HODGKINSON THE JEWELLERS LIMITED
Opportunity 83/100 (exceptional), bankability 85/100. Strong seller-intent signal (80/100, director aged 64). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
2 live charges · 2 lenders · oldest 33.3y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 33.3 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-08-31 | 2024-08-31 |
|---|---|---|
| Cash | £10.3k | £13.0k |
| Net assets | £34.3k | £49.7k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 2 mortgage
- • 1 confirmation-statement
- • 2 mortgage
- • 1 confirmation-statement
- • 1 accounts
- • 2 mortgage
- • 1 confirmation-statement
- • 1 accounts
Corporate timeline (30 events)Click to expand
- 2026-04-28📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-04-28🔓Charge satisfied #1
- 2026-04-24📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-04-24🔓Charge satisfied #2
- 2026-04-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-05-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-05-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-04-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-05-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-04-26📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-04-26📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-05-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-05-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-11-06📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-11-06📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-05-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-05-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-06-10📄accounts-amended-with-accounts-type-total-exemption-smallaccounts · AAMD
- 2002-09-03➖MARTIN, Julie resigneddirector
- 1993-05-07🔒Charge registered #2Lender: John Alan William Hodgkinson
- 1993-01-26🔒Charge registered #1Lender: Clydesdale Bank Public Limited Company
- 1992-07-24➕MACLENNAN, David appointedsecretary
- 1992-07-24➕HAMMETT, David appointeddirector
- 1992-07-24➕MACLENNAN, David appointeddirector
- 1992-07-24➖OSWALDS OF EDINBURGH LIMITED resignedcorporate-nominee-secretary
- 1992-07-24➕MARTIN, Julie appointeddirector
- 1992-07-24➖JORDANS (SCOTLAND) LIMITED resignedcorporate-nominee-director
- 1992-04-08🏢Company incorporatedAs HODGKINSON THE JEWELLERS LIMITED
- 1992-04-08➕OSWALDS OF EDINBURGH LIMITED appointedcorporate-nominee-secretary
- 1992-04-08➕JORDANS (SCOTLAND) LIMITED appointedcorporate-nominee-director
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 34 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 64 — approaching natural succession window.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 34 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 34 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr David Hammett Individual · British · DOB 05/1967 · age 59 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
Mr David Maclennan Individual · British · DOB 03/1962 · age 64 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 3 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | John Alan William Hodgkinson | Floating charge | 1 property | 07/05/1993 | 24/04/2026 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Floating charge | 1 property | 26/01/1993 | 28/04/2026 |