EDWARD WILSON FINANCIAL LTD

💤Zombieactive
SC495979 · ltd · incorporated 2015-01-26
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
Upgrade to see
Turnover
year to Jan 2025
Net worth
book net assets
Opportunity
78/100
Strong
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

What this business does
Primary activity: Activities of insurance agents and brokers
Sector: Financial & insurance
Investor take
Pursue
Active trading company with a 73-year-old founder — textbook succession opportunity.

Opportunity 78/100 (strong), bankability 75/100. Strong seller-intent signal (68/100, director aged 73). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
1 officers (1 active, 1 linked, 1 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
22 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Jan 2024Jan 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-01-312024-01-31
Average employees-100-100

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • 1 confirmation-statement
Last 180 days
1
filing
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (14 events)Click to expand
  1. 2025-06-11
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2024-07-01
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2023-05-25
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2022-07-01
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2021-07-09
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  6. 2020-06-15
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  7. 2019-06-24
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  8. 2018-06-26
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  9. 2017-06-07
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2016-06-30
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  11. 2016-02-01
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  12. 2015-01-26
    🏢
    Company incorporated
    As EDWARD WILSON FINANCIAL LTD
  13. 2015-01-26
    WILSON, John Edward appointed
    director
  14. 2015-01-26
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

100/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Founder name in company name: Company name contains director surname "WILSON" — strong identity link between founder and business.
  • +Founder age: Director aged approximately 73 — succession pressure is live.
  • +No director turnover: Company is 11 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

80/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 73 years old. Natural succession window is now.
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr John Edward Wilson
Individual · British · DOB 03/1953 · age 73
75100%
75-100% shares26/01/2017

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

Similar companies

Active · Financial services · AB postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
ADAM SINCLAIR & ASSOCIATES WEALTH MANAGEMENT LTD
SC696858 · est 2021 · no financials extracted
4y
BAKER HUGHES UK PENSION TRUSTEES LIMITED
SC073307 · est 1980 · no financials extracted
45y
CRAIGENDARROCH INVESTMENTS LIMITED
SC337515 · est 2008 · no financials extracted
18y
D DUFF (ABERDEEN) LIMITED
SC342342 · est 2008 · no financials extracted
17y
DAVID BUTLER FS LIMITED
SC559622 · est 2017 · no financials extracted
9y
ELLORA FINANCIALS LTD
SC862626 · est 2025 · no financials extracted
ENDOWMENT TRUST OF R.C. DIOCESE OF ABERDEEN, THE
SC092692 · est 1985 · no financials extracted
41y
FERGUSON LAW FINANCIAL SERVICES LTD
SC418885 · est 2012 · no financials extracted
14y
GRAMPIAN BIOPARTNERS LIMITED
SC339134 · est 2008 · no financials extracted
18y
GRANDABZ LIMITED
SC444864 · est 2013 · no financials extracted
13y
GRANITE FINANCIAL PLANNING LTD
SC522812 · est 2015 · no financials extracted
10y
INCHLOAN INVESTMENTS LIMITED
SC500696 · est 2015 · no financials extracted
11y
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2015-01-26
Jurisdictionscotland
Primary SIC66220 — Activities of insurance agents and brokers

Registered office

92 Broomfield Road
Portlethen
AB12 4SU
United Kingdom

Filing status

Accounts
Next due: 2026-10-31
Last made up to: 2025-01-31
Confirmation statement
Next due: 2027-02-09
Last: 2026-01-26

Officers (1 active · 0 resigned)

WILSON, John Edward
director · ~73y · appointed 2015-01-26
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (22 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-28
accounts-with-accounts-type-micro-entity
accounts · AA
2025-06-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-27
accounts-with-accounts-type-micro-entity
accounts · AA
2024-07-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-29
accounts-with-accounts-type-micro-entity
accounts · AA
2023-05-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-26
accounts-with-accounts-type-micro-entity
accounts · AA
2022-07-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-01-26
accounts-with-accounts-type-micro-entity
accounts · AA
2021-07-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-01-26
accounts-with-accounts-type-micro-entity
accounts · AA
2020-06-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-01-27
accounts-with-accounts-type-micro-entity
accounts · AA
2019-06-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-01-31