20/20 BUSINESS GROUP LIMITED

🌳Matureactive

SC447972 · ltd · incorporated 2013-04-18

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Mar 2025

Net worth

—

book net assets

Opportunity

75/100

Strong

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What this business does

Primary activity: Activities of other holding companies n.e.c.

Sector: Financial & insurance

Investor take

Pursue

Strong opportunity: asset-holding vehicle with strong profile and bankable structure.

Opportunity 75/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

Confirmed no charges registered

Directors & officers

17 officers (4 active, 17 linked, 11 with DOB)

Ownership & PSC

1 active PSC(s) of 3 total, 3 with control declared

Director network

2 connected companies via shared directors

Filing history

91 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

75/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2025-03-31	2024-03-31
Average employees	2200	1900

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

• 1 persons-with-significant-control
• 1 address

Last 90 days

filings

• 1 persons-with-significant-control
• 1 address

Last 180 days

filings

• 1 persons-with-significant-control
• 1 address

Counts from Companies House filing history.

Corporate timeline (52 events)Click to expand

2026-03-27
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2026-03-27
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-09-25
📄
accounts-with-accounts-type-group
accounts · AA
2025-05-22
➕
CAMERON, Atholl George appointed
director
2025-05-22
➕
JEFFERIES, Phillip appointed
director
2025-05-22
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-05-22
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-05-22
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-05-22
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-05-22
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-05-16
➖
CHAPMAN, Graham resigned
director
2025-05-16
➖
HARKIN, Neil Anthony resigned
director
2025-05-16
➖
MARKS, Antony resigned
director
2024-12-11
📄
accounts-with-accounts-type-group
accounts · AA
2024-10-01
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2024-09-17
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-09-17
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-06-17
📄
appoint-person-secretary-company-with-name-date
officers · AP03
2024-06-17
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2024-06-17
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2024-06-04
➕
MORA, Chloe Louisa appointed
secretary
2024-06-04
➖
HARKIN, Neil Anthony resigned
secretary
2024-06-04
➖
THORNTONS LAW LLP resigned
corporate-secretary
2023-12-07
📄
accounts-with-accounts-type-group
accounts · AA
2022-11-14
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-10-19
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-08-11
📄
termination-director-company-with-name-termination-date
officers · TM01
2022-08-10
➖
CHALMERS, Innes Grant resigned
director
2022-07-25
📄
capital-allotment-shares
capital · SH01
2022-02-22
📄
appoint-corporate-secretary-company-with-name-date
officers · AP04
2022-02-19
➕
VINCENT, Thomas appointed
director
2022-02-19
➖
CHALMERS, Innes resigned
secretary
2022-02-18
➕
THORNTONS LAW LLP appointed
corporate-secretary
2021-11-01
➕
CHALMERS, Innes appointed
secretary
2021-11-01
➕
CHALMERS, Innes Grant appointed
director
2021-10-02
➖
BUCK, Amanda Jane resigned
secretary
2020-09-14
➕
BUCK, Amanda Jane appointed
secretary
2018-03-28
➖
WALTERS, Peter resigned
director
2015-12-31
➖
BROGGER, Christian resigned
director
2015-03-09
➕
HARKIN, Neil Anthony appointed
secretary
2015-03-09
➖
THORNTONS LAW LLP resigned
corporate-secretary
2015-01-29
➕
BROGGER, Christian appointed
director
2014-11-30
➖
LITTLEJOHN, Douglas Gordon resigned
director
2014-09-30
➖
MCKENZIE, David James resigned
director
2013-12-20
➕
CHAPMAN, Graham appointed
director
2013-12-20
➕
HARKIN, Neil Anthony appointed
director
2013-12-20
➕
LITTLEJOHN, Douglas Gordon appointed
director
2013-12-20
➕
MCKENZIE, David James appointed
director
2013-12-20
➕
WALTERS, Peter appointed
director
2013-04-18
🏢
Company incorporated
As 20/20 BUSINESS GROUP LIMITED

Showing most recent 50 of 52 events

Owner dependency

58/100

Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS

+Senior director age: Director aged approximately 62 — approaching natural succession window.

Succession & seller-readiness

40/100

Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS

secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.

Red flags

1 med ·

3 director resignations in last 12 months

medium

Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.

Evidence: CHAPMAN, Graham resigned 2025-05-16; HARKIN, Neil Anthony resigned 2025-05-16; MARKS, Antony resigned 2025-05-16

Group structure

The 20/20 Employee-Ownership Trust is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️

The 20/20 Employee-Ownership Trust

Corporate parent · holds 75-100% shares · board control

ultimate parent

⬇

20/20 BUSINESS GROUP LIMITED

This company · SC447972

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
The 20/20 Employee-Ownership Trust Corporate entity	75–100%	75–100%	board control75-100% shares · 75-100% voting · board control · trust interest · firm interest	17/08/2018

