ALAN STEEL (ASSET MANAGEMENT) LIMITED

🌳Matureactive

SC058014 · ltd · incorporated 1975-07-02

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 42.7y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Sept 2025

Net worth

—

book net assets

Opportunity

82/100

Exceptional

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What this business does

Primary activity: Other activities auxiliary to insurance and pension funding

Sector: Financial & insurance

Investor take

Pursue

Active trading company with a 62-year-old founder — textbook succession opportunity.

Opportunity 82/100 (exceptional), bankability 85/100. Strong seller-intent signal (60/100, director aged 62). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

🏦

Refinance opportunity

2 live charges · oldest 42.7y

85/100

ready

Refinance conversation should be productive — structure clean and timing right.

· Oldest live charge is 42.7 years old — likely at or near maturity.
· Single lender — cleanest path to refinance.
· Legal-friction score 20/100 — clean.

Data confidence

Overall: medium (72/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed

Lenders & charges

2 charges (2/2 with lender, 2/2 with type)

Directors & officers

25 officers (5 active, 25 linked, 18 with DOB)

Ownership & PSC

1 active PSC(s) of 3 total, 3 with control declared

Director network

1 connected companies via shared directors

Filing history

163 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

82/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Key financials

1 year extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Financials

Extracted from Companies House accounts · FRS 102

Metric	2025-09-30
Average employees	44

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filing

• 1 accounts

Last 180 days

filings

• 1 accounts
• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (61 events)Click to expand

2026-02-16
📄
accounts-with-accounts-type-small
accounts · AA
2025-06-26
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2025-06-12
📄
legacy
miscellaneous · ANNOTATION
2025-06-12
📄
legacy
miscellaneous · ANNOTATION
2025-06-12
📄
legacy
miscellaneous · ANNOTATION
2025-06-03
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-06-01
➕
BARLOW, Karen appointed
director
2025-04-28
➖
STEEL, Frances Mary Elizabeth resigned
director
2025-04-28
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-02-26
📄
accounts-with-accounts-type-small
accounts · AA
2024-04-03
📄
appoint-person-secretary-company-with-name-date
officers · AP03
2024-04-03
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-04-03
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2024-04-01
➕
BARLOW, Karen appointed
secretary
2024-04-01
➕
ROBERTSON, Scott Leonard appointed
director
2024-03-31
➖
STEEL, Frances Mary Elizabeth resigned
secretary
2024-02-02
📄
accounts-with-accounts-type-small
accounts · AA
2023-05-12
📄
memorandum-articles
incorporation · MA
2023-05-02
📄
resolution
resolution · RESOLUTIONS
2023-04-06
📄
accounts-with-accounts-type-small
accounts · AA
2023-03-22
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-03-15
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2022-03-10
📄
accounts-with-accounts-type-small
accounts · AA
2021-12-02
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2021-11-25
📄
termination-director-company-with-name-termination-date
officers · TM01
2021-09-15
➖
STEEL, Alan Mckay resigned
director
2018-06-30
➖
MIDDLEMISS, Fiona Constance Brydon resigned
director
2012-04-24
➕
WILSON, Steven Alexander appointed
director
2012-01-19
➖
CHUCHLA, Stanley resigned
director
2010-02-01
➕
STEEL, Frances Mary Elizabeth appointed
director
2010-01-31
➖
BONHAM-CARTER, Peter Malcolm resigned
director
2009-11-11
➕
MIDDLEMISS, Fiona Constance Brydon appointed
director
2009-08-11
➖
CURRIE, Graeme resigned
director
1999-04-01
➕
CURRIE, Graeme appointed
director
1999-03-23
➕
STEEL, Frances Mary Elizabeth appointed
secretary
1999-03-23
➖
WILSON, Kenneth William resigned
secretary
1999-03-23
➖
WILSON, Kenneth William resigned
director
1998-08-11
➕
BONHAM-CARTER, Peter Malcolm appointed
director
1998-08-01
➕
WILSON, Kenneth William appointed
secretary
1998-07-31
➖
SINCLAIR, Frances Mary Elizabeth resigned
secretary
1998-07-31
➖
SINCLAIR, Frances Mary Elizabeth resigned
director
1997-11-11
➕
FORBES, Steven Alexander appointed
director
1997-11-11
➖
KILPATRICK, Neil Osborne resigned
director
1997-11-11
➕
SINCLAIR, Frances Mary Elizabeth appointed
director
1994-10-11
➕
WILSON, Kenneth William appointed
director
1994-09-22
➕
SINCLAIR, Frances Mary Elizabeth appointed
secretary
1994-09-22
➖
STEEL, Margaret Lamont resigned
secretary
1994-09-22
➖
STEEL, Margaret Lamont resigned
director
1992-12-04
🔓
Charge satisfied #3
1992-05-01
➕
KILPATRICK, Neil Osborne appointed
director

