CARLOWAY COMMUNITY ASSOCIATION TRADING LTD

🏛️Establishedactive

SC694039 · ltd · incorporated 2021-03-30

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Mar 2025

Net worth

£-1.5k

book net assets

Opportunity

76/100

Strong

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What this business does

Primary activity: Retail sale in non-specialised stores with food, beverages or tobacco predominating

Sector: Wholesale & retail

Investor take

Pass (distressed without resilience)

Distressed active trading company — structural issues outweigh the discount.

Opportunity 76/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -54% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (65/100).

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

Confirmed no charges registered

Directors & officers

5 officers (5 active, 5 linked, 5 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

4 connected companies via shared directors

Filing history

11 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

76/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Adequate — check latest filings for context.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared

Negative net assets

Liabilities exceed assets by £1,503

Cash draining

Cash down 54% YoY

Cash YoY

-54%

Year on year

Key financials

2 years extracted from filed iXBRL accounts

Cash

£6k

↓ 54% YoY

Net Worth

-£2k

↑ 84% YoY

Current Assets

£26k

↓ 24% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2025-03-31	2024-03-31
Total assets	£-1.5k	£-9.5k
Current assets	£26.3k	£34.5k
Cash	£5.7k	£12.6k
Debtors	—	£210
Net assets	£-1.5k	£-9.5k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filing

• 1 confirmation-statement

Last 90 days

filing

• 1 confirmation-statement

Last 180 days

filings

• 1 confirmation-statement
• 1 accounts
• 1 officers

Counts from Companies House filing history.

Corporate timeline (12 events)Click to expand

2025-12-18
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-01
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-11-29
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-11-15
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2023-11-08
➕
INGRAM, John Fraser appointed
director
2022-12-09
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2021-03-30
🏢
Company incorporated
As CARLOWAY COMMUNITY ASSOCIATION TRADING LTD
2021-03-30
➕
GRAHAM, Margaret Mary Macarthur appointed
director
2021-03-30
➕
MACARTHUR, Malcolm appointed
director
2021-03-30
➕
SCHOFIELD, Christine appointed
director
2021-03-30
➕
STEELE, Mairi Macleod appointed
director
2021-03-30
📄
incorporation-company
incorporation · NEWINC

Owner dependency

55/100

Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS

-5 active directors: Broader management team in place — suggests transferable governance.
+Founder age: Director aged approximately 71 — succession pressure is live.

Succession & seller-readiness

60/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 71 years old. Natural succession window is now.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

The Carloway Community Association is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️

The Carloway Community Association

Corporate parent · holds 75-100% shares · board control

ultimate parent

⬇

CARLOWAY COMMUNITY ASSOCIATION TRADING LTD

This company · SC694039

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
The Carloway Community Association Corporate entity	75–100%	75–100%	board control75-100% shares · 75-100% voting · board control	30/03/2021

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

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Similar companies

Active · Retail · HS postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
HEBRIDEAN JEWELLERY LIMITED→ SC239987 · est 2002	—	—	£614.3k	—	23y	83	79y
A D MUNRO (HARRIS) LTD→ SC344202 · est 2008	—	—	£32.5k	—	17y	82	58y
D MACGILLIVRAY & CO LTD.→ SC323837 · est 2007	—	—	£336.2k	—	18y	82	61y
FLOOR TO FLOOR LIMITED→ SC316361 · est 2007	—	—	£38.9k	—	19y	81	64y
BAYHEAD SHOP LTD→ SC352329 · est 2008	—	—	£55.8k	—	17y	80	66y
CCW WORLD LIMITED→ SC235907 · est 2002	—	—	£431.2k	—	23y	80	77y
CHARLES MACLEOD LIMITED→ SC235886 · est 2002	—	—	£2.34M	—	23y	80	79y
COMSULTING LIMITED→ SC177759 · est 1997	—	—	£68.6k	—	28y	80	69y
CORRYAN TRADING LIMITED→ SC459781 · est 2013	—	—	£220.4k	—	12y	80	60y
FI WORLD LIMITED→ SC235906 · est 2002	—	—	£302.0k	—	23y	80	77y
ANGUS CAMPBELL LTD.→ SC162315 · est 1995	—	—	£1.03M	—	30y	79	70y
BUTH BHARRAIGH LIMITED→ SC461773 · est 2013	—	—	£81.5k	—	12y	79	63y

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated2021-03-30

Jurisdictionscotland

Primary SIC47110 — Retail sale in non-specialised stores with food, beverages or tobacco predominating

Registered office

Carloway Community Centre

Knock

Carloway

Isle Of Lewis

HS2 9AU

Scotland

Filing status

Accounts

Next due: 2026-12-31

Last made up to: 2025-03-31

Confirmation statement

Next due: 2027-04-12

Last: 2026-03-29