BANBURY CROSS NURSERY LIMITED
🌳Matureactive
SC396469 · ltd · incorporated 2011-03-28
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 3.2y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£192.0k
book net assets
Opportunity
82/100
Exceptional
What this business does
Primary activity: Pre-primary education
Sector: Education
Investor take
PursueActive trading company with a 66-year-old founder — textbook succession opportunity.
Opportunity 82/100 (exceptional), bankability 80/100. Strong seller-intent signal (63/100, director aged 66). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
1 live charge · oldest 3.2y
75/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Charge age ~3.2 years — mid-life; refi window approaching.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
4 officers (3 active, 4 linked, 4 with DOB)
90
Ownership & PSC
4 active PSC(s) of 4 total, 4 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
54 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Positive net assets
Net assets £192,022
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£192k
↑ 30% YoY
Current Assets
£137k
↑ 13% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £547.1k | £517.9k |
| Current assets | £137.5k | £121.3k |
| Net assets | £192.0k | £147.9k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
3
filings
- • 1 confirmation-statement
- • 1 accounts
- • 1 officers
Counts from Companies House filing history.
Corporate timeline (25 events)Click to expand
- 2025-11-17📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-11-10📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-11-01➖BENTON, Kellie Jane resigneddirector
- 2024-12-04📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-12-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-10-03📄change-person-director-company-with-change-dateofficers · CH01
- 2023-10-03📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-10-03📄change-person-director-company-with-change-dateofficers · CH01
- 2023-10-03📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-07-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-04-11📄change-person-director-company-with-change-dateofficers · CH01
- 2023-04-11📄change-person-director-company-with-change-dateofficers · CH01
- 2023-04-11📄change-person-director-company-with-change-dateofficers · CH01
- 2023-03-22📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-02-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-02-14🔒Charge registered #1Lender: Santander UK PLC
- 2022-12-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-12-13📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-03-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-12-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2011-03-28🏢Company incorporatedAs BANBURY CROSS NURSERY LIMITED
- 2011-03-28➕DUNCAN, Carol Jean appointeddirector
- 2011-03-28➕DUNCAN, Colin John appointeddirector
- 2011-03-28➕MURRAY, Lisa Anne appointeddirector
- 2011-03-28➕BENTON, Kellie Jane appointeddirector
Owner dependency
83/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Long-tenure founder: Senior director has been in place 15 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 66 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
73/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.
- secondary12+ year tenure: Director in role 15 years.
- secondaryStable-but-static management: Company is 15 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
4 active beneficial owners · fragmented| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Kellie Jane Benton Individual · Scottish · DOB 03/1990 · age 36 | 25–50% | — | 25-50% shares | 01/03/2017 |
Mr Colin John Duncan Individual · British · DOB 12/1960 · age 66 | 25–50% | — | 25-50% shares | 01/03/2017 |
Mrs Lisa Anne Murray Individual · Scottish · DOB 05/1985 · age 41 | 25–50% | — | 25-50% shares | 01/03/2017 |
Mrs Carol Jean Duncan Individual · British · DOB 12/1960 · age 66 | 25–50% | — | 25-50% shares | 01/03/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Education & training · AB postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| MEDITATION MASTERS LTD→ SC867480 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| MORAY WAY ULTRAS LTD→ SC777276 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| MUSICAL VISION LIMITED→ SC279221 · est 2005 · no financials extracted | — | — | — | — | 21y | — | — |
| PORTSOY OUT OF SCHOOL CLUB LIMITED→ SC244741 · est 2003 · no financials extracted | — | — | — | — | 23y | — | — |
| QUIRKYCOOARTS LTD→ SC880494 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| R&G BARBERING LTD→ SC821379 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| REHO 360 EVENTS LIMITED→ SC782063 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| REHOBOTH THEOLOGICAL SEMINARY LTD→ SC859868 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| RIDER SKILL ACADEMY LTD→ SC822263 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| S&R COMMUNICATIONS LTD→ SC873438 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| SAFER TRAINING (SCOTLAND) LTD→ SC446596 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| SIMPLY INTIMACY LTD.→ SC683017 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2011-03-28
Jurisdictionscotland
Primary SIC85100 — Pre-primary education
Registered office
62 Hareburn Road
Blackdog, Bridge Of Don
Aberdeen
AB23 8AR
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-04-09
Last: 2026-03-26
Officers (3 active · 1 resigned)
DUNCAN, Carol Jean→
Activedirector · ~66y · appointed 2011-03-28
View their other companies + combined net worth →
DUNCAN, Colin John→
Activedirector · ~66y · appointed 2011-03-28
View their other companies + combined net worth →
MURRAY, Lisa Anne→
Activedirector · ~41y · appointed 2011-03-28
View their other companies + combined net worth →
BENTON, Kellie Jane→
Resigneddirector · ~36y · appointed 2011-03-28 · resigned 2025-11-01
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Santander Santander UK PLC | A registered charge | — | 14/02/2023 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (54 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-03-26
accounts-with-accounts-type-micro-entity
accounts · AA
2025-11-17
termination-director-company-with-name-termination-date
officers · TM01
2025-11-10
confirmation-statement-with-updates
confirmation-statement · CS01
2025-04-24
accounts-with-accounts-type-micro-entity
accounts · AA
2024-12-04
confirmation-statement-with-updates
confirmation-statement · CS01
2024-04-19
accounts-with-accounts-type-micro-entity
accounts · AA
2023-12-21
change-person-director-company-with-change-date
officers · CH01
2023-10-03
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-10-03
change-person-director-company-with-change-date
officers · CH01
2023-10-03
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-10-03
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-07-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-11
change-person-director-company-with-change-date
officers · CH01
2023-04-11
change-person-director-company-with-change-date
officers · CH01
2023-04-11