PAYMÁN HOLDINGS 10 LTD

💤Zombieactive
SC696989 · ltd · incorporated 2021-04-27
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
Upgrade to see
Turnover
year to Jun 2025
Net worth
£967.1k
book net assets
Opportunity
71/100
Strong
🔔
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What this business does
Primary activity: Hotels and similar accommodation
Sector: Accommodation & food service
ALSO REGISTERED FOR
  • 56102Unlicenced restaurants and cafes
  • 56302Public houses and bars
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 71/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

3 live charges · oldest 3.4y

35/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Charge age ~3.4 years — mid-life; refi window approaching.
  • · Single lender — cleanest path to refinance.
  • · Distress signals active — lender appetite narrows.

Data confidence

Overall: high (83/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 3 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
1 officers (1 active, 1 linked, 1 with DOB)
90
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
19 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £967,120

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
£967k
↑ 213% YoY
Current Assets
£423k
↑ 4.5% YoY
Current Liabilities
-£857k-£492k-£127k£238k£602k£967kJun 2024Jun 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-06-302024-06-30
Total assets£760.3k£-648.8k
Current assets£422.7k£404.4k
Net assets£967.1k£-856.7k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
1
filing
  • 1 accounts
Last 90 days
4
filings
  • 1 accounts
  • 1 officers
  • 1 confirmation-statement
Last 180 days
4
filings
  • 1 accounts
  • 1 officers
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (18 events)Click to expand
  1. 2026-03-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2026-03-18
    📄
    change-person-director-company-with-change-date
    officers · CH01
  3. 2026-02-26
    📍
    default-companies-house-service-address-applied-officer
    address · RP09
  4. 2025-09-08
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  5. 2025-09-05
    🔒
    Charge registered #3
    Lender: Together Commercial Finance Limited
  6. 2025-03-27
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  7. 2024-05-08
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  8. 2023-01-27
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  9. 2022-12-15
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  10. 2022-12-15
    🔒
    Charge registered #2
    Lender: Together Commercial Finance Limited
  11. 2022-12-13
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  12. 2022-12-13
    🔒
    Charge registered #1
    Lender: Together Commercial Finance Limited
  13. 2022-02-18
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  14. 2022-02-18
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  15. 2021-11-10
    📄
    change-account-reference-date-company-current-extended
    accounts · AA01
  16. 2021-04-27
    🏢
    Company incorporated
    As PAYMÁN HOLDINGS 10 LTD
  17. 2021-04-27
    PAYMÁN, Na'Ím Anís appointed
    director
  18. 2021-04-27
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

90/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Founder name in company name: Company name contains director surname "PAYMÁN" — strong identity link between founder and business.

Succession & seller-readiness

45/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Paymán Investments Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Paymán Investments Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
PAYMÁN HOLDINGS 10 LTD
This company · SC696989

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Paymán Investments Limited
Corporate entity
75100%
75–100%board control75-100% shares · 75-100% voting · board control22/12/2021
1 historic (ceased) PSC
  • Paymán Group Ltdceased 22/12/2021· 75-100% shares · 75-100% voting · board control

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2021-04-27
Jurisdictionscotland
Primary SIC55100 — Hotels and similar accommodation

Registered office

15 Victoria Street
Stromness
KW16 3AA
Scotland

Filing status

Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2027-03-06
Last: 2026-02-20

Officers (1 active · 0 resigned)

PAYMÁN, Na'Ím Anís
director · ~32y · appointed 2021-04-27
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

3
Total charges
3
Outstanding
1
Active lenders
Status:Lender:3 of 3 shown
TypeProperties
outstanding
Together Money
Together Commercial Finance Limited
A registered charge1 property05/09/2025
outstanding
Together Money
Together Commercial Finance Limited
A registered charge1 property15/12/2022
outstanding
Together Money
Together Commercial Finance Limited
A registered charge13/12/2022
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (19 total)

accounts-with-accounts-type-micro-entity
accounts · AA
2026-03-30
change-person-director-company-with-change-date
officers · CH01
2026-03-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-04
default-companies-house-service-address-applied-officer
address · RP09
2026-02-26
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-09-08
accounts-with-accounts-type-micro-entity
accounts · AA
2025-03-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-14
accounts-with-accounts-type-micro-entity
accounts · AA
2024-05-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-13
accounts-with-accounts-type-micro-entity
accounts · AA
2023-01-27
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-12-15
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-12-13
confirmation-statement-with-updates
confirmation-statement · CS01
2022-02-28
confirmation-statement-with-updates
confirmation-statement · CS01
2022-02-18