AC&H 231 LIMITED

🌳Matureactive

SC316413 · ltd · incorporated 2007-02-13

Investment thesis

Property vehicle with leveraged stack — refinance / partial-release angle.

Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.

Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.

🔒Estimated value

—

Upgrade to see

Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

80/100

Exceptional

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What this business does

Primary activity: Development of building projects

Sector: Construction

ALSO REGISTERED FOR

41201Construction of commercial buildings

Investor take

Pursue

Active trading company with a 68-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 77/100. Strong seller-intent signal (73/100, director aged 68). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

6 live charges · 4 lenders · oldest 18.8y

35/100

too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

· Oldest live charge is 18.8 years old — likely at or near maturity.
· 4 lenders named — inter-creditor friction likely.
· Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (61/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 2 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

6 charges (6/6 with lender, 6/6 with type)

Directors & officers

6 officers (3 active, 6 linked, 4 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

23 connected companies via shared directors

Filing history

68 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

80/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Recent activity

Last 30 days

filings

Last 90 days

filing

• 1 confirmation-statement

Last 180 days

filings

• 1 confirmation-statement
• 1 accounts

Counts from Companies House filing history.

Corporate timeline (37 events)Click to expand

2026-01-09
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-04-03
📄
accounts-with-accounts-type-small
accounts · AA
2023-04-05
📄
accounts-with-accounts-type-small
accounts · AA
2022-04-01
📄
accounts-with-accounts-type-small
accounts · AA
2021-07-05
📄
accounts-with-accounts-type-small
accounts · AA
2020-06-03
📄
accounts-with-accounts-type-small
accounts · AA
2019-02-11
📄
accounts-with-accounts-type-small
accounts · AA
2018-02-01
📄
accounts-with-accounts-type-small
accounts · AA
2018-01-19
📄
mortgage-satisfy-charge-full
mortgage · MR04
2018-01-19
📄
mortgage-satisfy-charge-full
mortgage · MR04
2018-01-19
🔓
Charge satisfied #5
2018-01-19
🔓
Charge satisfied #4
2018-01-12
📄
mortgage-satisfy-charge-full
mortgage · MR04
2018-01-12
🔓
Charge satisfied #6
2017-11-17
📄
termination-director-company-with-name-termination-date
officers · TM01
2017-08-24
➖
PROSSER, William Richard Milligan resigned
director
2017-04-10
📄
accounts-with-accounts-type-small
accounts · AA
2016-04-15
📄
accounts-with-accounts-type-small
accounts · AA
2016-02-23
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2012-10-10
🔒
Charge registered #6
Lender: Hsbc Bank PLC
2012-08-31
🔓
Charge satisfied #2
2012-07-04
🔓
Charge satisfied #1
2012-07-04
🔓
Charge satisfied #3
2012-07-03
🔒
Charge registered #5
Lender: Hsbc Bank PLC
2012-06-27
🔒
Charge registered #4
Lender: Hsbc Bank PLC
2010-02-13
➖
1924 NOMINEES LTD resigned
corporate-secretary
2007-07-26
🔒
Charge registered #2
Lender: Rafiq Ali
2007-07-26
🔒
Charge registered #1
Lender: Deutsche Bank Ag
2007-07-20
🔒
Charge registered #3
Lender: Deutsche Bank Ag, London Branch
2007-04-25
➕
BURT, Douglas Gray appointed
director
2007-04-25
➕
CASELEY, Hugh Munro Bater appointed
director
2007-04-25
➕
PEARCE, Philip Martin appointed
director
2007-04-25
➕
PROSSER, William Richard Milligan appointed
director
2007-04-25
➖
1924 DIRECTORS LIMITED resigned
corporate-director
2007-02-13
🏢
Company incorporated
As AC&H 231 LIMITED
2007-02-13
➕
1924 NOMINEES LTD appointed
corporate-secretary
2007-02-13
➕
1924 DIRECTORS LIMITED appointed
corporate-director

Owner dependency

75/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

+Long-tenure founder: Senior director has been in place 19 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 68 — succession pressure is live.

