AN TREAS ROINN INNSE GALL OR THIRD SECTOR HEBRIDES
🌳Matureactive
SC164323 · private-limited-guarant-nsc-limited-exemption · incorporated 1996-03-20
Investment thesis
Looks cheap but ownership + security both unclear — probable value trap.
Why interesting: Headline metrics may be attractive.
Why risky: No PSC visibility combined with multiple live charges; transacting likely slow and expensive.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 19.6y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Other service activities n.e.c.
Sector: Other service activities
Investor take
PursueActive trading company with a 83-year-old founder — textbook succession opportunity.
Opportunity 78/100 (strong), bankability 75/100. Strong seller-intent signal (73/100, director aged 83). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
5 live charges · 2 lenders · oldest 19.6y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 19.6 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 38/100 — workable, but lender will want more DD.
Data confidence
Overall: low (51/100)Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
75 officers (7 active, 75 linked, 66 with DOB)
88
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
6 connected companies via shared directors
63
Filing history
227 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (173 events)Click to expand
- 2025-11-24📄accounts-with-accounts-type-smallaccounts · AA
- 2025-08-26📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-08-07➖MACLEAN, Derek resigneddirector
- 2025-08-07📄change-person-director-company-with-change-dateofficers · CH01
- 2024-11-22📄accounts-with-accounts-type-groupaccounts · AA
- 2024-06-20📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-06-20📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-04-30➕MORRISON, Janet Ann appointeddirector
- 2024-01-22➖MOHAMMED-SHAHID, Zerqua resigneddirector
- 2023-12-15📄accounts-with-accounts-type-groupaccounts · AA
- 2023-12-07📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-12-06➖SILVER, Frederick Philip Marking resigneddirector
- 2023-04-25📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-04-15➖MACPHAIL, Catriona resigneddirector
- 2022-12-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-12-05📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2022-11-29📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2022-11-17➕MACKAY, Melanie Jayne Kelly appointedsecretary
- 2022-11-17➖CROSS, Natasha Samantha resignedsecretary
- 2022-11-09📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-03-10➕MACLEOD, Callum appointeddirector
- 2022-02-21📄change-person-director-company-with-change-dateofficers · CH01
- 2022-02-21📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-02-18📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-02-18📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-02-18📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-02-18📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-02-18📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-11-23➕MACLEOD, Alasdair appointeddirector
- 2021-11-23➕MACLEOD, Eric appointeddirector
- 2021-11-23➖DODSON, Keith resigneddirector
- 2021-11-23➕MACLEAN, Derek appointeddirector
- 2021-11-23➕MACPHAIL, Catriona appointeddirector
- 2021-11-23➕MOHAMMED-SHAHID, Zerqua appointeddirector
- 2021-08-19➕CROSS, Natasha Samantha appointedsecretary
- 2021-08-19➖MACLEOD, Hector resignedsecretary
- 2021-08-12➖CAMPBELL, Neil resigneddirector
- 2021-06-16➖GEDDES, Erica Katherine resignedsecretary
- 2021-06-16➕MACLEOD, Hector appointedsecretary
- 2020-12-23🔓Charge satisfied #5
- 2019-06-27➕EMBERSON, John Weatherley appointeddirector
- 2019-06-27➕DODSON, Keith appointeddirector
- 2019-06-27➖DODSON, Keith resigneddirector
- 2019-03-12🔓Charge satisfied #4
- 2018-03-29➕CAMPBELL, Neil appointeddirector
- 2018-03-29➖CAMPBELL, Neil resigneddirector
- 2018-03-28➖MACKAY, Calum George resigneddirector
- 2018-01-09🔓Charge satisfied #2
- 2017-12-11🔓Charge satisfied #3
- 2017-10-10➖MACLEOD, Claire Margaret resigneddirector
Showing most recent 50 of 173 events
Owner dependency
63/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- -6 active directors: Broader management team in place — suggests transferable governance.
