33 CASTLE TERRACE LIMITED

🌿Early-stageactive
SC799999 · ltd · incorporated 2024-02-21
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
🔒Estimated value
Upgrade to see
Turnover
year to Mar 2025
Net worth
£108.1k
book net assets
Opportunity
72/100
Strong
🔔
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What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
Investor take
Pursue
Strong opportunity: property-backed borrower with strong profile and bankable structure.

Opportunity 72/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

2 live charges · oldest 0.1y

50/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Newest facility, 0.1 years old — likely still in initial term.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (76/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
12 connected companies via shared directors
81
Filing history
11 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £108,101

Key financials

1 year extracted from filed iXBRL accounts
Cash
£263k
Net Worth
£108k
Current Assets
Current Liabilities

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-03-31
Cash£262.9k
Net assets£108.1k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
1
filing
  • 1 mortgage
Last 90 days
3
filings
  • 2 mortgage
  • 1 confirmation-statement
Last 180 days
8
filings
  • 2 mortgage
  • 2 officers
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (14 events)Click to expand
  1. 2026-03-30
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  2. 2026-03-27
    🔒
    Charge registered #2
    Lender: The Royal Bank of Scotland PLC
  3. 2026-03-16
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  4. 2026-03-06
    🔒
    Charge registered #1
    Lender: The Royal Bank of Scotland PLC
  5. 2025-12-03
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC05
  6. 2025-11-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2025-11-18
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  8. 2025-11-18
    📄
    change-person-director-company-with-change-date
    officers · CH01
  9. 2025-11-18
    📄
    change-person-director-company-with-change-date
    officers · CH01
  10. 2024-04-18
    📄
    change-account-reference-date-company-current-extended
    accounts · AA01
  11. 2024-02-21
    🏢
    Company incorporated
    As 33 CASTLE TERRACE LIMITED
  12. 2024-02-21
    GEORGE, Stuart Allan appointed
    director
  13. 2024-02-21
    STEELE, Lawson Douglas appointed
    director
  14. 2024-02-21
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

63/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Young company: Only 2.2 years old — management layer unlikely to be developed.

Succession & seller-readiness

36/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Lsg Capital Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Lsg Capital Limited
Corporate parent · holds 75-100% shares
ultimate parent
33 CASTLE TERRACE LIMITED
This company · SC799999

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Lsg Capital Limited
Corporate entity
75100%
75–100%75-100% shares · 75-100% voting21/02/2024

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2024-02-21
Jurisdictionscotland
Primary SIC68100 — Buying and selling of own real estate

Registered office

C/O Johnston Carmichael
227 West George Street
Glasgow
G2 2ND
Scotland

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-03-06
Last: 2026-02-20

Officers (2 active · 0 resigned)

GEORGE, Stuart Allan
director · ~39y · appointed 2024-02-21
View their other companies + combined net worth →
Active
STEELE, Lawson Douglas
director · ~41y · appointed 2024-02-21
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge1 property27/03/2026
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge06/03/2026
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (11 total)

mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-03-30
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-03-16
confirmation-statement-with-updates
confirmation-statement · CS01
2026-03-06
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2025-12-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-11-21
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-11-18
change-person-director-company-with-change-date
officers · CH01
2025-11-18
change-person-director-company-with-change-date
officers · CH01
2025-11-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-13
change-account-reference-date-company-current-extended
accounts · AA01
2024-04-18
incorporation-company
incorporation · NEWINC
2024-02-21