Succession & seller-readiness

73/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.
secondary12+ year tenure: Director in role 19 years.
secondaryStable-but-static management: Company is 19 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·

Charge satisfaction-then-recreation pattern

medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Group structure

Ac&H 181 Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️

Ac&H 181 Limited

Corporate parent · holds 75-100% shares

ultimate parent

⬇

AC&H 231 LIMITED

This company · SC316413

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Ac&H 181 Limited Corporate entity	75–100%	—	75-100% shares	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Construction · ML postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
A C BANKS LIMITED→ SC245288 · est 2003 · no financials extracted	—	—	—	—	23y	—	—
A.C.W SERVICES LTD.→ SC589806 · est 2018 · no financials extracted	—	—	—	—	8y	—	—
A.D.B. PROPERTY MAINTENANCE LTD.→ SC292511 · est 2005 · no financials extracted	—	—	—	—	20y	—	—
A1 ROAD SURFACING LIMITED→ SC295445 · est 2006 · no financials extracted	—	—	—	—	20y	—	—
AAG RIGGING AND LIFTING SERVICES LIMITED→ SC568800 · est 2017 · no financials extracted	—	—	—	—	8y	—	—
AB DECORATORS LIMITED→ SC784889 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
ABHAINN DEVELOPMENTS LIMITED→ SC630663 · est 2019 · no financials extracted	—	—	—	—	6y	—	—
ABIFF LTD→ SC844090 · est 2025 · no financials extracted	—	—	—	—	1y	—	—
AC2 SIGNALLING LTD→ SC699299 · est 2021 · no financials extracted	—	—	—	—	4y	—	—
ACCENT DOORS AND WINDOWS SCOTLAND LTD→ SC767695 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
ACL DECORATORS LIMITED→ SC278268 · est 2005 · no financials extracted	—	—	—	—	21y	—	—
ACORN JOINERY AND MAINTENANCE LTD→ SC840398 · est 2025 · no financials extracted	—	—	—	—	1y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated2007-02-13

Jurisdictionscotland

Primary SIC41100 — Development of building projects

Registered office

First Floor

29 Bothwell Road

Hamilton

South Lanarkshire

ML3 0AS

Filing status

Accounts

Next due: 2026-06-30

Last made up to: 2024-06-30

Confirmation statement

Next due: 2027-02-27

Last: 2026-02-13

Officers (3 active · 3 resigned)

BURT, Douglas Gray→

director · ~68y · appointed 2007-04-25

View their other companies + combined net worth →

Active

CASELEY, Hugh Munro Bater→

director · ~66y · appointed 2007-04-25

View their other companies + combined net worth →

Active

PEARCE, Philip Martin→

director · ~68y · appointed 2007-04-25

View their other companies + combined net worth →

Active

1924 NOMINEES LTD→

corporate-secretary · appointed 2007-02-13 · resigned 2010-02-13

Resigned

PROSSER, William Richard Milligan→

director · ~71y · appointed 2007-04-25 · resigned 2017-08-24

Resigned

1924 DIRECTORS LIMITED→

corporate-director · appointed 2007-02-13 · resigned 2007-04-25

Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:6 of 6 shown

		Type	Properties
satisfied	HSBC Hsbc Bank PLC	Hedging security assignment	1 property	10/10/2012	12/01/2018
satisfied	HSBC Hsbc Bank PLC	Standard security	2 properties	03/07/2012	19/01/2018
satisfied	HSBC Hsbc Bank PLC	Floating charge	1 property	27/06/2012	19/01/2018
satisfied	Rafiq Ali	Standard security	1 property	26/07/2007	31/08/2012
satisfied	Deutsche Bank Ag	Standard security	1 property	26/07/2007	04/07/2012
satisfied	Deutsche Bank Ag, London Branch	Bond & floating charge	1 property	20/07/2007	04/07/2012