BRIDGECASTLE POLICIES LIMITED

🌳Matureactive
SC421114 · ltd · incorporated 2012-04-03
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
£-3.4k
book net assets
Opportunity
79/100
Strong
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What this business does
Primary activity: SIC 01629
Sector: Agriculture, forestry & fishing
Investor take
Pass (distressed without resilience)
Distressed active trading company — structural issues outweigh the discount.

Opportunity 79/100 (strong), bankability 75/100. Strong seller-intent signal (68/100, director aged 68). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
32 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Negative net assets
Liabilities exceed assets by £3,448

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
-£3k
↓ 670% YoY
Current Assets
—
Current Liabilities
—
-£3k-£3k-£2k-£2k-£1k-£448Apr 2024Apr 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-04-302024-04-30
Total assets£51.6k£54.6k
Net assets£-3.4k£-448

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
1
filing
  • • 1 confirmation-statement
Last 90 days
1
filing
  • • 1 confirmation-statement
Last 180 days
1
filing
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (18 events)Click to expand
  1. 2025-08-12
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2024-06-04
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2023-05-02
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2022-11-24
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2021-10-09
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  6. 2020-10-23
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  7. 2019-08-29
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  8. 2018-08-09
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  9. 2017-06-14
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2016-07-06
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  11. 2016-04-07
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  12. 2015-11-15
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  13. 2015-04-08
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  14. 2015-02-04
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  15. 2014-04-07
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  16. 2012-04-03
    🏢
    Company incorporated
    As BRIDGECASTLE POLICIES LIMITED
  17. 2012-04-03
    ➕
    FINDLAY, Allan appointed
    director
  18. 2012-04-03
    ➕
    RICHARDSON, Linda Buchan appointed
    director

Owner dependency

78/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder age: Director aged approximately 68 — succession pressure is live.
  • +No director turnover: Company is 14 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

69/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 14 years.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Allan Findlay
Individual · British · DOB 12/1958 · age 68
25–50%
—25-50% shares06/04/2016
Ms Linda Buchan Richardson
Individual · British · DOB 11/1958 · age 68
25–50%
—25-50% shares06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

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Company details

Statusactive
Typeltd
Incorporated2012-04-03
Jurisdictionscotland
Primary SIC01629 — SIC 01629

Registered office

North Lodge
Bridgecastle
By Bathgate
West Lothian
EH48 3DN

Filing status

Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2027-04-17
Last: 2026-04-03

Officers (2 active · 0 resigned)

FINDLAY, Allan→
director · ~68y · appointed 2012-04-03
View their other companies + combined net worth →
Active
RICHARDSON, Linda Buchan→
director · ~68y · appointed 2012-04-03
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (32 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-17
accounts-with-accounts-type-micro-entity
accounts · AA
2025-08-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-04
accounts-with-accounts-type-micro-entity
accounts · AA
2024-06-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-03
accounts-with-accounts-type-micro-entity
accounts · AA
2023-05-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-10
accounts-with-accounts-type-micro-entity
accounts · AA
2022-11-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-04-04
accounts-with-accounts-type-micro-entity
accounts · AA
2021-10-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-05-10
accounts-with-accounts-type-micro-entity
accounts · AA
2020-10-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-04-05
accounts-with-accounts-type-micro-entity
accounts · AA
2019-08-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-04-09