P.F.S. (KIRKCALDY) LIMITED

⚰️Wound downdissolved
SC080641 · ltd · incorporated 1982-10-29
Investment thesis
Company dissolved — not a live target.
Why interesting: Historical record only; useful for precedent research.
Why risky: Not transactable.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
60/100
Worth a look
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What this business does
Primary activity: Financial leasing
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)
Distressed unclear — structural issues outweigh the discount.

Opportunity 60/100 (worth a look), bankability 70/100. Strong seller-intent signal (63/100, director aged 88). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: Company dissolved. Company has been dissolved — it no longer legally exists. Any diligence here is historical only. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: low (54/100)

Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
4 officers (3 active, 4 linked, 2 with DOB)
80
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
84 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
60/100Worth a look
PassWatchWorth a lookStrongExceptional 

Mixed signal. Worth opening the full target workup before deciding to pursue.

Business quality
30
Concerning — overdue filings or status flags present.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
67
Some moderate concerns — review flags.
Signal strength
90
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (21 events)Click to expand
  1. 2024-10-29
    📄
    gazette-dissolved-voluntary
    gazette · GAZ2(A)
  2. 2024-10-29
    🏁
    Company dissolved
  3. 2024-08-13
    📄
    gazette-notice-voluntary
    gazette · GAZ1(A)
  4. 2024-08-01
    📄
    dissolution-application-strike-off-company
    dissolution · DS01
  5. 2024-03-06
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2023-03-30
    📄
    change-account-reference-date-company-current-extended
    accounts · AA01
  7. 2022-09-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2021-09-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2020-10-09
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2019-06-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2018-09-20
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  12. 2018-09-20
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  13. 2018-08-01
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2018-06-01
    ➕
    PEEBLES, Agnes Norma Watson appointed
    secretary
  15. 2018-05-31
    ➖
    ADAM, Elaine resigned
    secretary
  16. 2017-06-10
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  17. 2016-06-17
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  18. 2015-10-13
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  19. 2015-06-04
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  20. 2014-10-07
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  21. 1982-10-29
    🏢
    Company incorporated
    As P.F.S. (KIRKCALDY) LIMITED

Owner dependency

81/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder age: Director aged approximately 88 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

76/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 88 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondaryStable-but-static management: Company is 43 years old and no new directors in the last 3 years — succession not yet being planned internally.

Red flags

1 high ·
Company dissolved
high

Company has been dissolved — it no longer legally exists. Any diligence here is historical only.

Evidence: Dissolved on 2024-10-29

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Robert Alan Peebles
Individual · British · DOB 07/1938 · age 88
25–50%
—25-50% shares06/04/2016
Mrs Agnes Norma Watson Peebles
Individual · British · DOB 12/1940 · age 86
25–50%
—25-50% shares06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

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Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

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Company details

Statusdissolved
Typeltd
Incorporated1982-10-29
Jurisdictionscotland
Primary SIC64910 — Financial leasing

Registered office

18 Whytescauseway
Kirkcaldy
Fife
KY1 1XF

Filing status

Accounts
Next due: —
Last made up to: 2023-06-30
Confirmation statement
Next due: —
Last: 2023-09-17

Officers (0 active · 1 resigned)

PEEBLES, Agnes Norma Watson→
secretary · appointed 2018-06-01
View their other companies + combined net worth →
Active
PEEBLES, Agnes Norma Watson→
director · ~86y
View their other companies + combined net worth →
Active
PEEBLES, Robert Alan→
director · ~88y
View their other companies + combined net worth →
Active
ADAM, Elaine→
secretary · resigned 2018-05-31
Resigned

Click a director name to see their full track record across all companies.

Recent filings (84 total)

gazette-dissolved-voluntary
gazette · GAZ2(A)
2024-10-29
gazette-notice-voluntary
gazette · GAZ1(A)
2024-08-13
dissolution-application-strike-off-company
dissolution · DS01
2024-08-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-03-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-19
change-account-reference-date-company-current-extended
accounts · AA01
2023-03-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-09-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-09-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-10-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-09-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-10-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-10-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-09-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-06-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2018-09-21