HEBRIDEAN JEWELLERY LIMITED

🌳Matureactive
SC239987 · ltd · incorporated 2002-11-22
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
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Turnover
year to Feb 2025
Net worth
£614.3k
book net assets
Opportunity
83/100
Exceptional
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What this business does
Primary activity: SIC 47770
Sector: Wholesale & retail
Investor take
Pursue
Active trading company with a 79-year-old founder — textbook succession opportunity.

Opportunity 83/100 (exceptional), bankability 80/100. Strong seller-intent signal (63/100, director aged 79). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -51% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

1 live charge · oldest 23.0y

45/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 23.0 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Cashflow trend is negative — lender view likely cautious.

Data confidence

Overall: medium (77/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
9 officers (6 active, 9 linked, 6 with DOB)
83
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
65 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
83/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £614,258
Net assets shrinking
Down £132,763 YoY
Cash draining
Cash down 51% YoY
Cash YoY
-51%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£151k
↓ 51% YoY
Net Worth
£614k
↓ 18% YoY
Current Assets
£663k
↓ 18% YoY
Current Liabilities
£0£161k£322k£483k£644k£806kFeb 2024Feb 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-02-282024-02-29
Total assets£616.3k£762.4k
Current assets£663.5k£805.5k
Cash£150.5k£306.3k
Debtors£19.6k£17.6k
Net assets£614.3k£747.0k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
2
filings
  • 1 confirmation-statement
  • 1 accounts
Last 180 days
2
filings
  • 1 confirmation-statement
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (28 events)Click to expand
  1. 2026-02-26
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-12-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2023-11-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2022-11-14
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2021-10-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2021-10-06
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  7. 2021-07-11
    MACDONALD, Mary resigned
    director
  8. 2021-01-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2019-11-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2018-11-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2017-11-14
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2016-11-09
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  13. 2015-12-03
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  14. 2015-09-03
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  15. 2015-01-05
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  16. 2011-07-22
    MACINNES, Fiona appointed
    director
  17. 2011-07-22
    MACLEOD, Jean appointed
    director
  18. 2011-07-22
    MACPHEE, William appointed
    director
  19. 2011-07-22
    MACDONALD, Mary appointed
    director
  20. 2003-05-09
    🔒
    Charge registered #1
    Lender: The Governor and Company of the Bank of Scotland
  21. 2002-11-27
    HART, John Morton appointed
    secretary
  22. 2002-11-27
    HART, John Morton appointed
    director
  23. 2002-11-27
    HART, Mary appointed
    director
  24. 2002-11-26
    FORM 10 SECRETARIES FD LTD resigned
    corporate-nominee-secretary
  25. 2002-11-26
    FORM 10 DIRECTORS FD LTD resigned
    corporate-nominee-director
  26. 2002-11-22
    🏢
    Company incorporated
    As HEBRIDEAN JEWELLERY LIMITED
  27. 2002-11-22
    FORM 10 SECRETARIES FD LTD appointed
    corporate-nominee-secretary
  28. 2002-11-22
    FORM 10 DIRECTORS FD LTD appointed
    corporate-nominee-director

Owner dependency

73/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • -5 active directors: Broader management team in place — suggests transferable governance.
  • +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 79 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

90/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 79 years old. Natural succession window is now.
  • primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Trustees Of The Hebridean Jewellery Ebt is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Trustees Of The Hebridean Jewellery Ebt
Corporate parent · holds 75-100% shares
ultimate parent
HEBRIDEAN JEWELLERY LIMITED
This company · SC239987

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Trustees Of The Hebridean Jewellery Ebt
Corporate entity
75100%
75-100% shares06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2002-11-22
Jurisdictionscotland
Primary SIC47770 — SIC 47770

Registered office

Hebridean Jewellery
Carnan, Iochdar
South Uist, Western Isles
HS8 5QX

Filing status

Accounts
Next due: 2026-11-30
Last made up to: 2025-02-28
Confirmation statement
Next due: 2027-03-19
Last: 2026-03-05

Officers (6 active · 3 resigned)

HART, John Morton
secretary · appointed 2002-11-27
View their other companies + combined net worth →
Active
HART, John Morton
director · ~79y · appointed 2002-11-27
View their other companies + combined net worth →
Active
HART, Mary
director · ~74y · appointed 2002-11-27
View their other companies + combined net worth →
Active
MACINNES, Fiona
director · ~60y · appointed 2011-07-22
View their other companies + combined net worth →
Active
MACLEOD, Jean
director · ~71y · appointed 2011-07-22
View their other companies + combined net worth →
Active
MACPHEE, William
director · ~57y · appointed 2011-07-22
View their other companies + combined net worth →
Active
FORM 10 SECRETARIES FD LTD
corporate-nominee-secretary · appointed 2002-11-22 · resigned 2002-11-26
Resigned
MACDONALD, Mary
director · ~60y · appointed 2011-07-22 · resigned 2021-07-11
Resigned
FORM 10 DIRECTORS FD LTD
corporate-nominee-director · appointed 2002-11-22 · resigned 2002-11-26
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Bond & floating charge1 property09/05/2003
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (65 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-02-26
confirmation-statement-with-updates
confirmation-statement · CS01
2025-03-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-11-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-11-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-12-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-10-28
termination-director-company-with-name-termination-date
officers · TM01
2021-10-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-01-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-12-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-12-11