CRUDEN HOMES HOLDINGS LIMITED

🌳Matureactive

SC184082 · ltd · incorporated 1998-03-23

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 27.5y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

82/100

Exceptional

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What this business does

Primary activity: Activities of construction holding companies

Sector: Financial & insurance

Investor take

Pursue

Strong opportunity: asset-holding vehicle with exceptional profile and bankable structure.

Opportunity 82/100 (exceptional), bankability 75/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

2 live charges · 2 lenders · oldest 27.5y

50/100

clean up first

Refinance viable after a tidy-up — address the highlighted items first.

· Oldest live charge is 27.5 years old — likely at or near maturity.
· Two lenders — manageable, but coordination required.
· Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (60/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

2 charges (2/2 with lender, 2/2 with type)

Directors & officers

13 officers (5 active, 13 linked, 7 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

25 connected companies via shared directors

Filing history

104 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

82/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Recent activity

Last 30 days

filing

• 1 confirmation-statement

Last 90 days

filing

• 1 confirmation-statement

Last 180 days

filings

• 3 mortgage
• 1 confirmation-statement
• 1 accounts

Counts from Companies House filing history.

Corporate timeline (41 events)Click to expand

2026-01-05
📄
accounts-with-accounts-type-group
accounts · AA
2025-12-08
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-12-06
📄
mortgage-alter-floating-charge-with-number
mortgage · 466(Scot)
2025-12-03
📄
mortgage-alter-floating-charge-with-number
mortgage · 466(Scot)
2025-11-27
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-11-21
➕
LYNES, Fraser appointed
director
2025-11-21
🔒
Charge registered #2
Lender: Bgf Nominees Limited (As Security Trustee for the Beneficiaries)
2024-11-28
📄
accounts-with-accounts-type-group
accounts · AA
2024-09-26
📄
change-person-director-company-with-change-date
officers · CH01
2023-12-27
📄
accounts-with-accounts-type-group
accounts · AA
2022-10-20
📄
accounts-with-accounts-type-group
accounts · AA
2022-02-02
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2021-12-20
📄
accounts-with-accounts-type-group
accounts · AA
2021-11-19
📄
change-person-director-company-with-change-date
officers · CH01
2021-11-19
📄
change-person-director-company-with-change-date
officers · CH01
2021-04-06
📄
resolution
resolution · RESOLUTIONS
2020-12-01
📄
accounts-with-accounts-type-group
accounts · AA
2020-03-06
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2020-01-03
📄
accounts-with-accounts-type-group
accounts · AA
2019-03-13
➕
HAGGERTY, Euan James Edward appointed
director
2016-03-09
➕
SIMPSON, Steven George appointed
director
2016-03-09
➖
ROWLEY, Michael John resigned
director
2014-06-26
➕
DIMOND, Paula appointed
secretary
2014-06-26
➖
FAIRCLOUGH, Stuart Thomas resigned
secretary
2003-12-25
➖
DALGARNO, John Alexander resigned
director
2001-04-24
➖
GENOE, Paul resigned
director
1999-10-01
➕
REID, Kevin David appointed
director
1999-10-01
➕
DALGARNO, John Alexander appointed
director
1999-10-01
➕
GENOE, Paul appointed
director
1999-10-01
➖
MATTHEWS, Malcolm Robert Angus resigned
director
1998-10-16
🔒
Charge registered #1
Lender: The Royal Bank of Scotland PLC
1998-05-26
➕
FAIRCLOUGH, Stuart Thomas appointed
secretary
1998-05-26
➖
BURNESS SOLICITORS resigned
corporate-nominee-secretary
1998-05-26
➖
BURNESS SOLICITORS resigned
corporate-nominee-secretary
1998-05-26
➕
MATTHEWS, Malcolm Robert Angus appointed
director
1998-05-26
➕
ROWLEY, Michael John appointed
director
1998-05-26
➖
WJB (DIRECTORS) LIMITED resigned
corporate-nominee-director
1998-03-23
🏢
Company incorporated
As CRUDEN HOMES HOLDINGS LIMITED
1998-03-23
➕
BURNESS SOLICITORS appointed
corporate-nominee-secretary
1998-03-23
➕
BURNESS SOLICITORS appointed
corporate-nominee-secretary
1998-03-23
➕
WJB (DIRECTORS) LIMITED appointed
corporate-nominee-director

Owner dependency

58/100

Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS

-4 active directors: Broader management team in place — suggests transferable governance.
+Long-tenure founder: Senior director has been in place 27 years — deep operational knowledge concentrated in one person.
+Senior director age: Director aged approximately 59 — approaching natural succession window.

Succession & seller-readiness

60/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
primary20+ year tenure: Director in role 27 years. Very long tenure is a classic succession signal.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Cruden Investments Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️

Cruden Investments Limited

Corporate parent · holds 75-100% shares · board control

ultimate parent

⬇

CRUDEN HOMES HOLDINGS LIMITED

This company · SC184082

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Cruden Investments Limited Corporate entity	75–100%	75–100%	board control75-100% shares · 75-100% voting · board control	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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ANDSTRAT (NO. 175) LIMITED→ SC256565 · est 2003 · no financials extracted	—	—	—	—	22y	—	—
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ANNO 1939 (LICENCE) LIMITED→ SC709990 · est 2021 · no financials extracted	—	—	—	—	4y	—	—
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Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

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🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated1998-03-23

Jurisdictionscotland

Primary SIC64203 — Activities of construction holding companies

Registered office

16 Walker Street

Edinburgh

EH3 7LP

Scotland

Filing status

Accounts

Next due: 2026-12-31

Last made up to: 2025-03-31

Confirmation statement

Next due: 2027-04-06

Last: 2026-03-23