NORSERV FM LTD
💤Zombieactive
SC477352 · ltd · incorporated 2014-05-12
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to May 2024
Net worth
£184.3k
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Window cleaning services
Sector: Administrative & support services
ALSO REGISTERED FOR
- 81229Other building and industrial cleaning activities
- 81300Landscape service activities
Investor take
PursueStrong opportunity: active trading company with strong profile and acceptable with review structure.
Opportunity 75/100 (strong), bankability 65/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
4 live charges · 2 lenders · oldest 8.4y
30/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 8.4 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 3 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
3 officers (2 active, 3 linked, 2 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
35 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £184,303
Key financials
2 years extracted from filed iXBRL accountsCash
£6k
Net Worth
£184k
Current Assets
£384k
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-05-31 | 2023-05-31 |
|---|---|---|
| Total assets | £554.1k | — |
| Current assets | £384.1k | — |
| Cash | £6.3k | — |
| Debtors | £377.9k | — |
| Net assets | £184.3k | — |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (26 events)Click to expand
- 2025-02-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-02-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-10-09📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-08-23➖MCGOWAN, Christine Rose resigneddirector
- 2023-06-13📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-05-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-05-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-04-29🔒Charge registered #4Lender: Bank of Scotland PLC
- 2021-02-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-07-15📄resolutionresolution · RESOLUTIONS
- 2020-06-23📄change-person-secretary-company-with-change-dateofficers · CH03
- 2020-06-23📄change-person-director-company-with-change-dateofficers · CH01
- 2020-06-23📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2020-02-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-10-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-10-07🔒Charge registered #3Lender: Bank of Scotland PLC
- 2019-09-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-09-13🔒Charge registered #2Lender: Bank of Scotland PLC
- 2019-02-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-01-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-12-05📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2017-11-28🔒Charge registered #1Lender: Lloyds Bank Commercial Finance LTD
- 2014-05-12🏢Company incorporatedAs NORSERV FM LTD
- 2014-05-12➕MCGOWAN, Christine appointedsecretary
- 2014-05-12➕MCGOWAN, James appointeddirector
- 2014-05-12➕MCGOWAN, Christine Rose appointeddirector
Owner dependency
75/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
50/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Christine Rose Mcgowan Individual · Scottish · DOB 09/1981 · age 45 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
Mr James Mcgowan Individual · Scottish · DOB 08/1973 · age 53 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Trade services · HS postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| CREAGORRY MOTORS LIMITED→ SC238879 · est 2002 | — | — | £1.60M | — | 23y | 83 | 68y |
| HARRIS DEVELOPMENT LIMITED→ SC150737 · est 1994 | — | — | £15.0k | — | 31y | 83 | 77y |
| BARVAS AND BRUE COMMUNITY CENTRE→ SC232119 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| BODY & SOLE (STORNOWAY) LTD→ SC291132 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| GALSON ESTATE (TRADING) LIMITED→ SC351453 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| GMD FACILITIES LIMITED→ SC723023 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| J D MURRAY LIMITED→ SC260212 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| LOCH NESS CANDLE COMPANY LIMITED→ SC561526 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| MARVIG PIER USERS GROUP→ SC216671 · est 2001 · no financials extracted | — | — | — | — | 25y | — | — |
| N.D.U.S. LIMITED→ SC235238 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| OH!CON CIC→ SC760447 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| RAVENSPOINT TRADING LTD→ SC365559 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2014-05-12
Jurisdictionscotland
Primary SIC81221 — Window cleaning services
Registered office
26 Lewis Street
Stornoway
Isle Of Lewis
HS1 2JF
Filing status
Accounts
Next due: 2026-05-31
Last made up to: 2024-05-31
Confirmation statement
Next due: 2026-05-26
Last: 2025-05-12
Officers (2 active · 1 resigned)
MCGOWAN, Christine→
Activesecretary · appointed 2014-05-12
View their other companies + combined net worth →
MCGOWAN, James→
Activedirector · ~53y · appointed 2014-05-12
View their other companies + combined net worth →
MCGOWAN, Christine Rose→
Resigneddirector · ~45y · appointed 2014-05-12 · resigned 2023-08-23
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
4
Outstanding
1
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 29/04/2021 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 07/10/2019 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | — | 13/09/2019 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank Commercial Finance LTD | A registered charge | — | 28/11/2017 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (35 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2025-05-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-02-28
confirmation-statement-with-updates
confirmation-statement · CS01
2024-05-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-02-29
termination-director-company-with-name-termination-date
officers · TM01
2023-10-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-06-13
confirmation-statement-with-updates
confirmation-statement · CS01
2023-05-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-05-31
confirmation-statement-with-updates
confirmation-statement · CS01
2022-05-12
confirmation-statement-with-updates
confirmation-statement · CS01
2021-05-13
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-05-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-02-26
resolution
resolution · RESOLUTIONS
2020-07-15
change-person-secretary-company-with-change-date
officers · CH03
2020-06-23
change-person-director-company-with-change-date
officers · CH01
2020-06-23