ST GILES SHOPPING CENTRE HOLDINGS LIMITED
- · Oldest live charge 13.1y old — refinance window within 12 months
Opportunity 34/100 (pass), bankability 20/100. Strong seller-intent signal (63/100, director aged 84). Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: File overdue accounts. Clears statutory overdue flag — immediate bankability uplift for refinance conversations. Most likely exit: distressed disposal / insolvency (65/100). Current lenders should be on immediate intervention.
Refinance opportunity
6 live charges · 2 lenders · oldest 13.1y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 13.1 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 35/100 — workable, but lender will want more DD.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Clear signal to pass. Time better spent elsewhere unless you have a specific strategic angle.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2023-04-30 | 2022-04-30 |
|---|---|---|
| Total assets | — | £622.3k |
| Current assets | — | £156.0k |
| Cash | — | £79.8k |
| Debtors | — | £76.3k |
| Net assets | — | £-2.74M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (33 events)Click to expand
- 2025-04-17📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-04-15⚠️liquidation-compulsory-notice-winding-up-order-court-scotlandinsolvency · WU01(Scot)
- 2024-01-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-04-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-03-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-04-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-11-26📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2019-08-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-07-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-02-23📄change-person-director-company-with-change-dateofficers · CH01
- 2017-08-18📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2017-01-20📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2016-04-06📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-11-16📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-05-05📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-03-23📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2014-04-02🔒Charge registered #6Lender: Close Brothers Limited
- 2014-04-02🔓Charge satisfied #3
- 2014-04-02🔓Charge satisfied #2
- 2014-04-02🔓Charge satisfied #1
- 2014-03-28🔒Charge registered #5Lender: Close Brothers Limited
- 2014-03-28🔒Charge registered #4Lender: Close Brothers Limited
- 2013-04-17🔒Charge registered #3Lender: Bank of Scotland PLC
- 2013-04-03🔒Charge registered #2Lender: Bank of Scotland PLC
- 2013-03-28🔒Charge registered #1Lender: Bank of Scotland PLC
- 2012-11-09🏢Company incorporatedAs ST GILES SHOPPING CENTRE HOLDINGS LIMITED
- 2012-11-09➕CAMERON, David John appointeddirector
- 2012-11-09➕HMS SECRETARIES LIMITED appointedcorporate-secretary
- 2012-11-09➖HMS SECRETARIES LIMITED resignedcorporate-secretary
- 2012-11-09➕MUNRO, Donald John appointeddirector
- 2012-11-09➖MUNRO, Donald John resigneddirector
- 2012-11-09➕HMS DIRECTORS LIMITED appointedcorporate-director
- 2012-11-09➖HMS DIRECTORS LIMITED resignedcorporate-director
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Founder age: Director aged approximately 84 — succession pressure is live.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 84 years old. Natural succession window is now.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 13 years.
Red flags
4 high · 1 med ·Statutory accounts have not been filed by their due date. Can indicate admin breakdown, cash preservation, or deliberate delay.
Evidence: Next due: 2025-04-30
Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.
Evidence: Next due: 2025-11-23
Company is actively being wound up. Not a going concern.
Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.
Evidence: 2025-04-15: liquidation-compulsory-notice-winding-up-order-court-scotland
Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr David John Cameron Individual · British · DOB 12/1942 · age 84 | 75–100% | — | 75-100% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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14 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 3 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Close Brothers Close Brothers Limited | A registered charge | 1 property | 02/04/2014 | — | |
| outstanding | Close Brothers Close Brothers Limited | A registered charge | 1 property | 28/03/2014 | — | |
| outstanding | Close Brothers Close Brothers Limited | A registered charge | — | 28/03/2014 | — | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 17/04/2013 | 02/04/2014 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | Standard security | 1 property | 03/04/2013 | 02/04/2014 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | Floating charge | 1 property | 28/03/2013 | 02/04/2014 |