- +Founder age: Director aged approximately 83 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
60/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 83 years old. Natural succession window is now.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Trade services · HS postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| CREAGORRY MOTORS LIMITED→ SC238879 · est 2002 | — | — | £1.60M | — | 23y | 83 | 68y |
| HARRIS DEVELOPMENT LIMITED→ SC150737 · est 1994 | — | — | £15.0k | — | 31y | 83 | 77y |
| POINT AND SANDWICK DEVELOPMENT TRUST→ SC285953 · est 2005 · no financials extracted | — | — | — | — | 20y | 83 | 83y |
| BREACAN TRAINING LIMITED→ SC204620 · est 2000 | — | — | £219.3k | — | 26y | 82 | 64y |
| GULFXSTREAM LIMITED→ SC197010 · est 1999 | — | — | £219.6k | — | 26y | 82 | 61y |
| PJ'S HAIR DESIGN LIMITED→ SC218091 · est 2001 | — | — | £3.8k | — | 25y | 82 | 67y |
| BARVAS AND BRUE COMMUNITY CENTRE→ SC232119 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| BODY & SOLE (STORNOWAY) LTD→ SC291132 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| GMD FACILITIES LIMITED→ SC723023 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| J D MURRAY LIMITED→ SC260212 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| LOCH NESS CANDLE COMPANY LIMITED→ SC561526 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| MARVIG PIER USERS GROUP→ SC216671 · est 2001 · no financials extracted | — | — | — | — | 25y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeprivate-limited-guarant-nsc-limited-exemption
Incorporated1996-03-20
Jurisdictionscotland
Primary SIC96090 — Other service activities n.e.c.
Registered office
30 Francis Street, Stornoway
Isle Of Lewis
Western Isles
HS1 2ND
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-02-26
Last: 2026-02-12
Officers (7 active · 68 resigned)
MACKAY, Melanie Jayne Kelly→
Activesecretary · appointed 2022-11-17
View their other companies + combined net worth →
EMBERSON, John Weatherley→
Activedirector · ~83y · appointed 2019-06-27
View their other companies + combined net worth →
MACLEOD, Alasdair→
Activedirector · ~73y · appointed 2021-11-23
View their other companies + combined net worth →
MACLEOD, Callum→
Activedirector · ~66y · appointed 2022-03-10
View their other companies + combined net worth →
MACLEOD, Coinneach→
Activedirector · ~76y · appointed 2016-05-12
View their other companies + combined net worth →
MACLEOD, Eric→
Activedirector · ~51y · appointed 2021-11-23
View their other companies + combined net worth →
MORRISON, Janet Ann→
Activedirector · ~46y · appointed 2024-04-30
View their other companies + combined net worth →
CROSS, Natasha Samantha→
Resignedsecretary · appointed 2021-08-19 · resigned 2022-11-17
GEDDES, Erica Katherine→
Resignedsecretary · appointed 2017-02-06 · resigned 2021-06-16
MACLEOD, Catherine Mary→
Resignedsecretary · appointed 2013-09-19 · resigned 2014-10-17
MACLEOD, Evelyn→
Resignedsecretary · appointed 2016-05-12 · resigned 2016-09-22
MACLEOD, Hector→
Resignedsecretary · appointed 2021-06-16 · resigned 2021-08-19
MACLEOD, Hector→
Resignedsecretary · appointed 2016-09-22 · resigned 2017-02-06
MACLEOD, Hector→
Resignedsecretary · appointed 2014-10-17 · resigned 2016-05-12
NICHOLSON, Alasdair→
Resignedsecretary · appointed 1996-03-20 · resigned 2013-06-19
BEVIS, Trevor Donald→
Resigneddirector · ~90y · appointed 1997-09-30 · resigned 2002-03-01
CAMPBELL, Ada Hiley→
Resigneddirector · ~83y · appointed 2009-11-24 · resigned 2016-05-12
CAMPBELL, Angus→
Resigneddirector · ~70y · appointed 2000-05-30 · resigned 2003-07-01
CAMPBELL, Neil→
Resigneddirector · ~67y · appointed 2018-03-29 · resigned 2021-08-12
CAMPBELL, Neil→
Resigneddirector · ~67y · appointed 2017-10-03 · resigned 2018-03-29
Click a director name to see their full track record across all companies.
Mortgages & charges
5
Total charges
1
Outstanding
1
Active lenders
Status:Lender:5 of 5 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 23/12/2013 | 23/12/2020 | |
| satisfied | Lloyds Banking Group Royal Bank of Scotland PLC | Standard security | 1 property | 24/08/2009 | 12/03/2019 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 19/04/2007 | 11/12/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 21/02/2007 | 09/01/2018 | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 22/09/2006 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (227 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-24
accounts-with-accounts-type-small
accounts · AA
2025-11-24
termination-director-company-with-name-termination-date
officers · TM01
2025-08-26
change-person-director-company-with-change-date
officers · CH01
2025-08-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-25
accounts-with-accounts-type-group
accounts · AA
2024-11-22
termination-director-company-with-name-termination-date
officers · TM01
2024-06-20
appoint-person-director-company-with-name-date
officers · AP01
2024-06-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-12
accounts-with-accounts-type-group
accounts · AA
2023-12-15
termination-director-company-with-name-termination-date
officers · TM01
2023-12-07
termination-director-company-with-name-termination-date
officers · TM01
2023-04-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-19
appoint-person-secretary-company-with-name-date
officers · AP03
2022-12-05