COTTESMORE LIMITED

🌳Matureactive

SC392573 · ltd · incorporated 2011-01-31

Investment thesis

Unencumbered property vehicle — clean asset-backed target with refinance headroom.

Why interesting: Property-holding entity with no live charges; straightforward asset-backed case.

Why risky: Values depend on title and valuation; property-specific market exposure.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Jan 2025

Net worth

£1.19M

book net assets

Opportunity

81/100

Exceptional

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What this business does

Primary activity: Financial intermediation not elsewhere classified

Sector: Financial & insurance

ALSO REGISTERED FOR

68320Management of real estate on a fee or contract basis

Investor take

Pursue

Asset-holding vehicle with a 78-year-old founder — textbook succession opportunity.

Opportunity 81/100 (exceptional), bankability 75/100. Strong seller-intent signal (63/100, director aged 78). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: high (81/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 2 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

Confirmed no charges registered

Directors & officers

6 officers (4 active, 6 linked, 5 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

8 connected companies via shared directors

Filing history

44 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

81/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared

Positive net assets

Net assets £1,191,700

Cash YoY

-17%

Year on year

Key financials

2 years extracted from filed iXBRL accounts

Cash

£40k

↓ 17% YoY

Net Worth

£1.2m

↑ 7.2% YoY

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2025-01-31	2024-01-31
Cash	£39.9k	£48.1k
Net assets	£1.19M	£1.11M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

4 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filing

• 1 confirmation-statement

Last 180 days

filing

• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (24 events)Click to expand

2025-08-20
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-17
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-10-27
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-10-04
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-10-20
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-01-19
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-10-29
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2018-10-24
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2017-10-27
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2016-10-17
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2016-02-09
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2015-11-06
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2015-02-02
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2015-01-19
📄
change-person-director-company-with-change-date
officers · CH01
2014-10-29
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2011-01-31
🏢
Company incorporated
As COTTESMORE LIMITED
2011-01-31
➕
ANDERSON, Lindsey Claire appointed
director
2011-01-31
➕
FLYNN, Douglas James appointed
director
2011-01-31
➕
FLYNN, Nancy appointed
director
2011-01-31
➕
FLYNN, Victoria Louise appointed
director
2011-01-31
➕
BRIAN REID LTD. appointed
corporate-secretary
2011-01-31
➖
BRIAN REID LTD. resigned
corporate-secretary
2011-01-31
➕
MABBOTT, Stephen George appointed
director
2011-01-31
➖
MABBOTT, Stephen George resigned
director

Owner dependency

73/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-4 active directors: Broader management team in place — suggests transferable governance.
+Long-tenure founder: Senior director has been in place 15 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 78 — succession pressure is live.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

83/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 78 years old. Natural succession window is now.
secondary12+ year tenure: Director in role 15 years.
secondaryStable-but-static management: Company is 15 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner

Name	Shares	Voting rights	Nature of control	Notified
Mr Douglas James Flynn Individual · British · DOB 04/1948 · age 78	—	—	sig. influencesignificant influence	30/06/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Financial services · KY postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
INSURE SMART LIMITED→ SC268774 · est 2004	—	—	£137.9k	—	21y	81	60y
MORTGAGE HELP SCOTLAND LTD→ SC308427 · est 2006	—	—	£15.0k	—	19y	81	62y
OUR TRAVEL INSURANCE LIMITED→ SC394090 · est 2011	—	—	£32.5k	—	15y	81	73y
ABACUS FINANCIAL PLANNING CONSULTANTS LIMITED→ SC244682 · est 2003	—	—	£202.3k	—	23y	80	68y
GWENEVE LTD.→ SC328078 · est 2007	—	—	—	0	18y	80	68y
INDEPENDENT ONE 2 ONE LTD→ SC367135 · est 2009	—	—	—	300	16y	80	67y
INDEPENDENT PENSION TRUSTEES LIMITED→ SC135111 · est 1991	—	—	£10.5k	—	34y	80	74y
NORDA INTERMEDIARY SERVICES LTD→ SC634360 · est 2019 · no financials extracted	—	—	—	—	6y	—	—
PERSONAL WEALTH MANAGEMENT LTD→ SC269623 · est 2004 · no financials extracted	—	—	—	—	21y	—	—
PLAYA LIMITED→ SC402114 · est 2011 · no financials extracted	—	—	—	—	14y	—	—
PORTUS WEALTH LIMITED→ SC501901 · est 2015 · no financials extracted	—	—	—	—	11y	—	—
ROWAN PRIVATE INVESTMENTS LTD→ SC515254 · est 2015 · no financials extracted	—	—	—	—	10y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated2011-01-31

Jurisdictionscotland

Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

Kedlock House

Cupar

Fife

KY15 4PY

Filing status

Accounts

Next due: 2026-10-31

Last made up to: 2025-01-31

Confirmation statement

Next due: 2027-02-14

Last: 2026-01-31

Officers (4 active · 2 resigned)

ANDERSON, Lindsey Claire→

director · ~47y · appointed 2011-01-31

View their other companies + combined net worth →

Active

FLYNN, Douglas James→

director · ~78y · appointed 2011-01-31

View their other companies + combined net worth →

Active

FLYNN, Nancy→

director · ~78y · appointed 2011-01-31

View their other companies + combined net worth →

Active

FLYNN, Victoria Louise→

director · ~45y · appointed 2011-01-31

View their other companies + combined net worth →

Active

BRIAN REID LTD.→

corporate-secretary · appointed 2011-01-31 · resigned 2011-01-31

Resigned

MABBOTT, Stephen George→

director · ~76y · appointed 2011-01-31 · resigned 2011-01-31

Resigned

Click a director name to see their full track record across all companies.