BINN AGRICULTURAL LIMITED
🌳Matureactive
SC496563 · ltd · incorporated 2015-02-02
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£6.28M
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: SIC 01500
Sector: Agriculture, forestry & fishing
Investor take
PursueActive trading company with a 83-year-old founder — textbook succession opportunity.
Opportunity 78/100 (strong), bankability 67/100. Strong seller-intent signal (63/100, director aged 83). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
5 live charges · 3 lenders · oldest 11.0y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 11.0 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (84/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 3 with DOB)
90
Ownership & PSC
3 active PSC(s) of 3 total, 3 with control declared
90
Director network
14 connected companies via shared directors
87
Filing history
41 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £6,284,777
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£6.3m
↑ 36% YoY
Current Assets
£791k
↓ 20% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-29 | 2024-03-29 |
|---|---|---|
| Total assets | £7.58M | £5.29M |
| Current assets | £791.3k | £989.4k |
| Debtors | £248.8k | £363.3k |
| Net assets | £6.28M | £4.62M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
2
filings
- • 1 miscellaneous
- • 1 confirmation-statement
Last 180 days
3
filings
- • 1 miscellaneous
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (26 events)Click to expand
- 2026-02-24📄legacymiscellaneous · RP01PSC01
- 2025-12-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-08-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-08-05🔒Charge registered #5Lender: Trio Power Limited
- 2024-10-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-12-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-12-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-04-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-03-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-02-25📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2021-02-25📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2020-10-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-10-16🔓Charge satisfied #2
- 2020-03-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-12-19📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2019-03-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-12-18📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2016-05-10🔓Charge satisfied #1
- 2016-04-20🔒Charge registered #4Lender: Hsbc Bank PLC
- 2016-04-01🔒Charge registered #3Lender: Hsbc Bank PLC
- 2015-05-28🔒Charge registered #2Lender: Bank of Scotland PLC
- 2015-04-29🔒Charge registered #1Lender: Bank of Scotland PLC
- 2015-02-09➕MACGREGOR, George appointeddirector
- 2015-02-02🏢Company incorporatedAs BINN AGRICULTURAL LIMITED
- 2015-02-02➕MACGREGOR, Allan appointeddirector
- 2015-02-02➕MACGREGOR, John Merchant appointeddirector
Owner dependency
73/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Founder age: Director aged approximately 83 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
65/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 83 years old. Natural succession window is now.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
3 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Allan Macgregor Individual · British · DOB 04/1969 · age 57 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 08/02/2021 |
Mr John Merchant Macgregor Individual · British · DOB 07/1945 · age 81 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
Mr George Macgregor Individual · British · DOB 07/1943 · age 83 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Agriculture · EH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| BOYS OWN LTD→ SC781157 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| BRIDGECASTLE POLICIES LIMITED→ SC421114 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
| C M MACFARLANE LTD→ SC654406 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| CARBON ZERO ORGANIC SEAWEED LTD→ SC661990 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| CG ARB LTD→ SC783951 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| DALSERF ESTATE LIMITED→ SC502702 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| DONALD MOODIE FISHING LTD.→ SC258181 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| DOUGLAS ORR & COMPANY LIMITED→ SC185757 · est 1998 · no financials extracted | — | — | — | — | 27y | — | — |
| DVC INVESTMENTS LTD→ SC616017 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ECOHUMAN LTD→ SC599259 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| EDINBURGH HONEY COMPANY LTD→ SC578844 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| EPHIGHLAND LIMITED→ SC850005 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2015-02-02
Jurisdictionscotland
Primary SIC01500 — SIC 01500
Registered office
5 Atholl Crescent
Edinburgh
EH3 8EJ
United Kingdom
Filing status
Accounts
Next due: 2026-12-29
Last made up to: 2025-03-29
Confirmation statement
Next due: 2027-02-28
Last: 2026-02-14
Officers (3 active · 0 resigned)
MACGREGOR, Allan→
Activedirector · ~57y · appointed 2015-02-02
View their other companies + combined net worth →
MACGREGOR, George→
Activedirector · ~83y · appointed 2015-02-09
View their other companies + combined net worth →
MACGREGOR, John Merchant→
Activedirector · ~81y · appointed 2015-02-02
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
5
Total charges
3
Outstanding
2
Active lenders
Status:Lender:5 of 5 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Trio Power Trio Power Limited | A registered charge | 1 property | 05/08/2025 | — | |
| outstanding | HSBC Hsbc Bank PLC | A registered charge | 1 property | 20/04/2016 | — | |
| outstanding | HSBC Hsbc Bank PLC | A registered charge | — | 01/04/2016 | — | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 28/05/2015 | 16/10/2020 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | — | 29/04/2015 | 10/05/2016 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (41 total)
legacy
miscellaneous · RP01PSC01
2026-02-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-22
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-08-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-10-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-04-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-02-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-03-31
confirmation-statement-with-updates
confirmation-statement · CS01
2021-02-25
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2021-02-25