HOMES FOR LIFE PLUS LIMITED

🌳Matureactive
SC185409 · ltd · incorporated 1998-05-01
Investment thesis
Unencumbered property vehicle — clean asset-backed target with refinance headroom.
Why interesting: Property-holding entity with no live charges; straightforward asset-backed case.
Why risky: Values depend on title and valuation; property-specific market exposure.
🔒Estimated value
Upgrade to see
Turnover
not disclosed
Net worth
book net assets
Opportunity
73/100
Strong
🔔
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What this business does
Primary activity: Renting and operating of Housing Association real estate
Sector: Real estate
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 73/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

Data confidence

Overall: medium (57/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
71 officers (4 active, 71 linked, 66 with DOB)
89
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
219 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
69
Some moderate concerns — review flags.
Signal strength
90
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (160 events)Click to expand
  1. 2025-12-01
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2025-05-08
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  3. 2025-05-08
    📄
    withdrawal-of-a-person-with-significant-control-statement
    persons-with-significant-control · PSC09
  4. 2025-05-06
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  5. 2025-05-06
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  6. 2025-05-06
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  7. 2025-05-06
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  8. 2025-05-06
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  9. 2025-04-29
    HUGHES, Rob appointed
    director
  10. 2025-04-29
    OGILVIE, David Richard Zass appointed
    director
  11. 2025-04-29
    SHONE, Susan Caroline appointed
    director
  12. 2025-04-29
    GREIG, Jamila resigned
    director
  13. 2025-04-29
    MACGREGOR, Duncan Graeme resigned
    director
  14. 2025-04-29
    ROSE, David William resigned
    director
  15. 2025-04-29
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  16. 2025-02-19
    📄
    memorandum-articles
    incorporation · MA
  17. 2025-02-19
    📄
    resolution
    resolution · RESOLUTIONS
  18. 2025-02-19
    ✏️
    certificate-change-of-name-company
    change-of-name · CERTNM
  19. 2024-09-18
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  20. 2024-07-30
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  21. 2024-07-22
    KRASTEVA, Olga Petkova resigned
    director
  22. 2024-01-19
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  23. 2024-01-16
    WIGHT, Donna Jean Margaret resigned
    director
  24. 2023-12-14
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  25. 2023-12-13
    LEITCH, Gordon Stevenson resigned
    director
  26. 2023-10-03
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  27. 2023-06-28
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  28. 2023-06-28
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  29. 2023-06-20
    BINNIE, Gillian Carol appointed
    secretary
  30. 2023-06-20
    MCCRACKEN, Wendy resigned
    secretary
  31. 2022-11-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  32. 2022-05-03
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  33. 2022-04-30
    WIDDOWSON, Carol Ann resigned
    director
  34. 2021-11-16
    MCCRACKEN, Wendy appointed
    secretary
  35. 2021-11-16
    RUSSELL, George Blair resigned
    secretary
  36. 2021-10-26
    BULLOCK, Luke resigned
    director
  37. 2021-05-26
    BROWN, Alan Leishman resigned
    director
  38. 2019-10-30
    TONNER, Brenda resigned
    director
  39. 2018-09-12
    BOOTH, Gregor Mckail resigned
    director
  40. 2018-09-12
    BULLOCK, Luke appointed
    director
  41. 2018-09-12
    KRASTEVA, Olga Petkova appointed
    director
  42. 2018-09-12
    LINDEN, Joseph resigned
    director
  43. 2018-09-12
    WIGHT, Donna Jean Margaret appointed
    director
  44. 2018-02-21
    LINDEN, Joseph appointed
    director
  45. 2018-02-21
    WATT, Maureen resigned
    director
  46. 2018-01-18
    JAMES, Anthony Terence Kenneth resigned
    director
  47. 2017-08-30
    ORDE, Tania Irene resigned
    director
  48. 2016-09-28
    JAMES, Anthony Terence Kenneth appointed
    director
  49. 2016-06-30
    WIDDOWSON, Carol Ann appointed
    director
  50. 2016-04-07
    SHAW, Margo Elsie Aitken resigned
    director
Showing most recent 50 of 160 events

Owner dependency

58/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • +Senior director age: Director aged approximately 64 — approaching natural succession window.

Succession & seller-readiness

50/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.

Red flags

2 med ·
3 director resignations in last 12 months
medium

Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.