2 historic (ceased) PSCs

Mr Antony Marksceased 10/09/2024· 25-50% shares · 25-50% voting
Mr Graham Chapmanceased 10/09/2024· 25-50% shares · 25-50% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Holding company · EH postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
828 TAXIS LTD.→ SC322326 · est 2007 · no financials extracted	—	—	—	—	18y	—	—
852 TAXIS LTD.→ SC373037 · est 2010 · no financials extracted	—	—	—	—	16y	—	—
903 TAXIS LTD.→ SC313821 · est 2006 · no financials extracted	—	—	—	—	19y	—	—
981 TAXIS LTD.→ SC318180 · est 2007 · no financials extracted	—	—	—	—	19y	—	—
A M FORSYTH HOLDINGS LTD→ SC303446 · est 2006 · no financials extracted	—	—	—	—	19y	—	—
ADAM SMITH LIMITED→ SC116109 · est 1989 · no financials extracted	—	—	—	—	37y	—	—
AFTON GROUP HOLDINGS LIMITED→ SC220532 · est 2001 · no financials extracted	—	—	—	—	24y	—	—
AGENTS OF CHANGE (SCOTLAND) LIMITED→ SC753057 · est 2022 · no financials extracted	—	—	—	—	3y	—	—
ALASTAIR CAMPBELL AND COMPANY LIMITED→ SC004811 · est 1901 · no financials extracted	—	—	—	—	125y	—	—
ALDERWICK SERVICES LTD→ SC883883 · est 2026 · no financials extracted	—	—	—	—	—	—	—
ALEX MAGEE LTD→ SC853578 · est 2025 · no financials extracted	—	—	—	—	—	—	—
ALHAMA HOLDINGS LIMITED→ SC593255 · est 2018 · no financials extracted	—	—	—	—	8y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2013-04-18

Jurisdictionscotland

Primary SIC64209 — Activities of other holding companies n.e.c.

Registered office

Third Floor, 3 Hill Street

Edinburgh

EH2 3JP

Scotland

Filing status

Accounts

Next due: 2026-12-31

Last made up to: 2025-03-31

Confirmation statement

Next due: 2026-05-24

Last: 2025-05-10

Officers (4 active · 13 resigned)

MORA, Chloe Louisa→

secretary · appointed 2024-06-04

View their other companies + combined net worth →

Active

CAMERON, Atholl George→

director · ~62y · appointed 2025-05-22

View their other companies + combined net worth →

Active

JEFFERIES, Phillip→

director · ~47y · appointed 2025-05-22

View their other companies + combined net worth →

Active

VINCENT, Thomas→

director · ~42y · appointed 2022-02-19

View their other companies + combined net worth →

Active

BUCK, Amanda Jane→

secretary · appointed 2020-09-14 · resigned 2021-10-02

Resigned

CHALMERS, Innes→

secretary · appointed 2021-11-01 · resigned 2022-02-19

Resigned

HARKIN, Neil Anthony→

secretary · appointed 2015-03-09 · resigned 2024-06-04

Resigned

THORNTONS LAW LLP→

corporate-secretary · appointed 2022-02-18 · resigned 2024-06-04

Resigned

THORNTONS LAW LLP→

corporate-secretary · appointed 2013-04-18 · resigned 2015-03-09

Resigned

BROGGER, Christian→

director · ~52y · appointed 2015-01-29 · resigned 2015-12-31

Resigned

CHALMERS, Innes Grant→

director · ~55y · appointed 2021-11-01 · resigned 2022-08-10

Resigned

CHAPMAN, Graham→

director · ~66y · appointed 2013-12-20 · resigned 2025-05-16

Resigned

HARKIN, Neil Anthony→

director · ~66y · appointed 2013-12-20 · resigned 2025-05-16

Resigned

LITTLEJOHN, Douglas Gordon→

director · ~65y · appointed 2013-12-20 · resigned 2014-11-30

Resigned

MARKS, Antony→

director · ~62y · appointed 2013-04-18 · resigned 2025-05-16

Resigned

MCKENZIE, David James→

director · ~66y · appointed 2013-12-20 · resigned 2014-09-30

Resigned

WALTERS, Peter→

director · ~58y · appointed 2013-12-20 · resigned 2018-03-28

Resigned

Click a director name to see their full track record across all companies.

Recent filings (91 total)

change-to-a-person-with-significant-control

persons-with-significant-control · PSC05

2026-03-27

change-registered-office-address-company-with-date-old-address-new-address

address · AD01

2026-03-27

accounts-with-accounts-type-group

accounts · AA

2025-09-25

confirmation-statement-with-updates

confirmation-statement · CS01

2025-05-22

appoint-person-director-company-with-name-date

officers · AP01

2025-05-22

appoint-person-director-company-with-name-date

officers · AP01

2025-05-22

termination-director-company-with-name-termination-date

officers · TM01

2025-05-22

termination-director-company-with-name-termination-date

officers · TM01

2025-05-22

termination-director-company-with-name-termination-date

officers · TM01

2025-05-22

accounts-with-accounts-type-group

accounts · AA

2024-12-11

notification-of-a-person-with-significant-control

persons-with-significant-control · PSC02

2024-10-01

cessation-of-a-person-with-significant-control

persons-with-significant-control · PSC07

2024-09-17

cessation-of-a-person-with-significant-control

persons-with-significant-control · PSC07

2024-09-17

appoint-person-secretary-company-with-name-date

officers · AP03

2024-06-17

termination-secretary-company-with-name-termination-date

officers · TM02

2024-06-17