HELENSBURGH FLOORPLAN (1983) LIMITED

🌳Matureactive
SC083345 · ltd · incorporated 1983-06-02
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 40.2y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to May 2025
Net worth
—
book net assets
Opportunity
83/100
Exceptional
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What this business does
Primary activity: Retail sale of carpets, rugs, wall and floor coverings in specialised stores
Sector: Wholesale & retail
Investor take
Pursue
Active trading company with a 77-year-old founder — textbook succession opportunity.

Opportunity 83/100 (exceptional), bankability 85/100. Strong seller-intent signal (73/100, director aged 77). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

2 live charges · oldest 40.2y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 40.2 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (70/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
7 officers (5 active, 7 linked, 6 with DOB)
87
Ownership & PSC
3 active PSC(s) of 3 total, 3 with control declared
90
Director network
Network not yet resolved
30
Filing history
107 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
83/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

1 year extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-05-31
Average employees14

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (27 events)Click to expand
  1. 2025-11-12
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-11-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-05-01
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  4. 2024-04-02
    ➖
    LANG, Graeme Scott resigned
    director
  5. 2023-11-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2023-01-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2021-10-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2020-10-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2019-12-02
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2019-07-15
    📄
    change-person-director-company-with-change-date
    officers · CH01
  11. 2019-07-15
    📄
    change-person-director-company-with-change-date
    officers · CH01
  12. 2019-07-15
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  13. 2019-01-08
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2018-01-05
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2017-12-07
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  16. 2017-12-06
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  17. 2017-12-04
    ➕
    FLETCHER, Sharon Louise appointed
    director
  18. 2017-12-04
    ➕
    LANG, Graeme Scott appointed
    director
  19. 2017-01-23
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  20. 2007-03-29
    🔓
    Charge satisfied #5
  21. 2007-03-29
    🔓
    Charge satisfied #1
  22. 2006-02-01
    ➕
    GALLACHER, Victoria Helen appointed
    director
  23. 2006-01-31
    ➖
    HUTCHINSON, Joseph Archibald resigned
    director
  24. 1993-04-06
    ➕
    HUTCHINSON, Joseph Archibald appointed
    director
  25. 1991-12-03
    🔒
    Charge registered #5
    Lender: Clydesdale Bank Public Limited Company
  26. 1986-02-24
    🔒
    Charge registered #1
    Lender: Clydesdale Bank Public Limited Company
  27. 1983-06-02
    🏢
    Company incorporated
    As HELENSBURGH FLOORPLAN (1983) LIMITED

Owner dependency

73/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • -4 active directors: Broader management team in place — suggests transferable governance.
  • +Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 77 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

90/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 77 years old. Natural succession window is now.
  • primary20+ year tenure: Director in role 20 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 43 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

3 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mrs Victoria Helen Gallacher
Individual · British · DOB 06/1977 · age 49
25–50%
25–50%25-50% shares · 25-50% voting06/04/2016
Mr Joseph Hutchinson
Individual · British · DOB 04/1950 · age 76
25–50%
25–50%25-50% shares · 25-50% voting06/04/2016
Mrs Anne Hutchinson
Individual · British · DOB 07/1949 · age 77
25–50%
25–50%25-50% shares · 25-50% voting06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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——830032y8558y
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——530017y8763y
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———390019y8367y
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——£478.1k—18y8358y
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——£227.8k—46y8358y
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——£1.48M—40y8378y
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———50022y8360y
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1983-06-02
Jurisdictionscotland
Primary SIC47530 — Retail sale of carpets, rugs, wall and floor coverings in specialised stores

Registered office

21-23 East King Street
Helensburgh
G84 7QQ
Scotland

Filing status

Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2027-01-01
Last: 2025-12-18

Officers (5 active · 2 resigned)

HUTCHINSON, Anne→
secretary
View their other companies + combined net worth →
Active
FLETCHER, Sharon Louise→
director · ~54y · appointed 2017-12-04
View their other companies + combined net worth →
Active
GALLACHER, Victoria Helen→
director · ~49y · appointed 2006-02-01
View their other companies + combined net worth →
Active
HUTCHINSON, Anne→
director · ~77y
View their other companies + combined net worth →
Active
HUTCHINSON, Joseph→
director · ~76y
View their other companies + combined net worth →
Active
HUTCHINSON, Joseph Archibald→
director · ~56y · appointed 1993-04-06 · resigned 2006-01-31
Resigned
LANG, Graeme Scott→
director · ~62y · appointed 2017-12-04 · resigned 2024-04-02
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
0
Outstanding
0
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
satisfied
Virgin Money
Clydesdale Bank Public Limited Company
Standard security1 property03/12/199129/03/2007
satisfied
Virgin Money
Clydesdale Bank Public Limited Company
Floating charge1 property24/02/198629/03/2007

Recent filings (107 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-11-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-11-20
termination-director-company-with-name-termination-date
officers · TM01
2024-05-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-11-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-01-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-12
confirmation-statement-with-updates
confirmation-statement · CS01
2021-12-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-10-27
confirmation-statement-with-updates
confirmation-statement · CS01
2021-02-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-10-20
confirmation-statement-with-updates
confirmation-statement · CS01
2019-12-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-12-02