APPLIED CARE AND DEVELOPMENT LIMITED
🌳Matureactive
SC224352 · ltd · incorporated 2001-10-17
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Other residential care activities n.e.c.
Sector: Human health & social work
Investor take
PursueActive trading company with a 70-year-old founder — textbook succession opportunity.
Opportunity 74/100 (strong), bankability 57/100. Strong seller-intent signal (63/100, director aged 70). Biggest value-creation lever: Consolidate lender relationships. 7 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
11 live charges · 7 lenders · oldest 20.7y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 20.7 years old — likely at or near maturity.
- · 7 lenders named — inter-creditor friction likely.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
11 charges (11/11 with lender, 11/11 with type)
90
Directors & officers
14 officers (4 active, 14 linked, 9 with DOB)
83
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
30 connected companies via shared directors
90
Filing history
136 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (61 events)Click to expand
- 2025-07-03📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2025-07-03📄legacyaccounts · PARENT_ACC
- 2025-07-03📄legacyother · AGREEMENT2
- 2025-07-03📄legacyother · GUARANTEE2
- 2024-12-09📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2024-12-09📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2024-12-05📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2024-12-05📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2024-12-05📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2024-11-29📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-11-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-11-25📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-11-25📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-11-22🔒Charge registered #11Lender: Glas Trust Corporation Limited as Security Agent
- 2024-11-22🔒Charge registered #10Lender: Glas Trust Corporation Limited as Security Agent and Trustee for the Secured Parties
- 2024-11-22🔒Charge registered #9Lender: Glas Trust Corporation Limited as Security Agent
- 2024-11-22🔒Charge registered #8Lender: Glas Trust Corporation Limited as Security Agent
- 2024-07-08📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2024-07-08📄legacyaccounts · PARENT_ACC
- 2024-07-08📄legacyother · GUARANTEE2
- 2024-07-08📄legacyother · AGREEMENT2
- 2023-09-28📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2023-09-28📄legacyaccounts · PARENT_ACC
- 2023-09-28📄legacyother · AGREEMENT2
- 2023-09-28📄legacyother · GUARANTEE2
- 2023-03-02📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2023-02-17🔒Charge registered #7Lender: Glas Trust Corporation Limited (As Security Agent)
- 2023-02-17🔒Charge registered #6Lender: Glas Trust Corporation Limited as Security Agent
- 2023-02-17🔒Charge registered #5Lender: Glas Trust Corporation Limited as Trustee for Itself and the Secured Parties
- 2023-02-17🔒Charge registered #4Lender: Glas Trust Corporation Limited as Security Agent and Trustee for the Secured Parties
- 2020-01-13➕DICKINSON, Christopher Keith appointedsecretary
- 2020-01-13➕DICKINSON, Christopher Keith appointeddirector
- 2020-01-13➖DUFTON, Gareth resignedsecretary
- 2020-01-13➖DUFTON, Gareth Norman resigneddirector
- 2019-05-17🔓Charge satisfied #3
- 2019-01-09➕DUFTON, Gareth appointedsecretary
- 2019-01-09➕DUFTON, Gareth Norman appointeddirector
- 2019-01-09➖HILL, Michael Gerard resigneddirector
- 2014-09-27➖WALLACE, Stewart resigneddirector
- 2012-12-04➖LAPHAM, Gregory George resigneddirector
- 2012-03-02🔓Charge satisfied #2
- 2012-02-23🔓Charge satisfied #1
- 2012-02-17➕SHEIKH, Farouq Rashid appointeddirector
- 2012-02-17➕SHEIKH, Haroon Rashid appointeddirector
- 2012-02-17➖ATKIN, Eleanor resignedsecretary
- 2012-02-17➖ATKIN, Catherine resigneddirector
- 2012-02-17➕HILL, Michael Gerard appointeddirector
- 2012-02-17➕LAPHAM, Gregory George appointeddirector
- 2012-02-17➕WALLACE, Stewart appointeddirector
- 2012-02-17🔒Charge registered #3Lender: The Royal Bank of Scotland PLC
Showing most recent 50 of 61 events
Owner dependency
73/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Founder age: Director aged approximately 70 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
83/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 70 years old. Natural succession window is now.
- secondary12+ year tenure: Director in role 14 years.
- secondaryStable-but-static management: Company is 25 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med · 1 lowCharge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
8 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Group structure
Caretech Community Services Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Caretech Community Services Limited
Corporate parent · holds 75-100% shares
⬇
APPLIED CARE AND DEVELOPMENT LIMITED
This company · SC224352
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Caretech Community Services Limited Corporate entity | 75–100% | — | 75-100% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Healthcare & medical · DG postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ALCOHOL AND DRUGS SUPPORT SOUTH WEST SCOTLAND→ SC227133 · est 2002 · no financials extracted | — | — | — | — | 24y | — | — |
| AMBICARE LIMITED→ 11445681 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ANNAN DENTAL PRACTICE LIMITED→ SC494775 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| ATLAS RX LTD→ SC868638 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BVDC GROUP LIMITED→ SC555523 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| CARGENBRIDGE LIMITED→ SC515102 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| CARING HANDS PRIVATE CARE LTD→ SC873683 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CORONATION DAY CENTRE LIMITED→ SC292551 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| CRAIGADAM CARE LTD→ SC725437 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| CREE CHILDCARE LIMITED→ SC824637 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| CROSSROADS (ANNANDALE & ESKDALE) CARE ATTENDANT SCHEME→ SC178298 · est 1997 · no financials extracted | — | — | — | — | 28y | — | — |
| CROSSROADS (DUMFRIES & LOWER NITHSDALE) CARE ATTENDANT SCHEME→ SC173600 · est 1997 · no financials extracted | — | — | — | — | 29y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2001-10-17
Jurisdictionscotland
Primary SIC87900 — Other residential care activities n.e.c.
