RAMDOCK LIMITED
🌳Matureactive
SC226032 · ltd · incorporated 2001-12-05
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
£4.61M
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower with a 89-year-old founder — textbook succession opportunity.
Opportunity 75/100 (strong), bankability 57/100. Strong seller-intent signal (83/100, director aged 89). Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (45/100).
🏦
Refinance opportunity
23 live charges · 4 lenders · oldest 23.3y
15/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 23.3 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
23 charges (23/23 with lender, 23/23 with type)
90
Directors & officers
7 officers (3 active, 7 linked, 4 with DOB)
81
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
12 connected companies via shared directors
81
Filing history
103 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £4,605,384
Cash draining
Cash down 85% YoY
Cash YoY
-85%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£137k
↓ 85% YoY
Net Worth
£4.6m
↑ 1.2% YoY
Current Assets
£722k
↓ 75% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Total assets | £4.79M | £4.74M |
| Current assets | £721.8k | £2.84M |
| Cash | £136.9k | £891.4k |
| Debtors | £584.9k | £1.95M |
| Net assets | £4.61M | £4.55M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
5
filings
- • 4 mortgage
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (65 events)Click to expand
- 2025-11-06📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-11-06📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-11-06📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-11-06📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-11-06🔓Charge satisfied #20
- 2025-11-06🔓Charge satisfied #19
- 2025-11-06🔓Charge satisfied #18
- 2025-11-06🔓Charge satisfied #17
- 2025-09-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-09-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-09-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-08-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-09-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-01-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-12-24🔒Charge registered #23Lender: Handelsbanken PLC
- 2020-12-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-11-30📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-11-25📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-11-25🔒Charge registered #22Lender: Handelsbanken PLC
- 2020-11-13🔒Charge registered #21Lender: Handelsbanken PLC
- 2019-09-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-10-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-09-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2012-10-05🔒Charge registered #20Lender: The Royal Bank of Scotland PLC
- 2012-10-05🔒Charge registered #19Lender: The Royal Bank of Scotland PLC
- 2012-10-05🔒Charge registered #18Lender: The Royal Bank of Scotland PLC
- 2012-10-05🔓Charge satisfied #10
- 2012-10-05🔓Charge satisfied #9
- 2012-10-05🔓Charge satisfied #3
- 2012-10-05🔓Charge satisfied #2
- 2012-10-05🔓Charge satisfied #1
- 2012-10-02🔒Charge registered #17Lender: The Royal Bank of Scotland PLC
- 2010-10-13➖AS COMPANY SERVICES LIMITED resignedcorporate-secretary
- 2010-02-13➕SHAND, Ian appointedsecretary
- 2007-11-26➖ANDERSON STRATHERN WS resignedcorporate-nominee-secretary
- 2007-11-26➕AS COMPANY SERVICES LIMITED appointedcorporate-secretary
- 2005-05-17🔒Charge registered #16Lender: The Royal Bank of Scotland PLC
- 2005-05-17🔒Charge registered #15Lender: The Royal Bank of Scotland PLC
- 2005-05-17🔒Charge registered #14Lender: The Royal Bank of Scotland PLC
- 2005-05-17🔒Charge registered #13Lender: The Royal Bank of Scotland PLC
- 2005-05-17🔒Charge registered #12Lender: The Royal Bank of Scotland PLC
- 2005-05-17🔒Charge registered #11Lender: The Royal Bank of Scotland PLC
- 2005-04-26🔓Charge satisfied #8
- 2005-03-11🔓Charge satisfied #7
- 2005-03-11🔓Charge satisfied #6
- 2005-03-11🔓Charge satisfied #5
- 2005-03-11🔓Charge satisfied #4
- 2004-08-20🔒Charge registered #10Lender: The Governor and Company of the Bank of Scotland
- 2004-07-28🔒Charge registered #9Lender: The Governor and Company of the Bank of Scotland
- 2003-08-05🔒Charge registered #8Lender: The Governor and Company of the Bank of Scotland
Showing most recent 50 of 65 events
Owner dependency
91/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 24 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 89 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
96/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 89 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 24 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 24 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med · 1 lowCharge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
9 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Group structure
