COSH EDUCATION CONSULTANCY LIMITED
🏛️Establishedactive
SC682611 · ltd · incorporated 2020-12-02
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 5.1y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
£0
book net assets
Opportunity
70/100
Strong
What this business does
Primary activity: Educational support services
Sector: Education
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 70/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
1 live charge · oldest 5.1y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 5.1 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
13 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
70/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredNet assets shrinking
Down £3,457 YoY
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£0
↓ 100% YoY
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Total assets | £0 | £3.5k |
| Current assets | — | £5.1k |
| Net assets | £0 | £3.5k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (12 events)Click to expand
- 2025-10-07✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2025-08-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-09-10📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-06-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-09-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-03-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-03-18🔒Charge registered #1Lender: Dsl Business Finance Limited (SC145739)
- 2020-12-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-12-02🏢Company incorporatedAs COSH EDUCATION CONSULTANCY LIMITED
- 2020-12-02➕COSH, Martyn appointeddirector
- 2020-12-02➕COSH, Sharon Julie appointeddirector
- 2020-12-02📄incorporation-companyincorporation · NEWINC
Owner dependency
86/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "COSH" — strong identity link between founder and business.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 5 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med ·Name changed recently
mediumName changes can be benign (rebrand) but can also precede distress, phoenix activity, or buyer concealment.
Evidence: 2025-10-07: certificate-change-of-name-company
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Sharon Julie Cosh Individual · British · DOB 02/1982 · age 44 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 02/12/2020 |
Mr Martyn Cosh Individual · British · DOB 03/1981 · age 45 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 02/12/2020 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Education & training · PA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| BLOOMMINDERS LTD→ SC880205 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| BRANCHTON COMMUNITY CENTRE ASSOCIATION→ SC202236 · est 1999 · no financials extracted | — | — | — | — | 26y | — | — |
| CHARISMA EDUCATOR PATHWAY LTD→ SC882182 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| CHROME SPECIALIST LABORATORY LIMITED, (THE)→ SC102272 · est 1986 · no financials extracted | — | — | — | — | 39y | — | — |
| COMMUNITY ACTION FOR ERSKINE (CAFE)→ SC554417 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| DERMICA BEAUTY TRAINING ACADEMY LTD→ SC721276 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| EMMA GOGGINS TRAINING LTD→ SC727283 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| ENGAGE RENFREWSHIRE→ SC120101 · est 1989 · no financials extracted | — | — | — | — | 36y | — | — |
| GSMP COMMUNITY LIMITED→ SC868637 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| HARMONY GLOBAL FOR HUMANITARIAN ACTION CIC→ SC842690 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| HEARING2LEARN LTD→ SC497407 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| INCLUSIVE INSIGHTS LTD→ SC790445 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2020-12-02
Jurisdictionscotland
Primary SIC85600 — Educational support services
Registered office
Abercorn House
79 Renfrew Road
Paisley
PA3 4DA
Scotland
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-10-20
Last: 2025-10-06
Officers (2 active · 0 resigned)
COSH, Martyn→
Activedirector · ~45y · appointed 2020-12-02
View their other companies + combined net worth →
COSH, Sharon Julie→
Activedirector · ~44y · appointed 2020-12-02
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Dsl Business Finance (SC145739) Dsl Business Finance Limited (SC145739) | A registered charge | 1 property | 18/03/2021 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (13 total)
certificate-change-of-name-company
change-of-name · CERTNM
2025-10-07
confirmation-statement-with-updates
confirmation-statement · CS01
2025-10-06
accounts-with-accounts-type-micro-entity
accounts · AA
2025-08-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-02
accounts-with-accounts-type-micro-entity
accounts · AA
2024-09-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-06-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-09-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-12-01
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-03-18
appoint-person-director-company-with-name-date
officers · AP01
2020-12-11
incorporation-company
incorporation · NEWINC
2020-12-02