GRAHAMS THE FAMILY DAIRY GROUP LIMITED

🌳Matureactive
SC317473 · ltd · incorporated 2007-02-28
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
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Turnover
not disclosed
Net worth
book net assets
Opportunity
79/100
Strong
🔔
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What this business does
Primary activity: SIC 10511
Sector: Manufacturing
ALSO REGISTERED FOR
  • 70100Activities of head offices
Investor take
Pursue
Strong opportunity: active trading company with strong profile and acceptable with review structure.

Opportunity 79/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

6 live charges · 4 lenders · oldest 19.1y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Oldest live charge is 19.1 years old — likely at or near maturity.
  • · 4 lenders named — inter-creditor friction likely.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (59/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 2 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
6 charges (6/6 with lender, 6/6 with type)
90
Directors & officers
11 officers (7 active, 11 linked, 10 with DOB)
88
Ownership & PSC
2 active PSC(s) of 4 total, 4 with control declared
90
Director network
8 connected companies via shared directors
69
Filing history
115 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
1
filing
  • 1 officers
Last 90 days
3
filings
  • 2 officers
  • 1 confirmation-statement
Last 180 days
4
filings
  • 2 officers
  • 1 confirmation-statement
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (46 events)Click to expand
  1. 2026-04-06
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  2. 2026-04-01
    MATTHEW, Rachel appointed
    director
  3. 2026-02-11
    📄
    replacement-filing-of-director-appointment-with-name
    officers · RP01AP01
  4. 2025-12-19
    📄
    accounts-with-accounts-type-group
    accounts · AA
  5. 2025-07-08
    📄
    capital-cancellation-shares
    capital · SH06
  6. 2025-05-14
    📄
    capital-return-purchase-own-shares
    capital · SH03
  7. 2025-05-02
    📄
    second-filing-of-confirmation-statement-with-made-up-date
    confirmation-statement · RP04CS01
  8. 2025-04-01
    📄
    resolution
    resolution · RESOLUTIONS
  9. 2025-04-01
    📄
    resolution
    resolution · RESOLUTIONS
  10. 2024-10-31
    KEANE, William Gerard resigned
    director
  11. 2024-10-31
    THOMSON, Simon John resigned
    director
  12. 2024-10-31
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  13. 2024-10-31
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  14. 2024-10-24
    📄
    accounts-with-accounts-type-group
    accounts · AA
  15. 2024-04-30
    📄
    capital-cancellation-shares
    capital · SH06
  16. 2024-04-30
    📄
    capital-cancellation-shares
    capital · SH06
  17. 2024-04-30
    📄
    capital-return-purchase-own-shares
    capital · SH03
  18. 2024-04-30
    📄
    capital-return-purchase-own-shares
    capital · SH03
  19. 2024-04-18
    📄
    capital-cancellation-shares
    capital · SH06
  20. 2024-04-17
    📄
    capital-return-purchase-own-shares
    capital · SH03
  21. 2024-04-03
    📄
    resolution
    resolution · RESOLUTIONS
  22. 2024-04-03
    📄
    resolution
    resolution · RESOLUTIONS
  23. 2023-12-13
    📄
    accounts-with-accounts-type-group
    accounts · AA
  24. 2023-11-09
    📄
    capital-cancellation-shares
    capital · SH06
  25. 2023-10-18
    📄
    capital-return-purchase-own-shares
    capital · SH03
  26. 2018-09-25
    🔒
    Charge registered #6
    Lender: The Royal Bank of Scotland PLC
  27. 2018-07-25
    🔒
    Charge registered #5
    Lender: The Royal Bank of Scotland PLC
  28. 2018-01-01
    FARRELL, Jacqueline Alison resigned
    director
  29. 2015-04-14
    🔓
    Charge satisfied #2
  30. 2015-04-14
    🔓
    Charge satisfied #1
  31. 2014-03-13
    🔒
    Charge registered #4
    Lender: The Royal Bank of Scotland PLC
  32. 2014-03-13
    🔒
    Charge registered #3
    Lender: Rbs Invoice Finance Limited
  33. 2013-12-01
    KEANE, William Gerard appointed
    director
  34. 2013-04-01
    DORRIAN, Shaun appointed
    director
  35. 2013-04-01
    FARRELL, Jacqueline Alison appointed
    director
  36. 2011-09-09
    SWAN, Eliot resigned
    director
  37. 2010-02-05
    SWAN, Eliot appointed
    director
  38. 2010-02-05
    THOMSON, Simon John appointed
    director
  39. 2007-08-27
    🔒
    Charge registered #2
    Lender: Clydesdale Bank Public Limited Company
  40. 2007-04-04
    🔒
    Charge registered #1
    Lender: The Governor and Company of the Bank of Scotland
  41. 2007-02-28
    🏢
    Company incorporated
    As GRAHAMS THE FAMILY DAIRY GROUP LIMITED
  42. 2007-02-28
    GRAHAM, Jean Ferguson appointed
    secretary
  43. 2007-02-28
    GRAHAM, Carol Bishop appointed
    director
  44. 2007-02-28
    GRAHAM, Jean Ferguson appointed
    director
  45. 2007-02-28
    GRAHAM, Robert Alexander, Dr appointed
    director
  46. 2007-02-28
    GRAHAM, Robert Bishop appointed
    director

