J CHARLES SEAFOODS LIMITED
- · Oldest live charge 4.3y old — refinance window within 12 months
Opportunity 77/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
1 live charge · oldest 4.3y
Refinance conversation should be productive — structure clean and timing right.
- · Charge age ~4.3 years — mid-life; refi window approaching.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Recent activity
- • 1 accounts
Corporate timeline (19 events)Click to expand
- 2025-12-30📄accounts-with-accounts-type-smallaccounts · AA
- 2024-12-13📄accounts-with-accounts-type-smallaccounts · AA
- 2023-12-27📄accounts-with-accounts-type-smallaccounts · AA
- 2023-07-12📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2023-07-10📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-10-31📄accounts-with-accounts-type-smallaccounts · AA
- 2022-10-24📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2022-03-03📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-02-21➕CHARLES, Andrew appointeddirector
- 2022-02-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-01-20🔒Charge registered #1Lender: Hsbc UK Bank PLC
- 2021-11-03✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2021-10-08✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2021-10-01🏢Company incorporatedAs J CHARLES SEAFOODS LIMITED
- 2021-10-01➕BURNESS PAULL LLP appointedcorporate-secretary
- 2021-10-01➕CLARK, Francis appointeddirector
- 2021-10-01➕CLARK, Michael William Gordon appointeddirector
- 2021-10-01➕MCNICOL, Gregor John appointeddirector
- 2021-10-01📄incorporation-companyincorporation · NEWINC
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Founder name in company name: Company name contains director surname "CHARLES" — strong identity link between founder and business.
- +Founder age: Director aged approximately 74 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 70+: Senior director is approximately 74 years old. Natural succession window is now.
Red flags
cleanGroup structure
Ifc Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Ifc Holdings Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 01/10/2021 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (5 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 20/01/2022 | — |