3SVP LIMITED
Opportunity 74/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 7 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
6 live charges · 6 lenders · oldest 14.8y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 14.8 years old — likely at or near maturity.
- · 6 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (71/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Average employees | 0 | 0 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
Corporate timeline (31 events)Click to expand
- 2025-11-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-09-09📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-08-21➖PETRIE, Roderick Mckenzie resigneddirector
- 2025-05-13📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-05-09➖FARMER, Thomas, Sir resigneddirector
- 2024-12-13📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-08-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-10-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-12-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-08-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-06-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-06-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-09-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-01-05📄mortgage-satisfy-charge-fullmortgage · MR04
- 2017-01-05📄mortgage-satisfy-charge-fullmortgage · MR04
- 2017-01-05📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2017-01-05📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2017-01-05📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2017-01-05🔓Charge satisfied #2
- 2017-01-05🔓Charge satisfied #1
- 2016-12-30🔒Charge registered #6Lender: Sir Tom Farmer, Cvo, Cbe, Kcsg, Frse, Dl and John Philip Farmer as Trustees of Sir Tom Farmer’S Trust for Matthew Swycher
- 2016-12-30🔒Charge registered #5Lender: Sir Tom Farmer, Cvo, Cbe, Kcsg, Frse, Dl and John Philip Farmer as Trustees of Sir Tom Farmer’S Trust for Emma Swycher
- 2016-12-30🔒Charge registered #4Lender: Sir Tom Farmer, Cvo, Cbe, Kcsg, Frse, Dl
- 2016-12-30🔒Charge registered #3Lender: Sir Tom Farmer, Cvo, Cbe, Kcsg, Frse, Dl and John Philip Farmer as Trustees of Sir Tom Farmer’S Trust for Adam Swycher
- 2011-06-20🔒Charge registered #2Lender: Sir Thomas Farmer Cvo Cbe Kcsg Dl
- 2011-06-20🔒Charge registered #1Lender: Sir Thomas Farmer Cvo Cbe Kcsg Dl & Another
- 2011-06-13➕MCADAM, Mary appointedsecretary
- 2011-06-08➕FARMER, John Philip appointeddirector
- 2011-05-27🏢Company incorporatedAs 3SVP LIMITED
- 2011-05-27➕FARMER, Thomas, Sir appointeddirector
- 2011-05-27➕PETRIE, Roderick Mckenzie appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Senior director age: Director aged approximately 58 — approaching natural succession window.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 15 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
2 med ·Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: FARMER, Thomas, Sir resigned 2025-05-09; PETRIE, Roderick Mckenzie resigned 2025-08-21
Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · EH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 1LET LIMITED→ SC317107 · est 2007 · no financials extracted | — | — | — | — | 19y | — | — |
| 1ST CONNECT HOMES LTD→ SC842552 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 1ST FOCUS LETTING LIMITED→ SC667911 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 1ZE ESTATE LTD→ SC788004 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 20 CABOT SQUARE I UNIT TRUST GP LIMITED→ SC312228 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| 20 CABOT SQUARE II UNIT TRUST GP LIMITED→ SC312227 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| 20 CABOT SQUARE II UNIT TRUST LP LIMITED→ SC312229 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| 34 MELVILLE STREET LIMITED→ SC714514 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| 39 HANOVER LIMITED→ SC552449 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| 6M PROPERTIES LIMITED→ SC842080 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 8TABLES LIMITED→ SC870187 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 99GROUP LTD→ SC713146 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 2 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Sir Tom Farmer, Cvo, Cbe, Kcsg, Frse, Dl and John Philip Farmer as Trustees of Sir Tom Farmer’S Trust for Matthew Swycher | A registered charge | 8 properties | 30/12/2016 | — | |
| outstanding | Sir Tom Farmer, Cvo, Cbe, Kcsg, Frse, Dl and John Philip Farmer as Trustees of Sir Tom Farmer’S Trust for Emma Swycher | A registered charge | 8 properties | 30/12/2016 | — | |
| outstanding | Sir Tom Farmer, Cvo, Cbe, Kcsg, Frse, Dl / Lady Anne Farmer and John Philip Farmer as Trustees of the Benjamin T O J Farmer 2015 Trust | A registered charge | 8 properties | 30/12/2016 | — | |
| outstanding | Sir Tom Farmer, Cvo, Cbe, Kcsg, Frse, Dl and John Philip Farmer as Trustees of Sir Tom Farmer’S Trust for Adam Swycher | A registered charge | 8 properties | 30/12/2016 | — | |
| satisfied | Sir Thomas Farmer Cvo Cbe Kcsg Dl | Standard security | 2 properties | 20/06/2011 | 05/01/2017 | |
| satisfied | Sir Thomas Farmer Cvo Cbe Kcsg Dl & Another | Standard security | 1 property | 20/06/2011 | 05/01/2017 |