TAYLORS SNACKS LTD
Opportunity 71/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
6 live charges · 5 lenders · oldest 16.9y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 16.9 years old — likely at or near maturity.
- · 5 lenders named — inter-creditor friction likely.
- · Legal-friction score 30/100 — workable, but lender will want more DD.
- · Not currently profitable — coverage conversation is a harder sell.
Data confidence
Overall: medium (76/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
1 year extracted from filed iXBRL accountsFinancials
Extracted from Companies House accounts · FRS 102| Metric | 2024-06-30 |
|---|---|
| Turnover | £16.88M |
| Gross profit | £2.55M |
| Operating profit | £-172.8k |
| Profit before tax | £-317.1k |
| Average employees | 9800 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 3 persons-with-significant-control
- • 3 persons-with-significant-control
- • 3 persons-with-significant-control
- • 1 accounts
Corporate timeline (63 events)Click to expand
- 2026-03-31📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-03-30📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2026-03-30📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-12-08📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2025-06-17➕KING, Steven James appointeddirector
- 2025-06-17📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-02-19📄accounts-with-accounts-type-fullaccounts · AA
- 2024-11-28📄legacymiscellaneous · ANNOTATION
- 2024-10-13📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-10-13🔓Charge satisfied #4
- 2024-09-07📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2024-09-07📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2024-09-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-08-28📄memorandum-articlesincorporation · MA
- 2024-08-28📄resolutionresolution · RESOLUTIONS
- 2024-08-19🔒Charge registered #6Lender: The Royal Bank of Scotland PLC
- 2024-03-28📄accounts-with-accounts-type-fullaccounts · AA
- 2024-03-20➕TAYLOR, Sally Elizabeth appointeddirector
- 2024-03-20➕TAYLOR, Susanna Cynthia appointeddirector
- 2024-03-20📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-03-20📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-03-03📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-03-03🔓Charge satisfied #3
- 2023-12-22📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2023-12-12📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2023-12-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-11-17🔒Charge registered #5Lender: Rbs Invoice Finance LTD
- 2023-11-13📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-10-28➕SMITH, Ross appointedsecretary
- 2023-10-28➕SMITH, Ross appointeddirector
- 2023-10-28📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-10-28📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2022-06-22➖MACKIE, JUNIOR, Maitland resigneddirector
- 2021-09-29➖SMITH, Ross resigneddirector
- 2019-07-05➕SMITH, Ross appointeddirector
- 2018-04-05🔒Charge registered #3Lender: Lloyds Bank Commercial Finance Limited
- 2018-04-03🔓Charge satisfied #2
- 2018-04-03🔓Charge satisfied #1
- 2018-03-28🔒Charge registered #4Lender: Bank of Scotland PLC (SC327000)
- 2017-11-27➖THORNTONS LAW LLP resignedcorporate-secretary
- 2016-01-04➕TAYLOR, James Russell appointeddirector
- 2015-04-30➖BROWN, Martin Robert resigneddirector
- 2014-08-31➖WILSON, Ronald John resigneddirector
- 2014-03-07➖TAYLOR, James Russell resigneddirector
- 2013-07-01➕BROWN, Martin Robert appointeddirector
- 2013-07-01➕WILSON, Ronald John appointeddirector
- 2012-11-29➖HAYHOW, Karin Aslaug resigneddirector
- 2012-11-29➖MCNUTT, Kirstin Isobel resigneddirector
- 2012-09-19🔒Charge registered #2Lender: Clydesdale Bank PLC
- 2012-08-01➖GARDINER, Tim Campbell resigneddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- -6 active directors: Broader management team in place — suggests transferable governance.
- +Founder name in company name: Company name contains director surname "TAYLOR" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 17 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 64 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
- secondary12+ year tenure: Director in role 17 years.
Red flags
1 high · 1 med ·Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.
Evidence: Next due: 2026-03-25
Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr James Russell Taylor Individual · British · DOB 08/1989 · age 37 | 25–50% | — | 25-50% shares | 08/09/2025 |
Mr George Calder Taylor Individual · British · DOB 04/1964 · age 62 | 25–50% | — | board control25-50% shares · board control | 20/07/2018 |
2 historic (ceased) PSCs
- Mrs Wendy Bartow Taylorceased 19/10/2023· 25-50% shares
- Taylors Food Group Limitedceased 20/07/2018· 75-100% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (7 active · 11 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | — | 19/08/2024 | — | |
| outstanding | NatWest Group Rbs Invoice Finance LTD | A registered charge | — | 17/11/2023 | — | |
| satisfied | Lloyds Banking Group Lloyds Bank Commercial Finance Limited | A registered charge | — | 05/04/2018 | 03/03/2024 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC (SC327000) | A registered charge | — | 28/03/2018 | 13/10/2024 | |
| satisfied | Virgin Money Clydesdale Bank PLC | Floating charge | 1 property | 19/09/2012 | 03/04/2018 | |
| satisfied | Virgin Money Clydesdale Bank PLC | Floating charge | 1 property | 13/05/2009 | 03/04/2018 |