CARNEGIE GROUP (SCOTLAND) LIMITED

🏛️Establishedactive
SC583868 · ltd · incorporated 2017-12-14
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
Upgrade to see
Turnover
year to Dec 2024
Net worth
book net assets
Opportunity
75/100
Strong
🔔
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What this business does
Primary activity: Activities of financial services holding companies
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: asset-holding vehicle with strong profile and bankable structure.

Opportunity 75/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: high (83/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
12 connected companies via shared directors
81
Filing history
26 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
90
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Dec 2023Dec 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2024-12-312023-12-31

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (20 events)Click to expand
  1. 2025-08-29
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  2. 2025-05-29
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  3. 2025-05-14
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  4. 2025-04-23
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  5. 2025-04-17
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  6. 2025-04-01
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  7. 2024-10-09
    📄
    legacy
    restoration · AC93
  8. 2024-10-09
    ✏️
    certificate-change-of-name-company
    change-of-name · CERTNM
  9. 2023-11-21
    📄
    gazette-dissolved-voluntary
    gazette · GAZ2(A)
  10. 2023-09-05
    📄
    gazette-notice-voluntary
    gazette · GAZ1(A)
  11. 2023-08-25
    📄
    dissolution-application-strike-off-company
    dissolution · DS01
  12. 2022-04-19
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  13. 2021-03-24
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  14. 2021-01-22
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  15. 2019-08-26
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  16. 2018-03-13
    📄
    capital-allotment-shares
    capital · SH01
  17. 2018-03-07
    📄
    resolution
    resolution · RESOLUTIONS
  18. 2017-12-14
    🏢
    Company incorporated
    As CARNEGIE GROUP (SCOTLAND) LIMITED
  19. 2017-12-14
    COLMAN, David Peter appointed
    director
  20. 2017-12-14
    COLMAN, Tracy Jean appointed
    director

Owner dependency

79/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Senior director age: Director aged approximately 62 — approaching natural succession window.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
  • +No director turnover: Company is 8 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

46/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

1 med ·
Name changed recently
medium

Name changes can be benign (rebrand) but can also precede distress, phoenix activity, or buyer concealment.

Evidence: 2024-10-09: certificate-change-of-name-company

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Mr David Peter Colman
Individual · British · DOB 02/1964 · age 62
2550%
25-50% shares14/12/2017

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2017-12-14
Jurisdictionscotland
Primary SIC64205 — Activities of financial services holding companies

Registered office

10c Ridge Way
Hillend
Dunfermline
KY11 9JN
Scotland

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-08-30
Last: 2025-08-16

Officers (2 active · 0 resigned)

COLMAN, David Peter
director · ~62y · appointed 2017-12-14
View their other companies + combined net worth →
Active
COLMAN, Tracy Jean
director · ~56y · appointed 2017-12-14
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (26 total)

accounts-with-accounts-type-dormant
accounts · AA
2025-08-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-29
accounts-with-accounts-type-dormant
accounts · AA
2025-05-29
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-05-14
accounts-with-accounts-type-dormant
accounts · AA
2025-04-23
gazette-filings-brought-up-to-date
gazette · DISS40
2025-04-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-16
gazette-notice-compulsory
gazette · GAZ1
2025-04-01
legacy
restoration · AC93
2024-10-09
certificate-change-of-name-company
change-of-name · CERTNM
2024-10-09
gazette-dissolved-voluntary
gazette · GAZ2(A)
2023-11-21
gazette-notice-voluntary
gazette · GAZ1(A)
2023-09-05
dissolution-application-strike-off-company
dissolution · DS01
2023-08-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-22