A C BANKS LIMITED

💤Zombieactive

SC245288 · ltd · incorporated 2003-03-07

Investment thesis

Zombie company — trading but stalled; unlikely mover.

Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.

Why risky: No growth signal; thin margin for error on price.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Mar 2025

Net worth

—

book net assets

Opportunity

80/100

Exceptional

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch

What this business does

Primary activity: Other specialised construction activities n.e.c.

Sector: Construction

Investor take

Pursue

Strong opportunity: active trading company with exceptional profile and bankable structure.

Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (70/100, director aged 59). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (75/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

Confirmed no charges registered

Directors & officers

4 officers (2 active, 4 linked, 1 with DOB)

Ownership & PSC

2 active PSC(s) of 2 total, 2 with control declared

Director network

Network not yet resolved

Filing history

59 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

80/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2025-03-31	2024-03-31
Average employees	300	400

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

4 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filing

• 1 confirmation-statement

Last 180 days

filings

• 1 confirmation-statement
• 1 accounts

Counts from Companies House filing history.

Corporate timeline (22 events)Click to expand

2025-12-30
📄
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-12-09
📄
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-08-15
📄
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-12-14
📄
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2021-12-30
📄
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2021-01-15
📄
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2019-12-06
📄
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2018-12-21
📄
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2017-12-19
📄
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2016-12-05
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2016-03-18
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2015-10-03
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2015-03-09
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2014-08-28
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2014-04-08
📄
capital-allotment-shares
capital · SH01
2003-03-10
➕
BANKS, Caroline appointed
secretary
2003-03-10
➕
BANKS, John appointed
director
2003-03-10
➖
@UKPLC CLIENT SECRETARY LTD resigned
corporate-nominee-secretary
2003-03-10
➖
@UKPLC CLIENT DIRECTOR LTD resigned
corporate-nominee-director
2003-03-07
🏢
Company incorporated
As A C BANKS LIMITED
2003-03-07
➕
@UKPLC CLIENT SECRETARY LTD appointed
corporate-nominee-secretary
2003-03-07
➕
@UKPLC CLIENT DIRECTOR LTD appointed
corporate-nominee-director

Owner dependency

100/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

+Sole director: Only one active director — all governance concentrated on one person.
+Founder name in company name: Company name contains director surname "BANKS" — strong identity link between founder and business.
+Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
+Senior director age: Director aged approximately 59 — approaching natural succession window.

Succession & seller-readiness

85/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Mr John Banks Individual · British · DOB 08/1967 · age 59	25–50%	—	25-50% shares	06/04/2016
Mrs Caroline Banks Individual · British · DOB 04/1971 · age 55	25–50%	—	25-50% shares	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

Similar companies

Active · Construction · ML postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
A GILLESPIE JOINERY LIMITED→ SC682468 · est 2020 · no financials extracted	—	—	—	—	5y	—	—
A KIRSON BUILDING & ROOFING SERVICES LIMITED→ SC363999 · est 2009 · no financials extracted	—	—	—	—	16y	—	—
A.C.W SERVICES LTD.→ SC589806 · est 2018 · no financials extracted	—	—	—	—	8y	—	—
A.D.B. PROPERTY MAINTENANCE LTD.→ SC292511 · est 2005 · no financials extracted	—	—	—	—	20y	—	—
A&F (SCOT) LTD→ SC515866 · est 2015 · no financials extracted	—	—	—	—	10y	—	—
AC2 SIGNALLING LTD→ SC699299 · est 2021 · no financials extracted	—	—	—	—	4y	—	—
ACS ALLTRADES LTD→ SC870606 · est 2025 · no financials extracted	—	—	—	—	—	—	—
AIG (JOINERS & BUILDERS) LIMITED→ SC861184 · est 2025 · no financials extracted	—	—	—	—	—	—	—
AIM SERVE LTD.→ SC361919 · est 2009 · no financials extracted	—	—	—	—	16y	—	—
AIRDRIE MECHANICAL SERVICES LTD→ SC660094 · est 2020 · no financials extracted	—	—	—	—	5y	—	—
AJ STONE MASONRY LTD→ SC681814 · est 2020 · no financials extracted	—	—	—	—	5y	—	—
AJ WINDOWS (SCOT) LTD.→ SC350387 · est 2008 · no financials extracted	—	—	—	—	17y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2003-03-07

Jurisdictionscotland

Primary SIC43999 — Other specialised construction activities n.e.c.

Registered office

Mechanics Workshop

New Lanark

Lanark

ML11 9DB

Filing status

Accounts

Next due: 2026-12-31

Last made up to: 2025-03-31

Confirmation statement

Next due: 2027-03-21

Last: 2026-03-07

Officers (2 active · 2 resigned)

BANKS, Caroline→

secretary · appointed 2003-03-10

View their other companies + combined net worth →

Active

BANKS, John→

director · ~59y · appointed 2003-03-10

View their other companies + combined net worth →

Active

@UKPLC CLIENT SECRETARY LTD→

corporate-nominee-secretary · appointed 2003-03-07 · resigned 2003-03-10

Resigned

@UKPLC CLIENT DIRECTOR LTD→

corporate-nominee-director · appointed 2003-03-07 · resigned 2003-03-10

Resigned

Click a director name to see their full track record across all companies.