CRUDEN PROPERTY INVESTMENTS LIMITED
🌳Matureactive
SC153019 · ltd · incorporated 1994-09-12
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 28.9y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and bankable structure.
Opportunity 79/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
4 live charges · 2 lenders · oldest 28.9y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 28.9 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
13 officers (5 active, 13 linked, 8 with DOB)
82
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
26 connected companies via shared directors
90
Filing history
109 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
5
filings
- • 3 mortgage
- • 1 accounts
- • 1 officers
Counts from Companies House filing history.
Corporate timeline (46 events)Click to expand
- 2026-01-06📄accounts-with-accounts-type-fullaccounts · AA
- 2025-12-08📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-12-06📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2025-12-03📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2025-11-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-11-21➕LYNES, Fraser appointeddirector
- 2025-11-21🔒Charge registered #4Lender: Bgf Nominees Limited (As Security Trustee for the Beneficiaries)
- 2025-09-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-09-25🔓Charge satisfied #3
- 2024-11-27📄accounts-with-accounts-type-fullaccounts · AA
- 2024-09-26📄change-person-director-company-with-change-dateofficers · CH01
- 2023-11-27📄accounts-with-accounts-type-fullaccounts · AA
- 2022-10-20📄accounts-with-accounts-type-fullaccounts · AA
- 2022-02-02📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2021-11-19📄change-person-director-company-with-change-dateofficers · CH01
- 2021-11-19📄change-person-director-company-with-change-dateofficers · CH01
- 2021-11-15📄accounts-with-accounts-type-fullaccounts · AA
- 2021-05-05📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-05-05🔓Charge satisfied #1
- 2020-12-29📄accounts-with-accounts-type-fullaccounts · AA
- 2020-03-06📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2019-09-26📄accounts-with-accounts-type-fullaccounts · AA
- 2019-04-12➕HAGGERTY, Euan James Edward appointeddirector
- 2016-03-09➕DIMOND, Paula appointeddirector
- 2016-03-09➖ROWLEY, Michael John resigneddirector
- 2014-06-26➕DIMOND, Paula appointedsecretary
- 2014-06-26➖FAIRCLOUGH, Stuart Thomas resignedsecretary
- 2009-12-08➖MATTHEWS, Malcolm Robert Angus resigneddirector
- 2006-12-15🔒Charge registered #3Lender: The Royal Bank of Scotland PLC
- 2002-09-30➖BRADY, Kevin James resigneddirector
- 1999-06-21➕REID, Kevin David appointeddirector
- 1999-04-01➖PETERS, Douglas resigneddirector
- 1998-10-16🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
- 1997-06-13🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 1996-04-01➕FAIRCLOUGH, Stuart Thomas appointedsecretary
- 1996-04-01➖PETERS, Douglas resignedsecretary
- 1996-04-01➕BRADY, Kevin James appointeddirector
- 1996-04-01➕PETERS, Douglas appointeddirector
- 1994-11-03➕PETERS, Douglas appointedsecretary
- 1994-11-03➖BURNESS SOLICITORS resignedcorporate-nominee-secretary
- 1994-11-03➕MATTHEWS, Malcolm Robert Angus appointeddirector
- 1994-11-03➕ROWLEY, Michael John appointeddirector
- 1994-11-03➖WJB (DIRECTORS) LIMITED resignedcorporate-nominee-director
- 1994-09-12🏢Company incorporatedAs CRUDEN PROPERTY INVESTMENTS LIMITED
- 1994-09-12➕BURNESS SOLICITORS appointedcorporate-nominee-secretary
- 1994-09-12➕WJB (DIRECTORS) LIMITED appointedcorporate-nominee-director
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Long-tenure founder: Senior director has been in place 27 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 59 — approaching natural succession window.
Succession & seller-readiness
60/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
- primary20+ year tenure: Director in role 27 years. Very long tenure is a classic succession signal.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Cruden Investments Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Cruden Investments Limited
Corporate parent · holds 75-100% shares · board control
⬇
CRUDEN PROPERTY INVESTMENTS LIMITED
This company · SC153019
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Cruden Investments Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| A.J.N. PROPERTIES LIMITED→ SC273553 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| A&J PROPERTY SERVE LTD→ SC853753 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ACTIVE TULZ REAL ESTATE LTD→ SC816481 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ADAERO PROPERTY INVESTMENTS LIMITED→ SC528527 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| ADAM PROPERTY INVESTMENTS LTD→ SC836622 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ADDISON HOMES LTD→ SC645633 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ADDSL LIMITED→ SC419341 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
| AEPEP (SCOTLAND) II LIMITED→ SC500366 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| AFIYA INVESTMENTS LTD→ SC778787 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AFORD PROPERTY LTD→ SC630166 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| AGP DEVELOPMENTS LTD→ SC796616 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| AHIR HOLDING LIMITED→ SC708909 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1994-09-12
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
16 Walker Street
Edinburgh
EH3 7LP
Scotland
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-09-26
Last: 2025-09-12
Officers (5 active · 8 resigned)
Active
DIMOND, Paula→
Activedirector · ~53y · appointed 2016-03-09
View their other companies + combined net worth →
HAGGERTY, Euan James Edward→
Activedirector · ~49y · appointed 2019-04-12
View their other companies + combined net worth →
LYNES, Fraser→
Activedirector · ~42y · appointed 2025-11-21
View their other companies + combined net worth →
REID, Kevin David→
Activedirector · ~59y · appointed 1999-06-21
View their other companies + combined net worth →
FAIRCLOUGH, Stuart Thomas→
Resignedsecretary · appointed 1996-04-01 · resigned 2014-06-26
PETERS, Douglas→
Resignedsecretary · appointed 1994-11-03 · resigned 1996-04-01
BURNESS SOLICITORS→
Resignedcorporate-nominee-secretary · appointed 1994-09-12 · resigned 1994-11-03
BRADY, Kevin James→
Resigneddirector · ~66y · appointed 1996-04-01 · resigned 2002-09-30
MATTHEWS, Malcolm Robert Angus→
Resigneddirector · ~95y · appointed 1994-11-03 · resigned 2009-12-08
PETERS, Douglas→
Resigneddirector · ~59y · appointed 1996-04-01 · resigned 1999-04-01
ROWLEY, Michael John→
Resigneddirector · ~74y · appointed 1994-11-03 · resigned 2016-03-09
WJB (DIRECTORS) LIMITED→
Resignedcorporate-nominee-director · appointed 1994-09-12 · resigned 1994-11-03
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
2
Outstanding
2
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Bgf Nominees (As Security Trustee for the Beneficiaries) Bgf Nominees Limited (As Security Trustee for the Beneficiaries) | A registered charge | — | 21/11/2025 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 15/12/2006 | 25/09/2025 | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 16/10/1998 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 13/06/1997 | 05/05/2021 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (109 total)
accounts-with-accounts-type-full
accounts · AA
2026-01-06
appoint-person-director-company-with-name-date
officers · AP01
2025-12-08
mortgage-alter-floating-charge-with-number
mortgage · 466(Scot)
2025-12-06
mortgage-alter-floating-charge-with-number
mortgage · 466(Scot)
2025-12-03
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-11-27
mortgage-satisfy-charge-full
mortgage · MR04
2025-09-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-12
accounts-with-accounts-type-full
accounts · AA
2024-11-27
change-person-director-company-with-change-date
officers · CH01
2024-09-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-16
accounts-with-accounts-type-full
accounts · AA
2023-11-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-25
accounts-with-accounts-type-full
accounts · AA
2022-10-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-09-16
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2022-02-02