IOLAIRE FINANCIAL LIMITED
Opportunity 72/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-05-31 | 2024-05-31 |
|---|---|---|
| Total assets | £222.5k | £234.4k |
| Current assets | £291.8k | £278.7k |
| Cash | £129.1k | £80.9k |
| Debtors | £154.6k | £195.5k |
| Net assets | £201.9k | £202.0k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (22 events)Click to expand
- 2025-09-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-09📄memorandum-articlesincorporation · MA
- 2024-12-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-11-18📄second-filing-of-confirmation-statement-with-made-up-dateconfirmation-statement · RP04CS01
- 2024-11-14📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-11-13📄resolutionresolution · RESOLUTIONS
- 2024-11-13📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2024-11-13📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-11-13📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-11-08➖UPPERTON, Lynda Margaret resigneddirector
- 2023-10-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-07-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-07-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-08-20📄change-person-director-company-with-change-dateofficers · CH01
- 2020-08-20📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2020-07-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-07-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-05-09📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2018-09-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-05-03🏢Company incorporatedAs IOLAIRE FINANCIAL LIMITED
- 2016-05-03➕SMITH, Daley Adelani appointeddirector
- 2016-05-03➕UPPERTON, Lynda Margaret appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanGroup structure
Iolaire Group Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Iolaire Group Holdings Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 15/05/2023 |
2 historic (ceased) PSCs
- Mrs Lynda Margaret Uppertonceased 15/05/2023· 25-50% shares · 25-50% voting · board control
- Mr Daley Adelani Smithceased 15/05/2023· 25-50% shares · 25-50% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 1 resigned)
Click a director name to see their full track record across all companies.