MJ FRENCH FISH EXPORT LIMITED
🌳Matureactive
SC445540 · ltd · incorporated 2013-03-20
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 13.0y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£1.15M
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: SIC 10200
Sector: Manufacturing
ALSO REGISTERED FOR
- 46380Wholesale of other food, including fish, crustaceans and molluscs
- 47230SIC 47230
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 74/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
4 live charges · 2 lenders · oldest 13.0y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 13.0 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 3 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
4 officers (2 active, 4 linked, 4 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
50 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £1,154,067
Cash YoY
+5%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£764k
↑ 5.4% YoY
Net Worth
£1.2m
↑ 27% YoY
Current Assets
£1.5m
↑ 9.4% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £1.24M | £1.13M |
| Current assets | £1.52M | £1.39M |
| Cash | £763.7k | £724.5k |
| Debtors | £736.5k | £638.4k |
| Net assets | £1.15M | £910.1k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 accounts
Last 90 days
1
filing
- • 1 accounts
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (31 events)Click to expand
- 2026-03-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-10-23📄capital-cancellation-sharescapital · SH06
- 2025-03-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-07-01📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-07-01🔓Charge satisfied #3
- 2024-05-13📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-03-29➕RUTTER, Matthew appointeddirector
- 2024-03-10📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-03-02📄gazette-filings-brought-up-to-dategazette · DISS40
- 2024-02-27📄gazette-notice-compulsorygazette · GAZ1
- 2022-12-31📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-12-23📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-09-27📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-08-25📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-04-02📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2021-04-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-03-10➖WATT, Joel Michael resigneddirector
- 2020-12-24📄memorandum-articlesincorporation · MA
- 2020-12-24📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2020-11-04📄gazette-filings-brought-up-to-dategazette · DISS40
- 2020-11-03📄gazette-notice-compulsorygazette · GAZ1
- 2019-12-28📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2017-12-20🔒Charge registered #4Lender: Lloyds Bank Commercial Finance LTD
- 2017-07-20➖WEST, George Robertson resigneddirector
- 2015-02-09🔒Charge registered #3Lender: Bank of Scotland PLC
- 2013-05-21🔒Charge registered #2Lender: Bank of Scotland PLC
- 2013-05-16➕WEST, George Robertson appointeddirector
- 2013-04-05🔒Charge registered #1Lender: Bank of Scotland PLC
- 2013-03-20🏢Company incorporatedAs MJ FRENCH FISH EXPORT LIMITED
- 2013-03-20➕STEPHEN, Mark Alexander appointeddirector
- 2013-03-20➕WATT, Joel Michael appointeddirector
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
49/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 13 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Mark Alexander Stephen Individual · British · DOB 10/1988 · age 38 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 01/04/2021 |
Mr Joel Michael Watt Individual · British · DOB 05/1988 · age 38 | 25–50% | — | 25-50% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Food & drink · AB postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| GLEN GRANT LIMITED→ SC292101 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| GLOBAL TRADE CONCEPT LTD→ SC482474 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| GUTSY FOOD GROUP LIMITED→ SC833834 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| HAAR COFFEE LIMITED→ SC836666 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| HIGHLAND PRIDE FOODS LIMITED→ SC049509 · est 1971 · no financials extracted | — | — | — | — | 54y | — | — |
| J CHARLES SEAFOODS LIMITED→ SC711040 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| KARRO FOOD LIMITED→ SC220000 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| LAESO FISH LIMITED→ SC184241 · est 1998 · no financials extracted | — | — | — | — | 28y | — | — |
| LICKIES CONVENIENCE FOODS LTD→ SC605075 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| LOSSIE SEAFOODS LTD.→ SC145004 · est 1993 · no financials extracted | — | — | — | — | 32y | — | — |
| M GEDDES LTD.→ SC277504 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| MACDUFF SHELLFISH (SCOTLAND) LIMITED→ SC106514 · est 1987 · no financials extracted | — | — | — | — | 38y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2013-03-20
Jurisdictionscotland
Primary SIC10200 — SIC 10200
Registered office
Jack Taylor
West Shore Industrial Estate
Fraserburgh
Aberdeenshire
AB43 9LG
Scotland
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-08-02
Last: 2025-07-19
Officers (2 active · 2 resigned)
RUTTER, Matthew→
Activedirector · ~39y · appointed 2024-03-29
View their other companies + combined net worth →
STEPHEN, Mark Alexander→
Activedirector · ~38y · appointed 2013-03-20
View their other companies + combined net worth →
WATT, Joel Michael→
Resigneddirector · ~38y · appointed 2013-03-20 · resigned 2021-03-10
WEST, George Robertson→
Resigneddirector · ~69y · appointed 2013-05-16 · resigned 2017-07-20
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
3
Outstanding
1
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Lloyds Bank Commercial Finance LTD | A registered charge | — | 20/12/2017 | — | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 09/02/2015 | 01/07/2024 | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 2 properties | 21/05/2013 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | Floating charge | 1 property | 05/04/2013 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (50 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-03-30
capital-cancellation-shares
capital · SH06
2025-10-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-31
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-03-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-31
mortgage-satisfy-charge-full
mortgage · MR04
2024-07-01
appoint-person-director-company-with-name-date
officers · AP01
2024-05-13
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-03-10
gazette-filings-brought-up-to-date
gazette · DISS40
2024-03-02
gazette-notice-compulsory
gazette · GAZ1
2024-02-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-21
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-12-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-07-19
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2021-12-23
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2021-09-27