BANDRUM HOLDINGS LIMITED
🌱Startupactive
SC880490 · ltd · incorporated 2026-02-26
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
77/100
Strong
What this business does
Primary activity: Activities of other holding companies n.e.c.
Sector: Financial & insurance
Investor take
PursueAsset-holding vehicle with a 79-year-old founder — textbook succession opportunity.
Opportunity 77/100 (strong), bankability 70/100. Strong seller-intent signal (60/100, director aged 79). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
1 live charge · oldest 0.1y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Newest facility, 0.1 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (55/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
6 filings
60
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
5
filings
- • 1 officers
- • 1 resolution
- • 1 incorporation
Last 90 days
6
filings
- • 2 incorporation
- • 1 officers
- • 1 resolution
Last 180 days
6
filings
- • 2 incorporation
- • 1 officers
- • 1 resolution
Counts from Companies House filing history.
Corporate timeline (10 events)Click to expand
- 2026-04-21📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-04-09📄resolutionresolution · RESOLUTIONS
- 2026-04-08📄memorandum-articlesincorporation · MA
- 2026-04-01📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-03-31🔒Charge registered #1Lender: Clydesdale Bank PLC (Trading as Virgin Money)
- 2026-03-30➕JEFFCOAT, Marilyn Annette appointeddirector
- 2026-03-27📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2026-02-26🏢Company incorporatedAs BANDRUM HOLDINGS LIMITED
- 2026-02-26➕PAYNE, Rachel Charlotte Fitzgerald appointeddirector
- 2026-02-26📄incorporation-companyincorporation · NEWINC
Owner dependency
78/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 79 — succession pressure is live.
- +Young company: Only 0.2 years old — management layer unlikely to be developed.
Succession & seller-readiness
66/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 79 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Rachel Charlotte Fitzgerald Payne Individual · British · DOB 12/1979 · age 47 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 26/02/2026 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
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|---|---|---|---|---|---|---|---|
| ACTINOID GROUP OF COMPANIES LTD→ SC653523 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| ADAMSON HOLDINGS (SCOTLAND) LIMITED→ SC803938 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ALDEA PROPERTY LIMITED→ SC153166 · est 1994 · no financials extracted | — | — | — | — | 31y | — | — |
| ALLAN CORFIELD GROUP LIMITED→ SC811541 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| APGK LIMITED→ SC680880 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ASSAYE HOLDINGS LIMITED→ SC666138 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| BABCOCK DESIGN & TECHNOLOGY LIMITED→ SC173117 · est 1997 · no financials extracted | — | — | — | — | 29y | — | — |
| BELEY BRIDGE MANAGEMENT CO LIMITED→ SC711414 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| BURMAH (HOLDINGS) LIMITED→ SC544805 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| CALATH INVESTMENTS LTD→ SC803377 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| CARCRAIG CAPITAL HOLDINGS LIMITED→ SC716576 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| CARNEGIE GROUP (SCOTLAND) LIMITED→ SC583868 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2026-02-26
Jurisdictionscotland
Primary SIC64209 — Activities of other holding companies n.e.c.
Registered office
Bandrum Nursing Home
Saline
By Dunfermline
KY12 9HR
Scotland
Filing status
Accounts
Next due: 2027-05-31
Last made up to: —
Confirmation statement
Next due: 2027-03-11
Last: —
Officers (2 active · 0 resigned)
JEFFCOAT, Marilyn Annette→
Activedirector · ~79y · appointed 2026-03-30
View their other companies + combined net worth →
PAYNE, Rachel Charlotte Fitzgerald→
Activedirector · ~47y · appointed 2026-02-26
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Virgin Money Clydesdale Bank PLC (Trading as Virgin Money) | A registered charge | — | 31/03/2026 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (6 total)
appoint-person-director-company-with-name-date
officers · AP01
2026-04-21
resolution
resolution · RESOLUTIONS
2026-04-09
memorandum-articles
incorporation · MA
2026-04-08
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-04-01
change-account-reference-date-company-current-shortened
accounts · AA01
2026-03-27
incorporation-company
incorporation · NEWINC
2026-02-26