M B STOUT LIMITED
🌳Matureactive
SC293883 · ltd · incorporated 2005-11-30
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jan 2025
Net worth
£569.7k
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Hotels and similar accommodation
Sector: Accommodation & food service
Investor take
PursueActive trading company with a 64-year-old founder — textbook succession opportunity.
Opportunity 78/100 (strong), bankability 57/100. Strong seller-intent signal (70/100, director aged 64). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
5 live charges · 4 lenders · oldest 20.2y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 20.2 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 35/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
58 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £569,741
Cash YoY
+544%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£184k
↑ 544% YoY
Net Worth
£570k
↑ 19% YoY
Current Assets
£224k
↑ 285% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-01-31 | 2024-01-31 |
|---|---|---|
| Total assets | £1.46M | £1.39M |
| Current assets | £223.9k | £58.2k |
| Cash | £184.1k | £28.6k |
| Debtors | £11.5k | £250 |
| Net assets | £569.7k | £480.3k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
9
filings
- • 6 officers
- • 2 persons-with-significant-control
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (25 events)Click to expand
- 2025-11-11📄change-person-director-company-with-change-dateofficers · CH01
- 2025-11-11📄change-person-secretary-company-with-change-dateofficers · CH03
- 2025-11-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-11-11📄change-person-director-company-with-change-dateofficers · CH01
- 2025-11-11📄change-person-director-company-with-change-dateofficers · CH01
- 2025-11-11📄change-person-director-company-with-change-dateofficers · CH01
- 2025-11-11📄change-person-director-company-with-change-dateofficers · CH01
- 2025-11-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-07-31📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-10-24📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-10-30📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-10-31📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-10-28📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2020-12-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-06-10📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2018-06-29📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2016-01-20🔒Charge registered #4Lender: The Royal Bank Scotland PLC
- 2015-12-28🔒Charge registered #5Lender: The Royal Bank of Scotland PLC
- 2008-03-27🔒Charge registered #3Lender: Orkney Islands Council
- 2006-11-23🔒Charge registered #2Lender: Clydesdale Bank Public Limited Company
- 2006-01-23🔒Charge registered #1Lender: Clydesdale Bank Public Limited Company
- 2005-11-30🏢Company incorporatedAs M B STOUT LIMITED
- 2005-11-30➕STOUT, Malcolm Brown appointedsecretary
- 2005-11-30➕REID, Lorna Patricia appointeddirector
- 2005-11-30➕STOUT, Malcolm Brown appointeddirector
Owner dependency
91/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "STOUT" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 64 — approaching natural succession window.
Succession & seller-readiness
86/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 20 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 20 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 low5 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Malcolm Brown Stout Individual · British · DOB 02/1965 · age 61 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
Miss Lorna Patricia Reid Individual · British · DOB 12/1962 · age 64 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Hospitality · KW postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AMAKIM LTD→ SC809500 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| HOUSEGARTH LIMITED→ SC826263 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| KRISPY CHICKEN AND FISH BAR LTD→ SC498000 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| NORT WIND ENTERPRISES LIMITED→ SC621992 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| NORTH HOTELS LTD→ SC292029 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| ORKNEY ACCOMMODATION LTD→ SC798791 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ORKNEY CHALETS LIMITED→ SC555056 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| ORKNEY HOLIDAY LETS LTD→ SC653350 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| ORKNEY RETREATS LTD→ SC831838 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| PAYMÁN HOLDINGS 10 LTD→ SC696989 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| PAYMÁN HOLDINGS 12 LTD→ SC710721 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| PAYMÁN HOLDINGS 13 LTD→ SC711871 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2005-11-30
Jurisdictionscotland
Primary SIC55100 — Hotels and similar accommodation
Registered office
3 East Road
Kirkwall
Orkney
KW15 1HZ
Filing status
Accounts
Next due: 2026-10-31
Last made up to: 2025-01-31
Confirmation statement
Next due: 2026-12-14
Last: 2025-11-30
Officers (3 active · 0 resigned)
STOUT, Malcolm Brown→
Activesecretary · appointed 2005-11-30
View their other companies + combined net worth →
REID, Lorna Patricia→
Activedirector · ~64y · appointed 2005-11-30
View their other companies + combined net worth →
STOUT, Malcolm Brown→
Activedirector · ~61y · appointed 2005-11-30
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
5
Total charges
5
Outstanding
4
Active lenders
Status:Lender:5 of 5 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | The Royal Bank Scotland The Royal Bank Scotland PLC | A registered charge | — | 20/01/2016 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 28/12/2015 | — | |
| outstanding | Orkney Islands Council | Standard security | 1 property | 27/03/2008 | — | |
| outstanding | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 23/11/2006 | — | |
| outstanding | Virgin Money Clydesdale Bank Public Limited Company | Floating charge | 1 property | 23/01/2006 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (58 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-04
change-person-director-company-with-change-date
officers · CH01
2025-11-11
change-person-secretary-company-with-change-date
officers · CH03
2025-11-11
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-11-11
change-person-director-company-with-change-date
officers · CH01
2025-11-11
change-person-director-company-with-change-date
officers · CH01
2025-11-11
change-person-director-company-with-change-date
officers · CH01
2025-11-11
change-person-director-company-with-change-date
officers · CH01
2025-11-11
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-11-11
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-07-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-10
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-10-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-30
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-10-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-13