PROSPER SOCIAL FINANCE CIC
🏛️Establishedactive
SC588686 · private-limited-guarant-nsc · incorporated 2018-02-13
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Feb 2025
Net worth
£12.5k
book net assets
Opportunity
69/100
Strong
What this business does
Primary activity: Security dealing on own account
Sector: Financial & insurance
Investor take
PursueAsset-holding vehicle. Reasonable fundamentals — worth a memo before deciding.
Opportunity 69/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
22 officers (2 active, 22 linked, 22 with DOB)
90
Ownership & PSC
1 active PSC(s) of 8 total, 8 with control declared
90
Director network
Network not yet resolved
30
Filing history
72 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
69/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £12,519
Cash YoY
+91%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£7k
↑ 91% YoY
Net Worth
£13k
↑ 18% YoY
Current Assets
£7k
↑ 91% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-02-28 | 2024-02-28 |
|---|---|---|
| Total assets | £62.5k | £60.6k |
| Current assets | £7.4k | £3.9k |
| Cash | £7.4k | £3.9k |
| Net assets | £12.5k | £10.6k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 officers
Last 180 days
3
filings
- • 1 officers
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (65 events)Click to expand
- 2026-04-19➖NESLING, Jacob Richard Clarence, Mr. resigneddirector
- 2026-04-19📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-11-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-09-22➕NESLING, Jacob Richard Clarence, Mr. appointeddirector
- 2025-09-22➖PATON, Craig Robert resigneddirector
- 2025-09-22📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-09-22📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-09-15➖COHN, Ethan Gabriel resigneddirector
- 2025-09-15📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-09-15📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-09-15📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-09-15📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-09-10➕MOJSOVSKI, Katerina Taylor, Ms. appointeddirector
- 2025-09-08📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-09-06➖ROSS, Cormack Harry resigneddirector
- 2025-05-29➕YU, Ho Chit Ian, Mr. appointeddirector
- 2025-05-29📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-03-25📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-02-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-07-23📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-07-23📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-07-23📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-07-23📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-07-23📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-07-23📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-07-23📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-07-23📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-07-17➕COHN, Ethan Gabriel appointeddirector
- 2024-07-17➖GRAHAM, Harvey resigneddirector
- 2024-07-17➖GUBBAY, Grace Catherine resigneddirector
- 2024-07-17➖JIMENEZ, Aaron resigneddirector
- 2024-07-17➕PATON, Craig Robert appointeddirector
- 2024-07-17➕ROSS, Cormack Harry appointeddirector
- 2023-11-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-05-19➕GRAHAM, Harvey appointeddirector
- 2023-05-19➖HALES, Matthew James Flaherty resigneddirector
- 2023-05-19➕JIMENEZ, Aaron appointeddirector
- 2023-05-19➖VALENTINE, Kyle Morgan resigneddirector
- 2023-05-19📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2022-05-19➖DENTON, Charlie Hamish Gordon resigneddirector
- 2022-05-19➕GUBBAY, Grace Catherine appointeddirector
- 2022-05-19➖SARA, Irem resigneddirector
- 2022-05-19➕VALENTINE, Kyle Morgan appointeddirector
- 2021-08-21➕DENTON, Charlie Hamish Gordon appointeddirector
- 2021-08-21➖GELDARD, Clara Iris Selinda resigneddirector
- 2021-08-21➖GRANT, Vasiliki resigneddirector
- 2021-08-21➕HALES, Matthew James Flaherty appointeddirector
- 2021-08-21➖SANDISON, Rory Ian resigneddirector
- 2021-08-21➕SARA, Irem appointeddirector
- 2020-05-31➖HARRIS, Duncan Leslie Archer resigneddirector
Showing most recent 50 of 65 events
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med ·4 director resignations in last 12 months
mediumMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: COHN, Ethan Gabriel resigned 2025-09-15; NESLING, Jacob Richard Clarence, Mr. resigned 2026-04-19; PATON, Craig Robert resigned 2025-09-22
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr. Ho Chit Ian Yu Individual · British · DOB 07/2003 · age 23 | — | — | sig. influencesignificant influence · trust interest · firm interest | 15/09/2025 |
7 historic (ceased) PSCs
- Mr Ethan Gabriel Cohnceased 15/09/2025· significant influence · trust interest · firm interest
- Ms Grace Catherine Gubbayceased 17/07/2024· significant influence · trust interest · firm interest
- Mr Matthew James Flaherty Halesceased 19/05/2023· significant influence
- Ms Irem Saraceased 19/05/2022· significant influence
