DVC INVESTMENTS LTD
🏛️Establishedactive
SC616017 · ltd · incorporated 2018-12-12
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
£440.3k
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: SIC 01500
Sector: Agriculture, forestry & fishing
ALSO REGISTERED FOR
- 68209Other letting and operating of own or leased real estate
Investor take
PursueActive trading company. Family succession underway — not a classic acquisition target.
Opportunity 78/100 (strong), bankability 57/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
4 live charges · 3 lenders · oldest 4.3y
25/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Charge age ~4.3 years — mid-life; refi window approaching.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
21 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £440,297
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£440k
↑ 22% YoY
Current Assets
£10k
↓ 61% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Total assets | £647.7k | £588.6k |
| Current assets | £10.3k | £26.8k |
| Net assets | £440.3k | £360.1k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
1
filing
- • 1 confirmation-statement
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (20 events)Click to expand
- 2025-09-04📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-09-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-09-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-03-22➕CUTT, Viktorija appointeddirector
- 2023-03-22📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-03-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-03-08🔒Charge registered #4Lender: The Church of Scotland General Trustees
- 2022-09-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-07-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-06-29🔒Charge registered #3Lender: Paragon Bank PLC
- 2022-03-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-03-04🔒Charge registered #2Lender: The Mortgage Lender Limited
- 2021-12-30📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-12-30🔒Charge registered #1Lender: Paragon Bank PLC
- 2021-09-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-07-06📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-11-11📄accounts-with-accounts-type-dormantaccounts · AA
- 2018-12-12🏢Company incorporatedAs DVC INVESTMENTS LTD
- 2018-12-12➕CUTT, Douglas Sinclair appointeddirector
- 2018-12-12📄incorporation-companyincorporation · NEWINC
Owner dependency
86/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 75 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 7 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
26/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- primaryFamily succession underway: Not a takeover target — CUTT, Viktorija (same surname) appointed 2023-03-22. Pattern consistent with intra-family handover.
- primaryFounder aged 70+: Senior director is approximately 75 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Douglas Sinclair Cutt Individual · British · DOB 12/1951 · age 75 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 12/12/2018 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Agriculture · EH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| BOYS OWN LTD→ SC781157 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| BRIDGECASTLE POLICIES LIMITED→ SC421114 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
| C M MACFARLANE LTD→ SC654406 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| CARBON ZERO ORGANIC SEAWEED LTD→ SC661990 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| CG ARB LTD→ SC783951 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| DALSERF ESTATE LIMITED→ SC502702 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| DONALD MOODIE FISHING LTD.→ SC258181 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| DOUGLAS ORR & COMPANY LIMITED→ SC185757 · est 1998 · no financials extracted | — | — | — | — | 27y | — | — |
| ECOHUMAN LTD→ SC599259 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| EPHIGHLAND LIMITED→ SC850005 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ESK FARM LIMITED→ SC167113 · est 1996 · no financials extracted | — | — | — | — | 29y | — | — |
| FALLHILLS FENCING LTD→ SC438323 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2018-12-12
Jurisdictionscotland
Primary SIC01500 — SIC 01500
Registered office
180/3 Woodhall Road
Edinburgh
EH13 0PJ
Scotland
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-04-05
Last: 2026-03-22
Officers (2 active · 0 resigned)
CUTT, Douglas Sinclair→
Activedirector · ~75y · appointed 2018-12-12
View their other companies + combined net worth →
CUTT, Viktorija→
Activedirector · ~48y · appointed 2023-03-22
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
4
Outstanding
3
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | The Church of Scotland General Trustees | A registered charge | 1 property | 08/03/2023 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 3 properties | 29/06/2022 | — | |
| outstanding | The Mortgage Lender The Mortgage Lender Limited | A registered charge | 1 property | 04/03/2022 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 3 properties | 30/12/2021 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (21 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-25
accounts-with-accounts-type-micro-entity
accounts · AA
2025-09-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-24
accounts-with-accounts-type-micro-entity
accounts · AA
2024-09-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-27
accounts-with-accounts-type-micro-entity
accounts · AA
2023-09-29
appoint-person-director-company-with-name-date
officers · AP01
2023-03-22
confirmation-statement-with-updates
confirmation-statement · CS01
2023-03-22
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-03-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-15
accounts-with-accounts-type-micro-entity
accounts · AA
2022-09-24
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-07-02
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-03-08
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-12-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-12-15