Registered office
Netherlea House
Bankend Road
Dumfries
DG1 4AL
Filing status
Accounts
Next due: 2026-06-30
Last made up to: 2024-09-30
Confirmation statement
Next due: 2026-09-05
Last: 2025-08-22
Officers (4 active · 10 resigned)
DICKINSON, Christopher Keith→
Activesecretary · appointed 2020-01-13
View their other companies + combined net worth →
DICKINSON, Christopher Keith→
Activedirector · ~48y · appointed 2020-01-13
View their other companies + combined net worth →
SHEIKH, Farouq Rashid→
Activedirector · ~68y · appointed 2012-02-17
View their other companies + combined net worth →
SHEIKH, Haroon Rashid→
Activedirector · ~70y · appointed 2012-02-17
View their other companies + combined net worth →
ATKIN, Eleanor→
Resignedsecretary · appointed 2001-10-17 · resigned 2012-02-17
DUFTON, Gareth→
Resignedsecretary · appointed 2019-01-09 · resigned 2020-01-13
OSWALDS OF EDINBURGH LIMITED→
Resignedcorporate-nominee-secretary · appointed 2001-10-17 · resigned 2001-10-17
ATKIN, Catherine→
Resigneddirector · ~54y · appointed 2001-10-17 · resigned 2012-02-17
ATKIN, Eleanor→
Resigneddirector · ~88y · appointed 2001-10-17 · resigned 2007-09-30
DUFTON, Gareth Norman→
Resigneddirector · ~50y · appointed 2019-01-09 · resigned 2020-01-13
HILL, Michael Gerard→
Resigneddirector · ~75y · appointed 2012-02-17 · resigned 2019-01-09
LAPHAM, Gregory George→
Resigneddirector · ~57y · appointed 2012-02-17 · resigned 2012-12-04
WALLACE, Stewart→
Resigneddirector · ~77y · appointed 2012-02-17 · resigned 2014-09-27
JORDANS (SCOTLAND) LIMITED→
Resignedcorporate-nominee-director · appointed 2001-10-17 · resigned 2001-10-17
Click a director name to see their full track record across all companies.
Mortgages & charges
11
Total charges
8
Outstanding
4
Active lenders
Status:Lender:11 of 11 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Glas Trust Corporation as Security Agent Glas Trust Corporation Limited as Security Agent | A registered charge | — | 22/11/2024 | — | |
| outstanding | Glas Trust Corporation as Security Agent and Trustee for the Secured Parties Glas Trust Corporation Limited as Security Agent and Trustee for the Secured Parties | A registered charge | 1 property | 22/11/2024 | — | |
| outstanding | Glas Trust Corporation as Security Agent Glas Trust Corporation Limited as Security Agent | A registered charge | 1 property | 22/11/2024 | — | |
| outstanding | Glas Trust Corporation as Security Agent Glas Trust Corporation Limited as Security Agent | A registered charge | — | 22/11/2024 | — | |
| outstanding | Glas Trust Corporation (As Security Agent) Glas Trust Corporation Limited (As Security Agent) | A registered charge | — | 17/02/2023 | — | |
| outstanding | Glas Trust Corporation as Security Agent Glas Trust Corporation Limited as Security Agent | A registered charge | — | 17/02/2023 | — | |
| outstanding | Glas Trust Corporation as Trustee for Itself and the Secured Parties Glas Trust Corporation Limited as Trustee for Itself and the Secured Parties | A registered charge | — | 17/02/2023 | — | |
| outstanding | Glas Trust Corporation as Security Agent and Trustee for the Secured Parties Glas Trust Corporation Limited as Security Agent and Trustee for the Secured Parties | A registered charge | 1 property | 17/02/2023 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 17/02/2012 | 17/05/2019 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | Bond & floating charge | 1 property | 14/12/2008 | 02/03/2012 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 18/08/2005 | 23/02/2012 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (136 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-27
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2025-07-03
legacy
accounts · PARENT_ACC
2025-07-03
legacy
other · AGREEMENT2
2025-07-03
legacy
other · GUARANTEE2
2025-07-03
mortgage-alter-floating-charge-with-number
mortgage · 466(Scot)
2024-12-09
mortgage-alter-floating-charge-with-number
mortgage · 466(Scot)
2024-12-09
mortgage-alter-floating-charge-with-number
mortgage · 466(Scot)
2024-12-05
mortgage-alter-floating-charge-with-number
mortgage · 466(Scot)
2024-12-05
mortgage-alter-floating-charge-with-number
mortgage · 466(Scot)
2024-12-05
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-11-29
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-11-26
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-11-25
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-11-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-05