M GEDDES LTD.
🌳Matureactive
SC277504 · ltd · incorporated 2004-12-16
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£176.6k
book net assets
Opportunity
82/100
Exceptional
What this business does
Primary activity: SIC 10200
Sector: Manufacturing
Investor take
PursueActive trading company with a 63-year-old founder — textbook succession opportunity.
Opportunity 82/100 (exceptional), bankability 75/100. Strong seller-intent signal (70/100, director aged 63). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -91% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
3 live charges · 2 lenders · oldest 13.4y
30/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 13.4 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: medium (76/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
5 officers (3 active, 5 linked, 2 with DOB)
78
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
68 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £176,581
Net assets shrinking
Down £24,973 YoY
Cash draining
Cash down 91% YoY
Cash YoY
-91%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£7k
↓ 91% YoY
Net Worth
£177k
↓ 12% YoY
Current Assets
£135k
↓ 32% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £398.2k | £410.0k |
| Current assets | £134.9k | £197.7k |
| Cash | £6.8k | £73.0k |
| Debtors | £128.2k | £124.6k |
| Net assets | £176.6k | £201.6k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (30 events)Click to expand
- 2025-11-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-10-29📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-10-29🔓Charge satisfied #2
- 2024-10-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-10-22🔒Charge registered #3Lender: The Royal Bank of Scotland PLC
- 2024-09-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-03-14📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-03-14📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-03-14📄change-person-secretary-company-with-change-dateofficers · CH03
- 2024-03-14📄change-person-director-company-with-change-dateofficers · CH01
- 2024-03-14📄change-person-director-company-with-change-dateofficers · CH01
- 2024-03-14📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-08-03📍change-sail-address-company-with-old-address-new-addressaddress · AD02
- 2023-07-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-06-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-06-20🔒Charge registered #2Lender: National Westminster Bank PLC
- 2022-06-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-09-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-08-03📍change-sail-address-company-with-old-address-new-addressaddress · AD02
- 2020-09-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-09-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2013-04-01➕GEDDES, Joseph appointeddirector
- 2012-11-29🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2004-12-16🏢Company incorporatedAs M GEDDES LTD.
- 2004-12-16➕GEDDES, Joseph appointedsecretary
- 2004-12-16➕GEDDES, Maureen appointeddirector
- 2004-12-16➕BRIAN REID LTD. appointedcorporate-nominee-secretary
- 2004-12-16➖BRIAN REID LTD. resignedcorporate-nominee-secretary
- 2004-12-16➕STEPHEN MABBOTT LTD. appointedcorporate-nominee-director
- 2004-12-16➖STEPHEN MABBOTT LTD. resignedcorporate-nominee-director
Owner dependency
99/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "GEDDES" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 21 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 63 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
86/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 21 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 21 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Joseph Geddes Individual · British · DOB 04/1963 · age 63 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
Mrs Maureen Geddes Individual · British · DOB 10/1967 · age 59 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2004-12-16
Jurisdictionscotland
Primary SIC10200 — SIC 10200
Registered office
4 Bob Simmers Place
Peterhead
AB42 3FN
Scotland
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-08-16
Last: 2025-08-02
Officers (3 active · 2 resigned)
Active
GEDDES, Joseph→
Activedirector · ~63y · appointed 2013-04-01
View their other companies + combined net worth →
GEDDES, Maureen→
Activedirector · ~59y · appointed 2004-12-16
View their other companies + combined net worth →
BRIAN REID LTD.→
Resignedcorporate-nominee-secretary · appointed 2004-12-16 · resigned 2004-12-16
STEPHEN MABBOTT LTD.→
Resignedcorporate-nominee-director · appointed 2004-12-16 · resigned 2004-12-16
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
2
Outstanding
1
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 22/10/2024 | — | |
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 20/06/2023 | 29/10/2024 | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Floating charge | 1 property | 29/11/2012 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (68 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-11-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-05
mortgage-satisfy-charge-full
mortgage · MR04
2024-10-29
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-10-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-08
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-03-14
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-03-14
change-person-secretary-company-with-change-date
officers · CH03
2024-03-14
change-person-director-company-with-change-date
officers · CH01
2024-03-14
change-person-director-company-with-change-date
officers · CH01
2024-03-14
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-03-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-03
change-sail-address-company-with-old-address-new-address
address · AD02
2023-08-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-07-27