Andtrast (No. 144) Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Andtrast (No. 144) Limited
Corporate parent · holds 75-100% shares
⬇
RAMDOCK LIMITED
This company · SC226032
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Andtrast (No. 144) Limited Corporate entity | 75–100% | — | 75-100% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · EH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 1LET LIMITED→ SC317107 · est 2007 · no financials extracted | — | — | — | — | 19y | — | — |
| 1ST CONNECT HOMES LTD→ SC842552 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 1ST FOCUS LETTING LIMITED→ SC667911 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 1ZE ESTATE LTD→ SC788004 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 20 CABOT SQUARE I UNIT TRUST GP LIMITED→ SC312228 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| 20 CABOT SQUARE II UNIT TRUST GP LIMITED→ SC312227 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| 20 CABOT SQUARE II UNIT TRUST LP LIMITED→ SC312229 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| 34 MELVILLE STREET LIMITED→ SC714514 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| 39 HANOVER LIMITED→ SC552449 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| 3CLS PROPERTIES LIMITED→ SC772751 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 4M CAPITAL LIMITED→ SC424276 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| 6M PROPERTIES LIMITED→ SC842080 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2001-12-05
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
Littlejohns
115 Lauriston Place
Edinburgh
EH3 9JG
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-10-09
Last: 2025-09-25
Officers (3 active · 4 resigned)
Active
SHAND, George→
Activedirector · ~89y · appointed 2002-03-28
View their other companies + combined net worth →
SHAND, Ian Mckenzie→
Activedirector · ~59y · appointed 2002-03-28
View their other companies + combined net worth →
ANDERSON STRATHERN WS→
Resignedcorporate-nominee-secretary · appointed 2001-12-05 · resigned 2007-11-26
AS COMPANY SERVICES LIMITED→
Resignedcorporate-secretary · appointed 2007-11-26 · resigned 2010-10-13
BROWN, Simon Thomas David→
Resigneddirector · ~66y · appointed 2001-12-05 · resigned 2002-03-28
KERR, John Neilson→
Resigneddirector · ~70y · appointed 2001-12-05 · resigned 2002-03-28
Click a director name to see their full track record across all companies.
Mortgages & charges
23
Total charges
9
Outstanding
2
Active lenders
Status:Lender:23 of 23 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 24/12/2020 | — | |
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 25/11/2020 | — | |
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | — | 13/11/2020 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 05/10/2012 | 06/11/2025 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 05/10/2012 | 06/11/2025 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 05/10/2012 | 06/11/2025 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Floating charge | 1 property | 02/10/2012 | 06/11/2025 | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 17/05/2005 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 17/05/2005 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 17/05/2005 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 17/05/2005 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 17/05/2005 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 17/05/2005 | — | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 20/08/2004 | 05/10/2012 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 28/07/2004 | 05/10/2012 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Floating charge | 1 property | 05/08/2003 | 26/04/2005 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 15/01/2003 | 11/03/2005 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 15/01/2003 | 11/03/2005 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 15/01/2003 | 11/03/2005 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 15/01/2003 | 11/03/2005 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 15/01/2003 | 05/10/2012 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 15/01/2003 | 05/10/2012 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 15/01/2003 | 05/10/2012 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (103 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-08
mortgage-satisfy-charge-full
mortgage · MR04
2025-11-06
mortgage-satisfy-charge-full
mortgage · MR04
2025-11-06
mortgage-satisfy-charge-full
mortgage · MR04
2025-11-06
mortgage-satisfy-charge-full
mortgage · MR04
2025-11-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-09-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-31
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-08-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-01-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-09-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-02-08