IONAD CHALUIM CHILLE ILE

🌳Matureactive

SC209046 · private-limited-guarant-nsc-limited-exemption · incorporated 2000-07-12

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 23.8y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

83/100

Exceptional

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What this business does

Primary activity: Cultural education

Sector: Education

Investor take

Pursue

Active trading company with a 91-year-old founder — textbook succession opportunity.

Opportunity 83/100 (exceptional), bankability 75/100. Strong seller-intent signal (63/100, director aged 91). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 3 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

3 live charges · 2 lenders · oldest 23.8y

50/100

clean up first

Refinance viable after a tidy-up — address the highlighted items first.

· Oldest live charge is 23.8 years old — likely at or near maturity.
· Two lenders — manageable, but coordination required.
· Legal-friction score 38/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (58/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

3 charges (3/3 with lender, 3/3 with type)

Directors & officers

36 officers (5 active, 36 linked, 31 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

5 connected companies via shared directors

Filing history

119 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

83/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filings

Counts from Companies House filing history.

Corporate timeline (89 events)Click to expand

2025-09-12
📄
appoint-person-secretary-company-with-name-date
officers · AP03
2025-09-12
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2025-09-05
➕
MACKELLAR, Sheena appointed
secretary
2025-09-05
➖
WOODROW, Neil Iain resigned
secretary
2025-08-20
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-06-30
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-02-03
📄
memorandum-articles
incorporation · MA
2025-02-03
📄
resolution
resolution · RESOLUTIONS
2024-07-26
➖
SIMCO, Neil Peter, Professor resigned
director
2024-07-26
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-07-22
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-05-09
➖
CURRIE, Robin Anderson resigned
director
2024-05-07
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-04-26
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-07-15
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-09-07
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2021-07-05
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-10-30
📄
appoint-person-secretary-company-with-name-date
officers · AP03
2020-10-30
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2020-10-02
➖
KENNEDY, Karen resigned
secretary
2020-10-02
➕
WOODROW, Neil Iain appointed
secretary
2020-08-04
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-07-29
📄
termination-director-company-with-name-termination-date
officers · TM01
2019-04-08
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-03-28
➖
SMITH, Hugh resigned
director
2018-10-25
➕
MUNRO, Gillian appointed
director
2018-07-25
➖
ROBERTSON, Alasdair Gilleasbuig Boyd, Professor resigned
director
2018-04-13
➖
GORDON, Iain Andrew resigned
secretary
2018-04-13
➕
KENNEDY, Karen appointed
secretary
2013-06-14
➖
MACTAGGART, Mavis resigned
director
2013-03-01
➖
NEWMAN, Ann resigned
director
2012-12-14
➕
SIMCO, Neil Peter, Professor appointed
director
2012-06-11
➕
SMITH, Hugh appointed
director
2012-02-27
➖
MACNEILL, Domhnall resigned
director
2011-12-06
➕
MACTAGGART, Mavis appointed
director
2011-12-06
➕
NEWMAN, Ann appointed
director
2011-08-11
➖
MACTAGGART, Iseabail resigned
director
2011-07-19
➖
MUIR, Fergus James resigned
director
2011-03-31
➖
CAMPBELL, Allan resigned
director
2011-02-28
➕
JOHNSTON, Catherine appointed
director
2010-09-06
➕
MACTAGGART, Iseabail appointed
director
2010-07-31
➖
STEWART, Duncan Johnston resigned
director
2010-06-04
➕
GORDON, Iain Andrew appointed
secretary
2010-03-16
➖
MACLEAN, Archie resigned
director
2010-03-16
➕
MACNEILL, Domhnall appointed
director
2010-03-16
➕
MUIR, Fergus James appointed
director
2009-06-12
➕
ROBERTSON, Alasdair Gilleasbuig Boyd, Professor appointed
director
2009-05-05
➖
ROZGA, Margaret resigned
director
2009-03-06
➖
ROBERTSON, Calum resigned
secretary
2008-11-01
➕
DENNIS, Dorothy Orma, Dr appointed
director

Showing most recent 50 of 89 events

Owner dependency

73/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-4 active directors: Broader management team in place — suggests transferable governance.
+Long-tenure founder: Senior director has been in place 17 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 91 — succession pressure is live.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

73/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 91 years old. Natural succession window is now.
secondary12+ year tenure: Director in role 17 years.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Sabhal Mòr Ostaig holds 25-50% — a significant corporate investor but not a controlling parent.

🏛️

Sabhal Mòr Ostaig

Corporate parent

⬇

IONAD CHALUIM CHILLE ILE

This company · SC209046

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner

Name	Shares	Voting rights	Nature of control	Notified
Sabhal Mòr Ostaig Corporate entity	—	—	sig. influencesignificant influence	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeprivate-limited-guarant-nsc-limited-exemption

Incorporated2000-07-12

Jurisdictionscotland

Primary SIC85520 — Cultural education

Registered office

Ionad Chaluim Chille Ile

Gartnatra

Isle Of Islay

PA43 7LN

Scotland

Filing status

Accounts

Next due: 2026-04-30

Last made up to: 2024-07-31

Confirmation statement

Next due: 2026-09-21

Last: 2025-09-07