INCHLOAN INVESTMENTS LIMITED

💤Zombieactive
SC500696 · ltd · incorporated 2015-03-17
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
Upgrade to see
Turnover
year to Mar 2025
Net worth
book net assets
Opportunity
78/100
Strong
🔔
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What this business does
Primary activity: Security dealing on own account
Sector: Financial & insurance
Investor take
Pursue
Active trading company with a 65-year-old founder — textbook succession opportunity.

Opportunity 78/100 (strong), bankability 75/100. Strong seller-intent signal (68/100, director aged 65). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
4 officers (2 active, 4 linked, 3 with DOB)
85
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
28 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Mar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-03-312024-03-31
Average employees00

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • 1 confirmation-statement
Last 180 days
1
filing
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
  1. 2025-10-10
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-10-01
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2023-10-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2022-08-08
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  5. 2021-06-21
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  6. 2020-09-29
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  7. 2020-07-24
    FETTIG, Carole Ann resigned
    director
  8. 2020-07-24
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  9. 2020-07-24
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  10. 2020-07-24
    📄
    change-person-director-company-with-change-date
    officers · CH01
  11. 2020-07-24
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  12. 2020-07-24
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  13. 2019-08-19
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  14. 2018-08-15
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  15. 2017-08-24
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  16. 2016-12-09
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  17. 2015-04-30
    FETTIG, Sean Matthew resigned
    director
  18. 2015-03-17
    🏢
    Company incorporated
    As INCHLOAN INVESTMENTS LIMITED
  19. 2015-03-17
    WILSON, Colin Alexander appointed
    secretary
  20. 2015-03-17
    WILSON, Colin Alexander appointed
    director
  21. 2015-03-17
    FETTIG, Carole Ann appointed
    director
  22. 2015-03-17
    FETTIG, Sean Matthew appointed
    director

Owner dependency

90/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Founder age: Director aged approximately 65 — succession pressure is live.

Succession & seller-readiness

70/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Colin Alexander Wilson
Individual · British · DOB 01/1961 · age 65
75100%
75–100%75-100% shares · 75-100% voting01/07/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2015-03-17
Jurisdictionscotland
Primary SIC64991 — Security dealing on own account

Registered office

Inchmarlo Home Farm
Inchmarlo Farm
Banchory
AB31 4BT
Scotland

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-03-31
Last: 2026-03-17

Officers (2 active · 2 resigned)

WILSON, Colin Alexander
secretary · appointed 2015-03-17
View their other companies + combined net worth →
Active
WILSON, Colin Alexander
director · ~65y · appointed 2015-03-17
View their other companies + combined net worth →
Active
FETTIG, Carole Ann
director · ~63y · appointed 2015-03-17 · resigned 2020-07-24
Resigned
FETTIG, Sean Matthew
director · ~57y · appointed 2015-03-17 · resigned 2015-04-30
Resigned

Click a director name to see their full track record across all companies.

Recent filings (28 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-10-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-10-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-10-31
confirmation-statement-with-updates
confirmation-statement · CS01
2023-03-23
accounts-with-accounts-type-dormant
accounts · AA
2022-08-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-03-21
accounts-with-accounts-type-dormant
accounts · AA
2021-06-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-03-18
accounts-with-accounts-type-dormant
accounts · AA
2020-09-29
change-person-secretary-company-with-change-date
officers · CH03
2020-07-24
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2020-07-24
change-person-director-company-with-change-date
officers · CH01
2020-07-24