Evidence: GREIG, Jamila resigned 2025-04-29; MACGREGOR, Duncan Graeme resigned 2025-04-29; ROSE, David William resigned 2025-04-29

Name changed recently
medium

Name changes can be benign (rebrand) but can also precede distress, phoenix activity, or buyer concealment.

Evidence: 2025-02-19: certificate-change-of-name-company

Group structure

Homes For Life Housing Partnership is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Homes For Life Housing Partnership
Corporate parent · holds 75-100% shares
ultimate parent
HOMES FOR LIFE PLUS LIMITED
This company · SC185409

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Homes For Life Housing Partnership
Corporate entity
75100%
75–100%75-100% shares · 75-100% voting06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1998-05-01
Jurisdictionscotland
Primary SIC68201 — Renting and operating of Housing Association real estate

Registered office

Tolbooth Gate
57 Market Street
Haddington
East Lothian
EH41 3JG

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-05-15
Last: 2025-05-01

Officers (4 active · 67 resigned)

BINNIE, Gillian Carol
secretary · appointed 2023-06-20
View their other companies + combined net worth →
Active
HUGHES, Rob
director · ~64y · appointed 2025-04-29
View their other companies + combined net worth →
Active
OGILVIE, David Richard Zass
director · ~53y · appointed 2025-04-29
View their other companies + combined net worth →
Active
SHONE, Susan Caroline
director · ~64y · appointed 2025-04-29
View their other companies + combined net worth →
Active
MCCRACKEN, Wendy
secretary · appointed 2021-11-16 · resigned 2023-06-20
Resigned
MEIKLEJOHN, Iain Maury Campbell
nominee-secretary · appointed 1998-05-01 · resigned 1998-07-31
Resigned
RUSSELL, George Blair
secretary · appointed 2000-04-03 · resigned 2021-11-16
Resigned
SIMPSON, Janet Linda
secretary · appointed 1998-07-31 · resigned 2000-04-02
Resigned
BANNISTER, Jan
director · ~80y · appointed 1998-07-31 · resigned 2004-09-15
Resigned
BLACKIE, Kevin John
director · ~46y · appointed 2010-02-24 · resigned 2015-05-04
Resigned
BOLAN, Joyce
director · ~76y · appointed 2005-08-22 · resigned 2007-11-26
Resigned
BOOTH, Gregor Mckail
director · ~64y · appointed 2015-02-25 · resigned 2018-09-12
Resigned
BROWN, Alan Leishman
director · ~76y · appointed 2011-09-19 · resigned 2021-05-26
Resigned
BULLOCK, Luke
director · ~52y · appointed 2018-09-12 · resigned 2021-10-26
Resigned
BURNS, Carol
director · ~70y · appointed 2004-06-28 · resigned 2005-05-31
Resigned
COSTELLO, David
director · ~83y · appointed 1998-07-31 · resigned 1999-05-26
Resigned
CUMMINGS, Victor
director · ~82y · appointed 2005-11-30 · resigned 2012-05-25
Resigned
ELDER, David Watson
director · ~90y · appointed 2002-01-16 · resigned 2006-03-29
Resigned
FINLAYSON, Iain Douglas
director · ~80y · appointed 2008-11-26 · resigned 2014-08-28
Resigned
FINLAYSON, Iain Douglas
director · ~80y · appointed 2001-02-20 · resigned 2001-10-03
Resigned

Click a director name to see their full track record across all companies.

Recent filings (219 total)

accounts-with-accounts-type-micro-entity
accounts · AA
2025-12-01
confirmation-statement-with-updates
confirmation-statement · CS01
2025-05-08
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2025-05-08
withdrawal-of-a-person-with-significant-control-statement
persons-with-significant-control · PSC09
2025-05-08
termination-director-company-with-name-termination-date
officers · TM01
2025-05-06
termination-director-company-with-name-termination-date
officers · TM01
2025-05-06
termination-director-company-with-name-termination-date
officers · TM01
2025-05-06
appoint-person-director-company-with-name-date
officers · AP01
2025-05-06
appoint-person-director-company-with-name-date
officers · AP01
2025-05-06
appoint-person-director-company-with-name-date
officers · AP01
2025-04-29
memorandum-articles
incorporation · MA
2025-02-19
resolution
resolution · RESOLUTIONS
2025-02-19
certificate-change-of-name-company
change-of-name · CERTNM
2025-02-19
accounts-with-accounts-type-micro-entity
accounts · AA
2024-09-18
termination-director-company-with-name-termination-date
officers · TM01
2024-07-30