DUPPLIN INVESTMENTS LIMITED

🌳Matureactive
SC480480 · ltd · incorporated 2014-06-20
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 9.8y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
—
book net assets
Opportunity
80/100
Exceptional
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What this business does
Primary activity: Activities of venture and development capital companies
Sector: Financial & insurance
ALSO REGISTERED FOR
  • 68209Other letting and operating of own or leased real estate
Investor take
Pursue
Strong opportunity: active trading company with exceptional profile and bankable structure.

Opportunity 80/100 (exceptional), bankability 85/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

1 live charge · oldest 9.8y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 9.8 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: high (84/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
5 active PSC(s) of 6 total, 6 with control declared
90
Director network
17 connected companies via shared directors
90
Filing history
35 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Jun 2024Jun 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-06-302024-06-30
Average employees00

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
0
filings
Last 90 days
6
filings
  • • 5 persons-with-significant-control
  • • 1 accounts
Last 180 days
6
filings
  • • 5 persons-with-significant-control
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (21 events)Click to expand
  1. 2026-03-04
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  2. 2026-03-04
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  3. 2026-03-04
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  4. 2026-03-04
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  5. 2026-02-23
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  6. 2026-02-23
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  7. 2025-10-03
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  8. 2025-10-03
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  9. 2024-09-17
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2023-11-07
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  11. 2022-07-26
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  12. 2021-11-19
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  13. 2021-11-17
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  14. 2021-11-17
    🔓
    Charge satisfied #1
  15. 2020-07-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  16. 2019-09-04
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  17. 2018-11-19
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  18. 2016-06-20
    🔒
    Charge registered #1
    Lender: The Royal Bank of Scotland PLC
  19. 2014-06-20
    🏢
    Company incorporated
    As DUPPLIN INVESTMENTS LIMITED
  20. 2014-06-20
    ➕
    HOWIE, Simon Macpherson appointed
    director
  21. 2014-06-20
    ➕
    TAYLOR, Kevin John appointed
    director

Owner dependency

71/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Senior director age: Director aged approximately 59 — approaching natural succession window.
  • +No director turnover: Company is 12 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

51/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

5 active beneficial owners · fragmented
NameSharesVoting rightsNature of controlNotified
Mr Simon Macpherson Howie
Individual · British · DOB 02/1967 · age 59
25–50%
25–50%25-50% shares · 25-50% voting · trust interest23/02/2026
Mrs Karen Elizabeth Margaret Howie
Individual · British · DOB 10/1965 · age 61
25–50%
25–50%25-50% shares · 25-50% voting · trust interest23/02/2026
Mr Norman Mcleod Howie
Individual · British · DOB 04/1968 · age 58
25–50%
25–50%25-50% shares · 25-50% voting · trust interest23/02/2026
Mr Bruce Alexander Lamond
Individual · British · DOB 01/1966 · age 60
25–50%
25–50%25-50% shares · 25-50% voting · trust interest23/02/2026
Mr Kevin John Taylor
Individual · British · DOB 04/1969 · age 57
25–50%
25–50%25-50% shares · 25-50% voting06/04/2016
1 historic (ceased) PSC
  • Mr Simon Macpherson Howieceased 23/02/2026· 25-50% shares · 25-50% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2014-06-20
Jurisdictionscotland
Primary SIC64303 — Activities of venture and development capital companies

Registered office

Findony
Muckhart Road
Dunning
PH2 0RA

Filing status

Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2026-10-17
Last: 2025-10-03

Officers (2 active · 0 resigned)

HOWIE, Simon Macpherson→
director · ~59y · appointed 2014-06-20
View their other companies + combined net worth →
Active
TAYLOR, Kevin John→
director · ~57y · appointed 2014-06-20
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge1 property20/06/201617/11/2021

Recent filings (35 total)

notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2026-03-04
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2026-03-04
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2026-03-04
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2026-03-04
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-02-23
accounts-with-accounts-type-micro-entity
accounts · AA
2026-02-23
confirmation-statement-with-updates
confirmation-statement · CS01
2025-10-03
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-10-03
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-10-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-19
accounts-with-accounts-type-micro-entity
accounts · AA
2024-09-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-20
accounts-with-accounts-type-micro-entity
accounts · AA
2023-11-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-19
accounts-with-accounts-type-micro-entity
accounts · AA
2022-07-26