APPLE HEALTHCARE EDINBURGH LTD
- · Oldest live charge 18.2y old — refinance window within 12 months
Opportunity 83/100 (exceptional), bankability 75/100. Strong seller-intent signal (70/100, director aged 58). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
4 live charges · 2 lenders · oldest 18.2y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 18.2 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-10-31 | 2023-10-31 |
|---|---|---|
| Total assets | £607.7k | £487.9k |
| Current assets | £801.7k | £339.4k |
| Cash | £51.2k | £48.4k |
| Debtors | £725.8k | £261.5k |
| Net assets | £478.1k | £257.8k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
- • 1 confirmation-statement
- • 1 confirmation-statement
Corporate timeline (29 events)Click to expand
- 2025-07-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-06-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-06-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-09-15📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-09-15📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-06-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-06-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-07-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-03-27📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2019-07-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-05-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2019-05-16🔓Charge satisfied #3
- 2019-04-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-04-25🔒Charge registered #4Lender: Clydesdale Bank PLC
- 2019-02-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-01-30🔒Charge registered #3Lender: Clydesdale Bank PLC
- 2018-07-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-04-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-03-29🔒Charge registered #2Lender: Clydesdale Bank PLC (Trading as Both Clydesdale Bank and Yorkshire Bank)
- 2014-04-10➖AGGARWAL, Narinder Kumar resignedsecretary
- 2008-03-28🔒Charge registered #1Lender: Clydesdale Bank PLC
- 2008-03-18🏢Company incorporatedAs APPLE HEALTHCARE EDINBURGH LTD
- 2008-03-18➕MAJHU, Sanjay appointeddirector
- 2008-03-18➕WILSON, Simon Andrew appointeddirector
- 2008-03-18➕AGGARWAL, Narinder Kumar appointedsecretary
- 2008-03-18➕BRIAN REID LTD. appointedcorporate-secretary
- 2008-03-18➖BRIAN REID LTD. resignedcorporate-secretary
- 2008-03-18➕STEPHEN MABBOTT LTD. appointedcorporate-director
- 2008-03-18➖STEPHEN MABBOTT LTD. resignedcorporate-director
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 18 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 58 — approaching natural succession window.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 18 years.
- secondaryStable-but-static management: Company is 18 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Simon Andrew Wilson Individual · British · DOB 01/1971 · age 55 | 25–50% | — | 25-50% shares | 20/03/2020 |
Mr Sanjay Majhu Individual · British · DOB 09/1968 · age 58 | 25–50% | — | 25-50% shares | 01/01/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 3 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Virgin Money Clydesdale Bank PLC | A registered charge | 1 property | 25/04/2019 | — | |
| satisfied | Virgin Money Clydesdale Bank PLC | A registered charge | 1 property | 30/01/2019 | 16/05/2019 | |
| outstanding | Virgin Money Clydesdale Bank PLC (Trading as Both Clydesdale Bank and Yorkshire Bank) | A registered charge | — | 29/03/2018 | — | |
| outstanding | Virgin Money Clydesdale Bank PLC | Floating charge | 1 property | 28/03/2008 | — |