Showing most recent 50 of 61 events

Owner dependency

58/100

Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS

-4 active directors: Broader management team in place — suggests transferable governance.
+Long-tenure founder: Senior director has been in place 28 years — deep operational knowledge concentrated in one person.
+Senior director age: Director aged approximately 62 — approaching natural succession window.

Succession & seller-readiness

60/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
primary20+ year tenure: Director in role 28 years. Very long tenure is a classic succession signal.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Asam Eot Trustees Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️

Asam Eot Trustees Limited

Corporate parent · holds 75-100% shares · board control

ultimate parent

⬇

ALAN STEEL (ASSET MANAGEMENT) LIMITED

This company · SC058014

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Asam Eot Trustees Limited Corporate entity	75–100%	75–100%	board control75-100% shares · 75-100% voting · board control	28/01/2022

2 historic (ceased) PSCs

Mrs Frances Mary Elizabeth Steelceased 28/01/2022· significant influence
Mr Alan Mckay Steelceased 15/09/2021· 50-75% shares

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Financial services · EH postcode area

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BACKWATERS INVESTMENT LTD→ SC769869 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
BALMORAL ASSET MANAGEMENT LIMITED→ SC182721 · est 1998 · no financials extracted	—	—	—	—	28y	—	—
BAMBOO HOLDINGS LIMITED→ SC282848 · est 2005 · no financials extracted	—	—	—	—	21y	—	—
BANCHORY FINANCIAL SERVICES LTD→ SC525726 · est 2016 · no financials extracted	—	—	—	—	10y	—	—
BANK OF SCOTLAND PLC→ SC327000 · est 2007 · no financials extracted	—	—	—	—	18y	—	—
BATI1819 LTD→ SC801782 · est 2024 · no financials extracted	—	—	—	—	2y	—	—
BCCIM GP (SCOTLAND) LIMITED→ SC709700 · est 2021 · no financials extracted	—	—	—	—	4y	—	—
BDC V SLP GP LIMITED→ SC797200 · est 2024 · no financials extracted	—	—	—	—	2y	—	—
BEECHBROOK MEZZANINE II GENERAL PARTNER LIMITED→ SC447073 · est 2013 · no financials extracted	—	—	—	—	13y	—	—
BEECHBROOK PRIVATE DEBT III GENERAL PARTNER LIMITED→ SC535568 · est 2016 · no financials extracted	—	—	—	—	9y	—	—
BELGOSCOT CONSULTANCY SERVICES LTD.→ SC194444 · est 1999 · no financials extracted	—	—	—	—	27y	—	—
BEP IV FP SGP LIMITED→ SC637177 · est 2019 · no financials extracted	—	—	—	—	6y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated1975-07-02

Jurisdictionscotland

Primary SIC66290 — Other activities auxiliary to insurance and pension funding

Registered office

Nobel House

Blackness Road

Linlithgow

West Lothian

EH49 7HU

Filing status

Accounts

Next due: 2027-06-30

Last made up to: 2025-09-30

Confirmation statement

Next due: 2026-11-25

Last: 2025-11-11