Owner dependency

88/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • -6 active directors: Broader management team in place — suggests transferable governance.
  • +Founder name in company name: Company name contains director surname "GRAHAM" — strong identity link between founder and business.
  • +Long-tenure founder: Senior director has been in place 19 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 86 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

73/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 86 years old. Natural succession window is now.
  • secondary12+ year tenure: Director in role 19 years.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Ms Carol Bishop Graham
Individual · British · DOB 12/1966 · age 60
25–50%25-50% voting02/03/2021
Mr Robert Bishop Graham
Individual · British · DOB 11/1970 · age 56
2550%
50–75%board control50-75% shares · 50-75% voting · board control06/04/2016
2 historic (ceased) PSCs
  • Mrs Jean Ferguson Grahamceased 02/03/2021· 25-50% shares · 25-50% voting
  • Dr Robert Alexander Grahamceased 02/03/2021· 25-50% shares · 25-50% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2007-02-28
Jurisdictionscotland
Primary SIC10511 — SIC 10511

Registered office

Airthrey Kerse Farm
Henderson Street
Bridge Of Allan
Stirlingshire
FK9 4RW

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-02-03
Last: 2026-01-20

Officers (7 active · 4 resigned)

GRAHAM, Jean Ferguson
secretary · appointed 2007-02-28
View their other companies + combined net worth →
Active
DORRIAN, Shaun
director · ~56y · appointed 2013-04-01
View their other companies + combined net worth →
Active
GRAHAM, Carol Bishop
director · ~60y · appointed 2007-02-28
View their other companies + combined net worth →
Active
GRAHAM, Jean Ferguson
director · ~85y · appointed 2007-02-28
View their other companies + combined net worth →
Active
GRAHAM, Robert Alexander, Dr
director · ~86y · appointed 2007-02-28
View their other companies + combined net worth →
Active
GRAHAM, Robert Bishop
director · ~56y · appointed 2007-02-28
View their other companies + combined net worth →
Active
MATTHEW, Rachel
director · ~34y · appointed 2026-04-01
View their other companies + combined net worth →
Active
FARRELL, Jacqueline Alison
director · ~63y · appointed 2013-04-01 · resigned 2018-01-01
Resigned
KEANE, William Gerard
director · ~71y · appointed 2013-12-01 · resigned 2024-10-31
Resigned
SWAN, Eliot
director · ~60y · appointed 2010-02-05 · resigned 2011-09-09
Resigned
THOMSON, Simon John
director · ~61y · appointed 2010-02-05 · resigned 2024-10-31
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

6
Total charges
4
Outstanding
2
Active lenders
Status:Lender:6 of 6 shown
TypeProperties
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge1 property25/09/2018
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge1 property25/07/2018
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge1 property13/03/2014
outstanding
NatWest Group
Rbs Invoice Finance Limited
A registered charge1 property13/03/2014
satisfied
Virgin Money
Clydesdale Bank Public Limited Company
Floating charge1 property27/08/200714/04/2015
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Floating charge1 property04/04/200714/04/2015
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (115 total)

appoint-person-director-company-with-name-date
officers · AP01
2026-04-06
confirmation-statement-with-updates
confirmation-statement · CS01
2026-02-11
replacement-filing-of-director-appointment-with-name
officers · RP01AP01
2026-02-11
accounts-with-accounts-type-group
accounts · AA
2025-12-19
capital-cancellation-shares
capital · SH06
2025-07-08
capital-return-purchase-own-shares
capital · SH03
2025-05-14
second-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP04CS01
2025-05-02
resolution
resolution · RESOLUTIONS
2025-04-01
resolution
resolution · RESOLUTIONS
2025-04-01
confirmation-statement-with-updates
confirmation-statement · CS01
2025-02-21
termination-director-company-with-name-termination-date
officers · TM01
2024-10-31
termination-director-company-with-name-termination-date
officers · TM01
2024-10-31
accounts-with-accounts-type-group
accounts · AA
2024-10-24
capital-cancellation-shares
capital · SH06
2024-04-30
capital-cancellation-shares
capital · SH06
2024-04-30