4H1 LTD.
🌳Matureactive
SC453654 · ltd · incorporated 2013-07-02
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 6.1y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£2.04M
book net assets
Opportunity
80/100
Exceptional
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueStrong opportunity: property-backed borrower with exceptional profile and bankable structure.
Opportunity 80/100 (exceptional), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
2 live charges · 2 lenders · oldest 6.1y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 6.1 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
3 officers (2 active, 3 linked, 3 with DOB)
90
Ownership & PSC
4 active PSC(s) of 4 total, 4 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
45 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £2,043,771
Cash YoY
-14%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£484k
↓ 14% YoY
Net Worth
£2.0m
↑ 243% YoY
Current Assets
£542k
↓ 21% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £2.37M | £923.7k |
| Current assets | £541.9k | £690.1k |
| Cash | £483.8k | £564.1k |
| Debtors | £58.0k | £126.0k |
| Net assets | £2.04M | £596.5k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
5
filings
- • 2 persons-with-significant-control
- • 2 officers
- • 1 address
Last 180 days
6
filings
- • 2 persons-with-significant-control
- • 2 officers
- • 1 address
Counts from Companies House filing history.
Corporate timeline (26 events)Click to expand
- 2026-02-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-02-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-02-04📄change-person-director-company-with-change-dateofficers · CH01
- 2026-02-04📄change-person-director-company-with-change-dateofficers · CH01
- 2026-02-04📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-12-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-09-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-04-22📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2024-03-20📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-07-03📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-07-03📄change-person-director-company-with-change-dateofficers · CH01
- 2023-07-03📄change-person-director-company-with-change-dateofficers · CH01
- 2023-07-03📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-07-03📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-01-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-06-01📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-03-23📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-03-18🔒Charge registered #2Lender: Aldermore Bank PLC
- 2020-11-19📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2020-03-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-03-12🔒Charge registered #1Lender: The Mortgage Lender Limited
- 2018-01-22➕HENDERSON, Grant Willam Crighton appointeddirector
- 2016-08-31➖HENDERSON, Grant William Crighton resigneddirector
- 2013-07-02🏢Company incorporatedAs 4H1 LTD.
- 2013-07-02➕HENDERSON, Elaine Catherine appointeddirector
- 2013-07-02➕HENDERSON, Grant William Crighton appointeddirector
Owner dependency
74/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 61 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
59/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 13 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
4 active beneficial owners · fragmented| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Elaine Catherine Henderson Individual · British · DOB 01/1969 · age 57 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 06/04/2016 |
Mr Grant Willam Crighton Henderson Individual · British · DOB 11/1965 · age 61 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 06/04/2016 |
Mr Jamie Henderson Individual · British · DOB 04/1998 · age 28 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
Miss Chloe Henderson Individual · British · DOB 02/1993 · age 33 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · EH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 1LET LIMITED→ SC317107 · est 2007 · no financials extracted | — | — | — | — | 19y | — | — |
| 1ST CONNECT HOMES LTD→ SC842552 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 1ST FOCUS LETTING LIMITED→ SC667911 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 1ZE ESTATE LTD→ SC788004 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 20 CABOT SQUARE I UNIT TRUST GP LIMITED→ SC312228 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| 20 CABOT SQUARE II UNIT TRUST GP LIMITED→ SC312227 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| 20 CABOT SQUARE II UNIT TRUST LP LIMITED→ SC312229 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| 34 MELVILLE STREET LIMITED→ SC714514 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| 39 HANOVER LIMITED→ SC552449 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| 3CLS PROPERTIES LIMITED→ SC772751 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 40 THIRLESTANE ROAD LIMITED→ SC788081 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 4M (NO2) LTD→ SC822372 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2013-07-02
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
28 Rutland Square
Edinburgh
EH1 2BW
Scotland
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-07-13
Last: 2025-06-29
Officers (2 active · 1 resigned)
HENDERSON, Elaine Catherine→
Activedirector · ~57y · appointed 2013-07-02
View their other companies + combined net worth →
HENDERSON, Grant Willam Crighton→
Activedirector · ~61y · appointed 2018-01-22
View their other companies + combined net worth →
HENDERSON, Grant William Crighton→
Resigneddirector · ~61y · appointed 2013-07-02 · resigned 2016-08-31
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
2
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 18/03/2022 | — | |
| outstanding | The Mortgage Lender The Mortgage Lender Limited | A registered charge | 1 property | 12/03/2020 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (45 total)
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-02-11
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-02-11
change-person-director-company-with-change-date
officers · CH01
2026-02-04
change-person-director-company-with-change-date
officers · CH01
2026-02-04
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-02-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-12
confirmation-statement-with-updates
confirmation-statement · CS01
2025-07-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-25
change-account-reference-date-company-previous-shortened
accounts · AA01
2024-04-22
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-03-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-03
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-07-03
change-person-director-company-with-change-date
officers · CH01
2023-07-03
change-person-director-company-with-change-date
officers · CH01
2023-07-03