- Miss Vasiliki Grantceased 21/08/2021· significant influence
- Mr Duncan Leslie Archer Harrisceased 31/05/2020· significant influence
- William Alexander Hinckleyceased 05/05/2018· significant influence
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Financial services · EH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AMATI GLOBAL INVESTORS LIMITED→ SC199908 · est 1999 | £8.90M £6.47M–£11.33M | — | — | 2800 | 26y | 84 | 66y |
| CS MANAGERS LTD→ SC231678 · est 2002 | £1.50M £1.09M–£1.91M | — | — | 1200 | 24y | 86 | 77y |
| GBCP VII (GENERAL PARTNER) LIMITED→ SC253395 · est 2003 · no financials extracted | — | — | — | — | 22y | 83 | 62y |
| NOBLE GROSSART LIMITED→ SC046265 · est 1969 · no financials extracted | — | — | — | — | 57y | 83 | 72y |
| PREMIER COMMERCIAL LIMITED→ SC160330 · est 1995 | — | — | £282.5k | — | 30y | 83 | 61y |
| RIA CAPITAL MARKETS LIMITED→ SC226461 · est 2001 · no financials extracted | — | — | — | — | 24y | 83 | 58y |
| SCOTIA WEALTH MANAGEMENT LTD.→ SC267795 · est 2004 | — | — | — | 1300 | 22y | 83 | 58y |
| ALAN STEEL (ASSET MANAGEMENT) LIMITED→ SC058014 · est 1975 | — | — | — | 44 | 50y | 82 | 62y |
| ALEX HAMMOND-CHAMBERS & COMPANY→ SC126819 · est 1990 · no financials extracted | — | — | — | — | 35y | 82 | 84y |
| BANDRON LIMITED→ SC082385 · est 1983 | — | — | — | 400 | 43y | 82 | 71y |
| BRIDGEPOINT EUROPE (SGP) LTD→ SC332267 · est 2007 · no financials extracted | — | — | — | — | 18y | 82 | 61y |
| FAMILY & BUSINESS ASSURANCE (SERVICES) LIMITED→ SC347357 · est 2008 | — | — | £50.9k | — | 17y | 82 | 67y |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeprivate-limited-guarant-nsc
Incorporated2018-02-13
Jurisdictionscotland
Primary SIC64991 — Security dealing on own account
Registered office
The Boilerhouse, High School Yards Infirmary Street
Dept. For Social Responsibility And Sustainability
Edinburgh
EH1 1LT
Scotland
Filing status
Accounts
Next due: 2026-11-30
Last made up to: 2025-02-28
Confirmation statement
Next due: 2027-02-26
Last: 2026-02-12
Officers (2 active · 20 resigned)
MOJSOVSKI, Katerina Taylor, Ms.→
Activedirector · ~21y · appointed 2025-09-10
View their other companies + combined net worth →
YU, Ho Chit Ian, Mr.→
Activedirector · ~23y · appointed 2025-05-29
View their other companies + combined net worth →
COHN, Ethan Gabriel→
Resigneddirector · ~24y · appointed 2024-07-17 · resigned 2025-09-15
DENTON, Charlie Hamish Gordon→
Resigneddirector · ~26y · appointed 2021-08-21 · resigned 2022-05-19
FRIEND, Jack Douglas Howard→
Resigneddirector · ~30y · appointed 2018-02-13 · resigned 2019-07-26
GELDARD, Clara Iris Selinda→
Resigneddirector · ~27y · appointed 2019-05-27 · resigned 2021-08-21
GRAHAM, Harvey→
Resigneddirector · ~25y · appointed 2023-05-19 · resigned 2024-07-17
GRANT, Vasiliki→
Resigneddirector · ~27y · appointed 2020-05-24 · resigned 2021-08-21
GUBBAY, Grace Catherine→
Resigneddirector · ~25y · appointed 2022-05-19 · resigned 2024-07-17
HALES, Matthew James Flaherty→
Resigneddirector · ~25y · appointed 2021-08-21 · resigned 2023-05-19
HARRIS, Duncan Leslie Archer→
Resigneddirector · ~31y · appointed 2019-05-27 · resigned 2020-05-31
HAYDEN, Alexandra Alma→
Resigneddirector · ~30y · appointed 2018-05-01 · resigned 2018-05-16
HINCKLEY, William Alexander→
Resigneddirector · ~31y · appointed 2018-02-13 · resigned 2018-05-05
JIMENEZ, Aaron→
Resigneddirector · ~25y · appointed 2023-05-19 · resigned 2024-07-17
JONES, Adam Victor→
Resigneddirector · ~30y · appointed 2018-05-01 · resigned 2019-05-27
MOULOUDI, Iman→
Resigneddirector · ~30y · appointed 2018-02-13 · resigned 2018-05-01
NESLING, Jacob Richard Clarence, Mr.→
Resigneddirector · ~25y · appointed 2025-09-22 · resigned 2026-04-19
PATON, Craig Robert→
Resigneddirector · ~23y · appointed 2024-07-17 · resigned 2025-09-22
ROSS, Cormack Harry→
Resigneddirector · ~25y · appointed 2024-07-17 · resigned 2025-09-06
SANDISON, Rory Ian→
Resigneddirector · ~27y · appointed 2019-05-27 · resigned 2021-08-21
Click a director name to see their full track record across all companies.
Recent filings (72 total)
termination-director-company-with-name-termination-date
officers · TM01
2026-04-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-11-29
termination-director-company-with-name-termination-date
officers · TM01
2025-09-22
appoint-person-director-company-with-name-date
officers · AP01
2025-09-22
termination-director-company-with-name-termination-date
officers · TM01
2025-09-15
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-09-15
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-09-15
appoint-person-director-company-with-name-date
officers · AP01
2025-09-15
termination-director-company-with-name-termination-date
officers · TM01
2025-09-08
appoint-person-director-company-with-name-date
officers · AP01
2025-05-29
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-03-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-02-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-12
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-07-23