Charge registered #6Lender: The Royal Bank of Scotland PLC
- 2018-07-25🔒Charge registered #5Lender: The Royal Bank of Scotland PLC
- 2018-01-01➖FARRELL, Jacqueline Alison resigneddirector
- 2015-04-14🔓Charge satisfied #2
- 2015-04-14🔓Charge satisfied #1
- 2014-03-13🔒Charge registered #4Lender: The Royal Bank of Scotland PLC
- 2014-03-13🔒Charge registered #3Lender: Rbs Invoice Finance Limited
- 2013-12-01➕KEANE, William Gerard appointeddirector
- 2013-04-01➕DORRIAN, Shaun appointeddirector
- 2013-04-01➕FARRELL, Jacqueline Alison appointeddirector
- 2011-09-09➖SWAN, Eliot resigneddirector
- 2010-02-05➕SWAN, Eliot appointeddirector
- 2010-02-05➕THOMSON, Simon John appointeddirector
- 2007-08-27🔒Charge registered #2Lender: Clydesdale Bank Public Limited Company
- 2007-04-04🔒Charge registered #1Lender: The Governor and Company of the Bank of Scotland
- 2007-02-28🏢Company incorporatedAs GRAHAMS THE FAMILY DAIRY GROUP LIMITED
- 2007-02-28➕GRAHAM, Jean Ferguson appointedsecretary
- 2007-02-28➕GRAHAM, Carol Bishop appointeddirector
- 2007-02-28➕GRAHAM, Jean Ferguson appointeddirector
- 2007-02-28➕GRAHAM, Robert Alexander, Dr appointeddirector
- 2007-02-28➕GRAHAM, Robert Bishop appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- -6 active directors: Broader management team in place — suggests transferable governance.
- +Founder name in company name: Company name contains director surname "GRAHAM" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 19 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 86 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 70+: Senior director is approximately 86 years old. Natural succession window is now.
- secondary12+ year tenure: Director in role 19 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Ms Carol Bishop Graham Individual · British · DOB 12/1966 · age 60 | — | 25–50% | 25-50% voting | 02/03/2021 |
Mr Robert Bishop Graham Individual · British · DOB 11/1970 · age 56 | 25–50% | 50–75% | board control50-75% shares · 50-75% voting · board control | 06/04/2016 |
2 historic (ceased) PSCs
- Mrs Jean Ferguson Grahamceased 02/03/2021· 25-50% shares · 25-50% voting
- Dr Robert Alexander Grahamceased 02/03/2021· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Food & drink · FK postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| BIOMAR LIMITED→ SC119586 · est 1989 | — | — | — | 8700 | 36y | 83 | 60y |
| GRAHAMS THE FAMILY DAIRY (PROCESSING) LIMITED→ SC311872 · est 2006 · no financials extracted | — | — | — | — | 19y | 82 | 86y |
| GRAHAMS THE FAMILY DAIRY LIMITED→ SC312966 · est 2006 · no financials extracted | — | — | — | — | 19y | 82 | 86y |
| HARVIESTOUN BREWERY (HOLDINGS) LIMITED→ SC334493 · est 2007 | — | — | — | 2 | 18y | 82 | 87y |
| DEVON ALES LIMITED→ SC162887 · est 1996 | — | — | — | 0 | 30y | 81 | 80y |
| ARGO FOODS LIMITED→ SC245558 · est 2003 | — | — | — | 13 | 23y | 80 | 62y |
| ASHERS ICE CREAM LIMITED→ SC351857 · est 2008 | — | — | £755.7k | — | 17y | 80 | 61y |
| D CAMPBELL & SON LTD→ SC376494 · est 2010 | — | — | — | 6 | 16y | 80 | 74y |
| GRAHAMS THE FAMILY DAIRY (MILK PRODUCTS) LIMITED→ SC520864 · est 2015 · no financials extracted | — | — | — | — | 10y | 80 | 86y |
| HARVIESTOUN BREWERY LIMITED→ SC084914 · est 1983 | — | — | — | 20 | 42y | 80 | 87y |
| INTOXICATING BRANDS LIMITED→ SC276644 · est 2004 | — | — | £4.5k | — | 21y | 80 | 68y |
| SCOTBEEF INVERURIE LIMITED→ SC432208 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (7 active · 4 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 25/09/2018 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 25/07/2018 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 13/03/2014 | — | |
| outstanding | NatWest Group Rbs Invoice Finance Limited | A registered charge | 1 property | 13/03/2014 | — | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Floating charge | 1 property | 27/08/2007 | 14/04/2015 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Floating charge | 1 property | 04/04/2007 | 14/04/2015 |