AFORD PROPERTY LTD

🏛️Establishedactive

SC630166 · ltd · incorporated 2019-05-10

Investment thesis

Property vehicle with a workable charge structure — clean refinance potential.

Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.

Why risky: Dependent on title and valuation due diligence; standard property risks.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 6.8y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

year to May 2025

Net worth

£74.8k

book net assets

Opportunity

78/100

Strong

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch

What this business does

Primary activity: Other letting and operating of own or leased real estate

Sector: Real estate

Investor take

Pursue

Strong opportunity: property-backed borrower with strong profile and bankable structure.

Opportunity 78/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

2 live charges · 2 lenders · oldest 6.8y

70/100

ready

Refinance conversation should be productive — structure clean and timing right.

· Oldest live charge is 6.8 years old — likely at or near maturity.
· Two lenders — manageable, but coordination required.
· Legal-friction score 15/100 — clean.

Data confidence

Overall: high (82/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

2 charges (2/2 with lender, 2/2 with type)

Directors & officers

4 officers (4 active, 4 linked, 4 with DOB)

Ownership & PSC

2 active PSC(s) of 2 total, 2 with control declared

Director network

6 connected companies via shared directors

Filing history

15 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →

Opportunity Score

78/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Adequate — check latest filings for context.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 105 (micro)

Positive net assets

Net assets £74,780

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

£75k

↑ 29% YoY

Current Assets

£13k

↑ 421% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 105 (micro)

Metric	2025-05-31	2024-05-31
Total assets	£677.6k	£373.2k
Current assets	£13.0k	£2.5k
Net assets	£74.8k	£58.2k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filing

• 1 accounts

Last 180 days

filing

• 1 accounts

Counts from Companies House filing history.

Corporate timeline (16 events)Click to expand

2026-02-19
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2024-09-24
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2023-10-11
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2022-10-06
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2021-12-20
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2020-10-12
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2019-08-01
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2019-07-26
🔒
Charge registered #2
Lender: National Westminister Bank PLC
2019-07-09
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2019-07-07
🔒
Charge registered #1
Lender: National Westminster Bank PLC
2019-05-10
🏢
Company incorporated
As AFORD PROPERTY LTD
2019-05-10
➕
LOGAN, Anna Helen Elizabeth appointed
director
2019-05-10
➕
LOGAN, Elinor Grace appointed
director
2019-05-10
➕
LOGAN, Hamish William John appointed
director
2019-05-10
➕
LOGAN, James John appointed
director
2019-05-10
📄
incorporation-company
incorporation · NEWINC

Owner dependency

56/100

Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS

-4 active directors: Broader management team in place — suggests transferable governance.
+Senior director age: Director aged approximately 61 — approaching natural succession window.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

40/100

Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS

secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Anna Helen Elizabeth Logan Individual · British · DOB 04/1998 · age 28	25–50%	25–50%	board control25-50% shares · 25-50% voting · board control	10/05/2019
Mr Hamish William John Logan Individual · British · DOB 05/1996 · age 30	25–50%	25–50%	board control25-50% shares · 25-50% voting · board control	10/05/2019

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Property · EH postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
AKM LETTINGS LTD→ SC873885 · est 2025 · no financials extracted	—	—	—	—	—	—	—
AL05MAC LTD→ SC475347 · est 2014 · no financials extracted	—	—	—	—	12y	—	—
ALBANY BUSINESS CENTRES LIMITED→ SC096020 · est 1985 · no financials extracted	—	—	—	—	40y	—	—
ALBANY PROPERTY INVESTMENTS LIMITED→ SC173314 · est 1997 · no financials extracted	—	—	—	—	29y	—	—
ALBANY STUDIOS AND SERVICES LIMITED→ SC072229 · est 1980 · no financials extracted	—	—	—	—	45y	—	—
ALEXANDER PROPERTIES GROUP LTD.→ SC883418 · est 2026 · no financials extracted	—	—	—	—	—	—	—
ALEXANDER PROPERTY RENTALS LIMITED→ SC856845 · est 2025 · no financials extracted	—	—	—	—	—	—	—
ALFRED STEWART PROPERTIES LIMITED→ SC055625 · est 1974 · no financials extracted	—	—	—	—	51y	—	—
ALFRED STEWART PROPERTY FOUNDATION LIMITED→ SC363663 · est 2009 · no financials extracted	—	—	—	—	16y	—	—
ALI GROUP LTD→ SC650692 · est 2020 · no financials extracted	—	—	—	—	6y	—	—
ALLAHKAYE LTD→ SC805805 · est 2024 · no financials extracted	—	—	—	—	2y	—	—
ALLAN & HAMILTON PROPERTIES LIMITED→ SC683772 · est 2020 · no financials extracted	—	—	—	—	5y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2019-05-10

Jurisdictionscotland

Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

Athelstaneford Mains

Athelstaneford

North Berwick

EH39 5BH

Scotland

Filing status

Accounts

Next due: 2027-02-28

Last made up to: 2025-05-31

Confirmation statement

Next due: 2026-05-22

Last: 2025-05-08

Officers (4 active · 0 resigned)

LOGAN, Anna Helen Elizabeth→

director · ~28y · appointed 2019-05-10

View their other companies + combined net worth →

Active

LOGAN, Elinor Grace→

director · ~61y · appointed 2019-05-10

View their other companies + combined net worth →

Active

LOGAN, Hamish William John→

director · ~30y · appointed 2019-05-10

View their other companies + combined net worth →

Active

LOGAN, James John→

director · ~61y · appointed 2019-05-10

View their other companies + combined net worth →

Active

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:2 of 2 shown

			Type	Properties
	outstanding	National Westminister Bank National Westminister Bank PLC	A registered charge	1 property	26/07/2019	—
	outstanding	National Westminster Bank National Westminster Bank PLC	A registered charge	—	07/07/2019	—

Click column headers to sort. Use filters above to narrow by status and lender.