CATHERINE'S OF PARTICK LIMITED

🌳Matureactive
SC099085 · ltd · incorporated 1986-05-16
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 37.2y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to May 2025
Net worth
£1.48M
book net assets
Opportunity
83/100
Exceptional
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch
What this business does
Primary activity: Retail sale of clothing in specialised stores
Sector: Wholesale & retail
Investor take
Pursue
Asset-holding vehicle with a 78-year-old founder — textbook succession opportunity.

Opportunity 83/100 (exceptional), bankability 85/100. Strong seller-intent signal (73/100, director aged 78). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

2 live charges · oldest 37.2y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 37.2 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
6 officers (5 active, 6 linked, 4 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
109 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
83/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £1,483,253
Cash YoY
-0%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£854k
~ YoY
Net Worth
£1.5m
~ YoY
Current Assets
£1.2m
~ YoY
Current Liabilities
—
£0£297k£593k£890k£1.2m£1.5mMay 2024May 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-05-312024-05-31
Total assets£1.48M£1.48M
Current assets£1.19M£1.20M
Cash£853.8k£857.9k
Debtors£20.4k£17.9k
Net assets£1.48M£1.48M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 accounts
Last 180 days
2
filings
  • • 1 accounts
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (24 events)Click to expand
  1. 2026-02-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-02-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-02-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2023-02-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2022-02-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2021-12-17
    ➕
    NICOL, Gail Barton appointed
    secretary
  7. 2021-12-17
    ➖
    NICOL, William Webster resigned
    secretary
  8. 2021-12-17
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  9. 2021-12-17
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  10. 2021-02-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2019-09-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2018-07-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2017-12-18
    📄
    change-person-director-company-with-change-date
    officers · CH01
  14. 2017-08-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2016-09-29
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  16. 2016-09-28
    ➕
    NICOL, Mark William appointed
    director
  17. 2016-09-28
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  18. 2015-12-18
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  19. 2008-07-17
    🔓
    Charge satisfied #1
  20. 2008-02-22
    🔓
    Charge satisfied #2
  21. 2006-05-01
    ➕
    NICOL, Candice appointed
    director
  22. 1989-08-28
    🔒
    Charge registered #2
    Lender: The Royal Bank of Scotland PLC
  23. 1989-03-10
    🔒
    Charge registered #1
    Lender: The Royal Bank of Scotland PLC
  24. 1986-05-16
    🏢
    Company incorporated
    As CATHERINE'S OF PARTICK LIMITED

Owner dependency

73/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • -4 active directors: Broader management team in place — suggests transferable governance.
  • +Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 78 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

90/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 78 years old. Natural succession window is now.
  • primary20+ year tenure: Director in role 20 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 40 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr William Webster Nicol
Individual · British · DOB 06/1948 · age 78
25–50%
25–50%25-50% shares · 25-50% voting17/12/2016
Mrs Gail Barton Nicol
Individual · British · DOB 08/1955 · age 71
25–50%
25–50%25-50% shares · 25-50% voting17/12/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Retail · G postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
OPTICAL EXPRESS (GYLE) LIMITED→
SC150432 · est 1994
£10.52M
£7.89M–£13.15M
——830032y8558y
AFFORDABLE GOLF LTD.→
SC350505 · est 2008
£3.72M
£2.79M–£4.65M
——530017y8763y
ABBEY CHEMISTS LTD→
SC323221 · est 2007
———390019y8367y
APPLE HEALTHCARE EDINBURGH LTD→
SC339804 · est 2008
——£478.1k—18y8358y
CAMERON INTERIORS LIMITED→
SC069523 · est 1979
——£227.8k—46y8358y
DUNCAN YACHT CHANDLERS LIMITED→
SC265044 · est 2004
———50022y8360y
HELENSBURGH FLOORPLAN (1983) LIMITED→
SC083345 · est 1983
———1442y8377y
HODGKINSON THE JEWELLERS LIMITED→
SC137641 · est 1992
——£34.3k—34y8364y
HUNTER FURNISHINGS LIMITED→
SC295684 · est 2006
——£846.0k—20y8384y
ITALIAN AROMA COFFEE LIMITED→
SC139395 · est 1992
———1133y8359y
LOMO INDUSTRIES LTD.→
SC203510 · est 2000
——£1.18M—26y8358y
LOUD & CLEAR (EDINBURGH) LIMITED→
SC197065 · est 1999
———826y8361y
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1986-05-16
Jurisdictionscotland
Primary SIC47710 — Retail sale of clothing in specialised stores

Registered office

Catherines Of Partick
106-114 Dumbarton Road
Glasgow
G11 6NY

Filing status

Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2027-02-17
Last: 2026-02-03

Officers (5 active · 1 resigned)

NICOL, Gail Barton→
secretary · appointed 2021-12-17
View their other companies + combined net worth →
Active
NICOL, Candice→
director · ~45y · appointed 2006-05-01
View their other companies + combined net worth →
Active
NICOL, Gail Barton→
director · ~71y
View their other companies + combined net worth →
Active
NICOL, Mark William→
director · ~43y · appointed 2016-09-28
View their other companies + combined net worth →
Active
NICOL, William Webster→
director · ~78y
View their other companies + combined net worth →
Active
NICOL, William Webster→
secretary · resigned 2021-12-17
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
0
Outstanding
0
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Bond & floating charge1 property28/08/198922/02/2008
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Bond & floating charge1 property10/03/198917/07/2008

Recent filings (109 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-02-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-02-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-02-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-02-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-02-22
confirmation-statement-with-updates
confirmation-statement · CS01
2021-12-17
appoint-person-secretary-company-with-name-date
officers · AP03
2021-12-17
termination-secretary-company-with-name-termination-date
officers · TM02
2021-12-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-02-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-12-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-12-24