KINGDOM INVESTMENTS MANAGEMENT LIMITED

🌳Matureactive
SC428631 · ltd · incorporated 2012-07-19
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 12.2y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
80/100
Exceptional
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What this business does
Primary activity: Other activities auxiliary to insurance and pension funding
Sector: Financial & insurance
Investor take
Pursue
Active trading company with a 68-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 80/100. Strong seller-intent signal (63/100, director aged 68). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

🏦

Refinance opportunity

1 live charge · oldest 12.2y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 12.2 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: high (81/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
6 officers (4 active, 6 linked, 5 with DOB)
87
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
7 connected companies via shared directors
66
Filing history
39 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Mar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-03-312024-03-31
Average employees4300

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
1
filing
  • • 1 confirmation-statement
Last 90 days
1
filing
  • • 1 confirmation-statement
Last 180 days
2
filings
  • • 1 confirmation-statement
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (24 events)Click to expand
  1. 2025-10-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-09-13
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2023-10-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2022-10-17
    📄
    capital-cancellation-shares
    capital · SH06
  5. 2022-10-17
    📄
    capital-return-purchase-own-shares
    capital · SH03
  6. 2022-07-01
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2021-08-13
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2020-08-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2019-11-26
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2018-12-12
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2017-12-01
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2016-11-28
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  13. 2015-09-28
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  14. 2015-08-15
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  15. 2014-05-01
    ➖
    BROWN, John resigned
    director
  16. 2014-02-17
    🔒
    Charge registered #1
    Lender: The Royal Bank of Scotland PLC
  17. 2013-07-01
    ➕
    ASHCROFT, Francis Brian appointed
    secretary
  18. 2013-07-01
    ➕
    HUNTER, Daniel appointed
    director
  19. 2013-07-01
    ➕
    HUNTER, Stephen James appointed
    director
  20. 2013-07-01
    ➕
    BROWN, John appointed
    director
  21. 2013-05-01
    ➖
    SMITH, Derek Gordon resigned
    director
  22. 2012-07-19
    🏢
    Company incorporated
    As KINGDOM INVESTMENTS MANAGEMENT LIMITED
  23. 2012-07-19
    ➕
    GIBSON, George appointed
    director
  24. 2012-07-19
    ➕
    SMITH, Derek Gordon appointed
    director

Owner dependency

73/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Founder age: Director aged approximately 68 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

63/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.
  • secondary12+ year tenure: Director in role 14 years.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Mr Stephen James Hunter
Individual · Scottish · DOB 09/1958 · age 68
——sig. influencesignificant influence01/05/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2012-07-19
Jurisdictionscotland
Primary SIC66290 — Other activities auxiliary to insurance and pension funding

Registered office

5 Castle Court
South Castle Drive Carnegie Campus
Dunfermline
Fife
KY11 8PB

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-03-29
Last: 2026-03-15

Officers (4 active · 2 resigned)

ASHCROFT, Francis Brian→
secretary · appointed 2013-07-01
View their other companies + combined net worth →
Active
GIBSON, George→
director · ~62y · appointed 2012-07-19
View their other companies + combined net worth →
Active
HUNTER, Daniel→
director · ~64y · appointed 2013-07-01
View their other companies + combined net worth →
Active
HUNTER, Stephen James→
director · ~68y · appointed 2013-07-01
View their other companies + combined net worth →
Active
BROWN, John→
director · ~77y · appointed 2013-07-01 · resigned 2014-05-01
Resigned
SMITH, Derek Gordon→
director · ~66y · appointed 2012-07-19 · resigned 2013-05-01
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge1 property17/02/2014—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (39 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-10-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-10-27
confirmation-statement-with-updates
confirmation-statement · CS01
2023-04-17
capital-cancellation-shares
capital · SH06
2022-10-17
capital-return-purchase-own-shares
capital · SH03
2022-10-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-07-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-08-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-08-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-08-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-08-17