B&C CARS AND CLASSICS LTD

🌱Startupactive
SC867686 · ltd · incorporated 2025-10-27
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
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Turnover
not disclosed
Net worth
book net assets
Opportunity
75/100
Strong
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What this business does
Primary activity: SIC 45112
Sector: Wholesale & retail
Investor take
Pursue
Strong opportunity: active trading company with strong profile and acceptable with review structure.

Opportunity 75/100 (strong), bankability 65/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (55/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (2 active, 3 linked, 2 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
3 filings
60
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
3
filings
  • 2 officers
  • 1 incorporation
Counts from Companies House filing history.
Corporate timeline (8 events)Click to expand
  1. 2025-11-07
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  2. 2025-11-07
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  3. 2025-11-03
    BANNAN, Ben appointed
    secretary
  4. 2025-11-03
    BANNAN, Ben resigned
    director
  5. 2025-10-27
    🏢
    Company incorporated
    As B&C CARS AND CLASSICS LTD
  6. 2025-10-27
    BANNAN, Christopher appointed
    director
  7. 2025-10-27
    BANNAN, Ben appointed
    director
  8. 2025-10-27
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

88/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Senior director age: Director aged approximately 61 — approaching natural succession window.
  • +Young company: Only 0.5 years old — management layer unlikely to be developed.

Succession & seller-readiness

55/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Christopher Bannan
Individual · British · DOB 07/1965 · age 61
2550%
25–50%board control25-50% shares · 25-50% voting · board control27/10/2025
Mr Ben Bannan
Individual · British · DOB 07/2003 · age 23
2550%
25–50%board control25-50% shares · 25-50% voting · board control27/10/2025

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

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🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive
Typeltd
Incorporated2025-10-27
Jurisdictionscotland
Primary SIC45112 — SIC 45112

Registered office

Coltswood Kennels
Gartliston Road
Coatbridge
ML5 2FG
United Kingdom

Filing status

Accounts
Next due: 2027-07-27
Last made up to:
Confirmation statement
Next due: 2026-11-09
Last:

Officers (2 active · 1 resigned)

BANNAN, Ben
secretary · appointed 2025-11-03
View their other companies + combined net worth →
Active
BANNAN, Christopher
director · ~61y · appointed 2025-10-27
View their other companies + combined net worth →
Active
BANNAN, Ben
director · ~23y · appointed 2025-10-27 · resigned 2025-11-03
Resigned

Click a director name to see their full track record across all companies.

Recent filings (3 total)

appoint-person-secretary-company-with-name-date
officers · AP03
2025-11-07
termination-director-company-with-name-termination-date
officers · TM01
2025-11-07
incorporation-company
incorporation · NEWINC
2025-10-27