MAGNUS MURRAY FAMILY SOLUTIONS LTD

🌳Matureactive

SC469908 · ltd · incorporated 2014-02-13

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Feb 2025

Net worth

£88.1k

book net assets

Opportunity

78/100

Strong

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What this business does

Primary activity: Financial intermediation not elsewhere classified

Sector: Financial & insurance

Investor take

Pursue

Strong opportunity: asset-holding vehicle with strong profile and bankable structure.

Opportunity 78/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

Confirmed no charges registered

Directors & officers

2 officers (2 active, 2 linked, 2 with DOB)

Ownership & PSC

2 active PSC(s) of 2 total, 2 with control declared

Director network

Network not yet resolved

Filing history

26 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

78/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102

Positive net assets

Net assets £88,103

Cash YoY

-2%

Year on year

Key financials

2 years extracted from filed iXBRL accounts

Cash

£13k

↓ 1.7% YoY

Net Worth

£88k

↑ 57% YoY

Current Assets

£126k

↑ 25% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2025-02-28	2024-02-29
Total assets	£88.6k	£56.7k
Current assets	£126.3k	£101.2k
Cash	£13.2k	£13.4k
Debtors	£113.1k	£87.8k
Net assets	£88.1k	£56.3k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filing

• 1 confirmation-statement

Last 180 days

filings

• 1 confirmation-statement
• 1 accounts

Counts from Companies House filing history.

Corporate timeline (18 events)Click to expand

2025-11-26
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-20
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-09-29
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-05-09
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-06-08
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-05-06
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-07-24
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-02-21
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2018-10-08
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2017-06-30
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2016-09-02
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2016-03-03
📄
accounts-amended-with-accounts-type-total-exemption-small
accounts · AAMD
2016-02-17
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2015-11-11
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2015-02-16
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2014-02-13
🏢
Company incorporated
As MAGNUS MURRAY FAMILY SOLUTIONS LTD
2014-02-13
➕
MURRAY, Magnus Haddow appointed
director
2014-02-13
➕
MURRAY, Tara Inga appointed
director

Owner dependency

94/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

+Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
+Founder name in company name: Company name contains director surname "MURRAY" — strong identity link between founder and business.
+Senior director age: Director aged approximately 58 — approaching natural succession window.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
+No director turnover: Company is 12 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

59/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
secondary12+ year tenure: Director in role 12 years.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Mr Magnus Haddow Murray Individual · British · DOB 04/1968 · age 58	50–75%	50–75%	50-75% shares · 50-75% voting	06/04/2016
Mrs Tara Inga Murray Individual · British · DOB 11/1975 · age 51	25–50%	25–50%	25-50% shares · 25-50% voting	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated2014-02-13

Jurisdictionscotland

Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

33 Leslie Street

Blairgowrie

Perthshire

PH10 6AW

Filing status

Accounts

Next due: 2026-11-30

Last made up to: 2025-02-28

Confirmation statement

Next due: 2027-02-27

Last: 2026-02-13

Officers (2 active · 0 resigned)

MURRAY, Magnus Haddow→

director · ~58y · appointed 2014-02-13

View their other companies + combined net worth →

Active

MURRAY, Tara Inga→

director · ~51y · appointed 2014-02-13

View their other companies + combined net worth →

Active

Click a director name to see their full track record across all companies.